Enova (NYSE: ENVA) GC reports RSU tax share withholding

Rhea-AI Filing Summary

Enova International’s General Counsel and Secretary, Sean Rahilly, reported routine share withholding transactions related to vesting of restricted stock units. On February 5–8, 2026, the issuer withheld 450, 3,937, 843 and 872 common shares at prices around $159.78–$161.10 to cover taxes. After these transactions, Rahilly directly owned 94,775 Enova common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rahilly Sean

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO IL 60604

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel and Secretary

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock, par value $0.00001 per share	02/05/2026		F		450(1)	D	$159.78	100,427	D
Common stock, par value $0.00001 per share	02/06/2026		F		3,937(1)	D	$161.1	96,490	D
Common stock, par value $0.00001 per share	02/08/2026		F		843(1)	D	$161.1	95,647	D
Common stock, par value $0.00001 per share	02/08/2026		F		872(1)	D	$161.1	94,775	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding by Enova International, Inc. ("Issuer") of Issuer's shares to pay taxes in connection with the vesting of restricted stock units on the Transaction Date. The timing and amount of the transaction were determined by the terms of the applicable restricted stock and were not within the control of the Reporting Person.

	/s/ Sean Rahilly	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did Enova (ENVA) report for Sean Rahilly?

Enova reported that General Counsel and Secretary Sean Rahilly had issuer share withholdings to cover taxes on restricted stock unit vesting. Four transactions between February 5 and 8, 2026 involved small blocks of common shares at prices around $160 per share.

How many Enova (ENVA) shares were withheld for Sean Rahilly’s taxes?

The Form 4 shows tax-related share withholding transactions of 450, 3,937, 843 and 872 Enova common shares. These amounts were determined by the terms of the restricted stock units in connection with their vesting on the respective transaction dates.

What prices were used for Enova (ENVA) tax-withheld shares?

The tax-withheld Enova common shares for Sean Rahilly were valued at $159.78 per share on February 5, 2026 and $161.10 per share on February 6 and February 8, 2026, as disclosed in the Form 4 transactions table.

How many Enova (ENVA) shares does Sean Rahilly own after these transactions?

After the reported tax-withholding transactions, Sean Rahilly directly owned 94,775 Enova International common shares. This post-transaction beneficial ownership figure reflects the issuer’s share withholding to satisfy taxes on vested restricted stock units.

What is Sean Rahilly’s role at Enova (ENVA) in this Form 4?

In the Form 4, the reporting person, Sean Rahilly, is identified as an officer of Enova International, serving as General Counsel and Secretary. He is not listed as a director or 10% owner in this insider ownership report.