Enova director granted 1,320 RSUs in Form 4

CARNAHAN ELLEN reported acquisition or exercise transactions in this Form 4 filing.

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Form Type

Rhea-AI Filing Summary

CARNAHAN ELLEN reported acquisition or exercise transactions in this Form 4 filing.

Enova International director Ellen Carnahan reported an equity award and updated her share holdings. She received a grant of 1,320 shares of common stock in the form of Restricted Stock Units at an effective price of $0.00 per share.

The footnote states that 100% of these RSUs will vest on May 13, 2027, provided she continues to serve on Enova International’s board of directors through that date. Following this award, she directly holds 59,704 shares of common stock and indirectly holds 4,590 shares through the Ellen Carnahan Revocable Living Trust.

Insider Trade Summary

Grant/Award: 1,320 shares

Grant/Award 2 txns

Insider CARNAHAN ELLEN

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common stock, par value $0.00001 per share	1,320	$0.00	$0.00
holding	Common stock, par value $0.00001 per share	--	--	--

Holdings After Transaction: Common stock, par value $0.00001 per share — 59,704 shares (Direct); Common stock, par value $0.00001 per share — 4,590 shares (Indirect, Ellen Carnahan Revocable Living Trust U/A DTD 101/09/2009, Ellen Carnahan, Sole Trustee)

Footnotes (1)

F1. Reflects a grant of Restricted Stock Units ("RSUs"), 100% of which shall vest on May 13, 2027, as long as grantee serves as a member of the board of directors of Enova International, Inc. ("Issuer") as of such date.

Key Figures

RSU grant size: 1,320 shares RSU grant price: $0.00 per share RSU vesting date: May 13, 2027 +2 more

5 metrics

RSU grant size 1,320 shares Restricted Stock Units granted to director

RSU grant price $0.00 per share Effective price for RSU award

RSU vesting date May 13, 2027 100% of RSUs vest on this date

Direct holdings after award 59,704 shares Common stock directly owned by Ellen Carnahan

Indirect trust holdings 4,590 shares Shares held via Ellen Carnahan Revocable Living Trust

Key Terms

Restricted Stock Units ("RSUs"), grant, award, or other acquisition, Revocable Living Trust

3 terms

Restricted Stock Units ("RSUs") financial

"Reflects a grant of Restricted Stock Units ("RSUs"), 100% of which shall vest on May 13, 2027"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Revocable Living Trust financial

"Ellen Carnahan Revocable Living Trust U/A DTD 101/09/2009, Ellen Carnahan, Sole Trustee"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Ellen Carnahan report at Enova (ENVA)?

Ellen Carnahan reported receiving 1,320 Restricted Stock Units of Enova common stock as an equity award. These RSUs were granted at an effective price of $0.00 per share and reflect compensation for her service as a member of Enova’s board of directors.

When do Ellen Carnahan’s 1,320 Enova (ENVA) RSUs vest?

All 1,320 Restricted Stock Units vest on May 13, 2027, if she remains on the Enova board. The award is fully time-based, with no partial vesting, tying value directly to continued board service through the stated vesting date.

How many Enova (ENVA) shares does Ellen Carnahan hold after this filing?

After the reported transactions, Ellen Carnahan directly holds 59,704 shares of Enova common stock. She also indirectly holds 4,590 shares through the Ellen Carnahan Revocable Living Trust, according to the ownership details disclosed in the Form 4 filing.

What type of transaction is coded "A" in Ellen Carnahan’s Enova (ENVA) Form 4?

The transaction code "A" represents a grant, award, or other acquisition of securities. In this case, it corresponds to the award of 1,320 Restricted Stock Units of Enova common stock granted to Ellen Carnahan as director compensation, not an open-market purchase.

How are Ellen Carnahan’s indirect Enova (ENVA) holdings structured?

Her indirect holdings of 4,590 Enova shares are held through the Ellen Carnahan Revocable Living Trust. The filing identifies this trust and notes that she is the sole trustee, clarifying that these shares are classified as indirect ownership on the Form 4.

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Accepted by SEC EDGAR 05/15/2026 - 04:30 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CARNAHAN ELLEN

(Last)

(First)

(Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO

ILLINOIS

60604

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common stock, par value $0.00001 per share	05/13/2026		A		1,320⁽¹⁾	A	$0	59,704	D
Common stock, par value $0.00001 per share								4,590	I	Ellen Carnahan Revocable Living Trust U/A DTD 101/09/2009, Ellen Carnahan, Sole Trustee

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Reflects a grant of Restricted Stock Units ("RSUs"), 100% of which shall vest on May 13, 2027, as long as grantee serves as a member of the board of directors of Enova International, Inc. ("Issuer") as of such date.

	/s/ Sean Rahilly, attorney in fact	05/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR