[Form 4] Erie Indemnity Co Insider Trading Activity

Rhea-AI Filing Summary

Erie Indemnity Co (ERIE) – Form 4 filing dated 08/01/2025

Executive Vice President & Chief Financial Officer Julie Marie Pelkowski reported a participant-directed purchase of 2.579 Class A common shares on 07/31/2025 through the company’s 401(k) plan (Transaction Code J). The shares were acquired at an average cost of $356.24, lifting her directly held position to 641.254 shares.

The filing also discloses continued ownership of 1,779.181 Incentive Compensation Deferral Plan share credits, which convert to an equal number of Class A shares upon retirement or separation; these credits carry no exercise price or expiration.

No sales, options, or other derivative transactions were reported. The transaction represents an incremental increase in insider holdings and was executed under an employee benefit plan rather than an open-market purchase.

Positive

• CFO increased direct ownership, which can be interpreted as a show of confidence.
• No insider sales were reported, maintaining alignment with shareholders.

Negative

• Purchase size is immaterial (≈$0.9 k), offering little signal on valuation.
• Transaction occurred via routine 401(k) plan, limiting its indicative value compared with open-market buys.

Insights

Financial Analyst

TL;DR: Minor 401(k) purchase by CFO; signals confidence but immaterial in size.

The Form 4 shows the CFO bought just 2.579 ERIE shares (~$0.9 k). While insider buying is generally viewed positively, the fractional amount is negligible relative to her existing stake and company float, so valuation impact is minimal. No derivative exercises or sales indicate a neutral to slightly positive sentiment, but the event is not financially material for investors.

Corporate Governance Specialist

TL;DR: Routine benefit-plan allocation; governance clean, impact trivial.

Code J denotes a transaction other than open-market, here under the firm’s 401(k). Such automated, benefit-plan purchases do not usually reflect active trading intent. The continued holding of 1,779 share credits reinforces long-term alignment, yet the incremental share addition is too small to influence governance or market perception. Overall, impact classified as not impactful.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pelkowski Julie Marie

(Last) (First) (Middle)

100 ERIE INSURANCE PLACE

(Street)

ERIE PA 16530

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ERIE INDEMNITY CO [ ERIE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/31/2025		J(1)		2.579	A	$356.24	641.254	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Incentive Compensation Deferral Plan Share Credits	$0(2)							(3)	(3)	Class A Common Stock	1,779.181		1,779.181	D

Explanation of Responses:

1. Participant directed transaction under 401(k) Plan.

2. Conversion price is not applicable to shares granted under the Erie Indemnity Company Incentive Compensation Deferral Plan.

3. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of a select group of management and highly compensated employees of Erie Indemnity Company pursuant to its Incentive Compensation Deferral Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual retires or otherwise separates from service with the Company. There are no exercisable or expiration dates for these securities.

Remarks:

	Rebecca A. Buona, Power of Attorney	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many ERIE shares did the CFO purchase?

Julie Marie Pelkowski bought 2.579 Class A shares on 07/31/2025.

At what price were the ERIE shares acquired?

The average purchase price reported was $356.24 per share.

What is the CFO's total direct holding after the transaction?

Her direct ownership stands at 641.254 Class A shares.

Were any shares sold or options exercised in this filing?

No. The Form 4 lists only a small acquisition; there were no sales or option exercises.

What are the Incentive Compensation Deferral Plan share credits?

They are 1,779.181 share credits that convert to Class A shares when the executive retires or leaves the company.