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Erie Indemnity Co 10-Q Filings

ERIE NASDAQ

Every 10-Q that Erie Indemnity Co (ERIE) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow ERIE and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ERIE filings page.

Rhea-AI Summary

Erie Indemnity Company reported higher earnings for the three and six months ended June 30, 2026. Q2 net income was 180,294 (dollars in thousands), up from 174,685, with diluted Class A EPS of $3.45. Year-to-date net income rose to 330,768 on total operating revenue of 2,101,707.

Results are driven by its role as attorney-in-fact to the Erie Insurance Exchange, earning a management fee tied to premiums. Direct and affiliated assumed premiums at the Exchange grew to 3,536,140 (thousands) in Q2, lifting management fee revenue for policy issuance and renewal services 4.7% to 862,879, while related operating costs grew 5.5%.

Total investment income increased to 22,553 (thousands) in Q2, mainly from higher interest income. The balance sheet shows total assets of 3,557,016 (thousands) and shareholders’ equity of 2,467,106, with 306,814 of operating cash flow in the first half and no borrowings on a $100 million credit facility. The company remains highly dependent on the Exchange, which accounts for most revenue and a 753,245 receivable balance.

Rhea-AI Summary

Erie Indemnity Company reported higher first-quarter 2026 results driven by fee-based growth from the Erie Insurance Exchange. Operating revenue rose to $1.01 billion from $989.4 million, and operating income increased to $166.8 million from $151.4 million as revenue growth outpaced expense growth.

Net income improved to $150.5 million from $138.4 million, with diluted Class A EPS up to $2.88 from $2.65. Management fee revenue from policy issuance and renewal services grew 4.2% to $786.4 million, reflecting a 3.6% increase in direct and affiliated assumed premiums written by the Exchange to $3.23 billion. Cash provided by operating activities was $91.9 million, and total assets stood at $3.38 billion with shareholders’ equity of $2.35 billion as of March 31, 2026.

Rhea-AI Summary

Erie Indemnity Company reported higher third-quarter results tied to its role as attorney-in-fact for Erie Insurance Exchange. Q3 operating revenue rose to $1,066.7 million from $999.9 million, driven by management fee revenue from policy issuance and renewal services of $825.3 million and administrative services of $18.8 million. Operating income increased to $208.9 million, with net income of $182.9 million versus $159.8 million a year ago.

Total investment income was $21.6 million. Class A diluted EPS was $3.50 versus $3.06. For the first nine months, operating revenue reached $3,116.2 million and net income was $496.0 million. Cash provided by operating activities was $515.1 million year-to-date, lifting cash and cash equivalents to $568.6 million at September 30, 2025. The company allocates its management fee between policy issuance/renewal and administrative services; administrative services reimbursement revenue was $215.7 million in Q3.