[Form 4] Enova International, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Sean Rahilly, General Counsel and Secretary of Enova International, Inc. (ENVA), reported a sale of 2,965 shares of common stock on 08/28/2025 at a reported price of $122.635 per share. Following the transaction, Rahilly beneficially owns 100,877 shares. The Form 4 was signed on 09/02/2025 and contains no derivative transactions or additional explanatory text.

Positive

• Transparent disclosure of the officer sale with specific share count and price
• Continued beneficial ownership of 100,877 shares after the sale

Negative

• Officer sold 2,965 shares, which could be viewed negatively by some investors
• No mention of a 10b5-1 plan or reason for the sale within the filing

Insights

Corporate Governance Expert

TL;DR: Routine insider sale by a senior officer; ownership remains disclosed and no derivatives reported.

The filing documents a straightforward open-market sale by the company's General Counsel and Secretary. The report is timely and specifies the exact share count and price, preserving transparency. There is no indication of related derivative activity or an associated 10b5-1 plan disclosed in this Form 4. The continued beneficial ownership of 100,877 shares is noted.

Securities Analyst

TL;DR: Small officer sale with clear pricing; unlikely to be material to ENVA's capital structure.

The sale of 2,965 shares at $122.635 is explicitly reported and leaves the reporting person with 100,877 shares. Without context on total outstanding shares or prior trading patterns in this filing, the transaction appears routine and disclosed in accordance with Section 16 reporting requirements. No derivative positions or additional transactions are shown.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rahilly Sean

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and Secretary

3. Date of Earliest Transaction (Month/Day/Year)
08/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	08/28/2025		S		2,965	D	$122.635	100,877	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Sean Rahilly	09/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did ENVA insider Sean Rahilly report on Form 4?

The Form 4 reports a sale of 2,965 Enova (ENVA) common shares on 08/28/2025 at $122.635 per share.

How many ENVA shares does Sean Rahilly own after the sale?

Following the reported transaction, Sean Rahilly beneficially owns 100,877 shares.

Was any derivative or option transaction reported by the insider?

No. Table II for derivative securities contains no entries in this Form 4.

What is Sean Rahilly’s role at Enova International?

The filing lists Sean Rahilly as General Counsel and Secretary of Enova International.

When was the Form 4 signed by the reporting person?

The Form 4 bears the reporting person's signature dated 09/02/2025.