[Form 4] Enova International, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Enova International, Inc. (ENVA) director Linda Johnson Rice purchased 1,700 shares of Enova common stock on 09/10/2025 at a reported price of $115.9471 per share. After this purchase she beneficially owned 6,257 shares.

The Form 4 was filed as a single reporting person filing and is signed by an attorney in fact, Sean Rahilly, dated 09/12/2025. The filing reports a straightforward open-market purchase by an insider; no derivative transactions or amendments are included.

Positive

• Insider purchase disclosed: Director Linda Johnson Rice acquired 1,700 shares, increasing her direct ownership to 6,257 shares.
• Clear, single-person filing: Form filed by one reporting person and signed via attorney-in-fact, indicating procedural compliance.

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Director purchase reported; routine insider buy with no derivatives or amendments.

This Form 4 documents a direct purchase by a board director, which is a standard disclosure under Section 16. The report shows the director increased her direct beneficial holding to 6,257 shares via a 1,700-share purchase at $115.9471 each. Filing as one reporting person and signature by an attorney-in-fact are procedural details consistent with proper Section 16 reporting.

Securities Analyst

TL;DR: Insider bought shares; transaction size is modest relative to typical institutional holdings.

The acquisition is a non-derivative purchase executed on 09/10/2025. The form contains no information on intent, plans, or material corporate events. From a disclosure perspective, this is a routine insider purchase that increases the director's direct stake to 6,257 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RICE LINDA JOHNSON

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	09/10/2025		P		1,700	A	$115.9471	6,257	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Sean Rahilly, attorney in fact	09/12/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did ENVA director Linda Johnson Rice report on Form 4?

She reported a non-derivative purchase of 1,700 shares of Enova common stock on 09/10/2025 at a price of $115.9471 per share, resulting in beneficial ownership of 6,257 shares.

Was the Form 4 for ENVA filed by multiple reporting persons?

No. The filing indicates Form filed by one reporting person.

Were any derivative securities reported in this ENVA Form 4?

No. Table II for derivative securities contains no reported transactions.

Who signed the ENVA Form 4 and when?

The form is signed by Sean Rahilly, attorney in fact, dated 09/12/2025.

What was the transaction code listed for the ENVA purchase?

The transaction code reported for the purchase is P.