ERIE (ERIE) director Palmer adds deferred share credits via dividend reinvestment

Rhea-AI Filing Summary

ERIE Indemnity director Thomas W. Palmer reported routine updates to his holdings. An indirect line shows 770 Class A common shares held through the Thomas W. Palmer Revocable Trust. There was also a derivative entry for 90.032 Directors' Deferred Compensation Share Credits, acquired through dividend reinvestment under the Outside Directors' Deferred Compensation Plan.

These Share Credits represent the right to receive the same number of Class A shares when his board service ends and have no exercise or expiration dates. Following this reinvestment, Palmer holds 15,717.088 Share Credits directly. The filing reflects compensation and deferral mechanics rather than open-market buying or selling.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Palmer Thomas W

Role null

Type	Security	Shares	Price	Value
Other	Directors' Deferred Compensation Share Credits	90.032	$253.85	$23K
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Directors' Deferred Compensation Share Credits — 15,717.088 shares (Direct, null); Class A Common Stock — 770 shares (Indirect, By Thomas W. Palmer Revocable Trust)

Footnotes (1)

1. Conversion price is not applicable to shares granted under the Outside Directors' Deferred Compensation Plan. Acquired under dividend reinvestment for Directors' Deferred Compensation Plan. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of certain Directors of Erie Indemnity Company pursuant to its Outside Directors' Stock Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual's service as a Director of the Company ends. There are no exercisable or expiration dates for these securities.

Key Figures

New Share Credits: 90.032 share credits Price per Share Credit: $253.85 per share credit Total Share Credits: 15,717.088 share credits +1 more

4 metrics

New Share Credits 90.032 share credits Directors' Deferred Compensation Share Credits added via dividend reinvestment

Price per Share Credit $253.85 per share credit Reference price for 90.032 Directors' Deferred Compensation Share Credits

Total Share Credits 15,717.088 share credits Directors' Deferred Compensation Share Credits after reported transaction

Indirect Class A Shares 770 shares ERIE Class A common stock held via Thomas W. Palmer Revocable Trust

Key Terms

Directors' Deferred Compensation Share Credits, Outside Directors' Deferred Compensation Plan, dividend reinvestment, Outside Directors' Stock Plan, +1 more

5 terms

Directors' Deferred Compensation Share Credits financial

"Directors' Deferred Compensation Share Credits"

Outside Directors' Deferred Compensation Plan financial

"shares granted under the Outside Directors' Deferred Compensation Plan"

dividend reinvestment financial

"Acquired under dividend reinvestment for Directors' Deferred Compensation Plan"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

Outside Directors' Stock Plan financial

"credited to the accounts of certain Directors of Erie Indemnity Company pursuant to its Outside Directors' Stock Plan"

revocable trust financial

"By Thomas W. Palmer Revocable Trust"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Palmer Thomas W

(Last) (First) (Middle)

MARSHALL & MELHORN

FOUR SEAGATE, 8TH FLOOR

(Street)

TOLEDO OHIO 43604

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ERIE INDEMNITY CO [ ERIE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock								770	I	By Thomas W. Palmer Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Directors' Deferred Compensation Share Credits	$0(1)	04/21/2026		J(2)		90.032		(3)	(3)	Class A Common Stock	90.032	$253.85	15,717.088	D

Explanation of Responses:

1. Conversion price is not applicable to shares granted under the Outside Directors' Deferred Compensation Plan.

2. Acquired under dividend reinvestment for Directors' Deferred Compensation Plan.

3. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of certain Directors of Erie Indemnity Company pursuant to its Outside Directors' Stock Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual's service as a Director of the Company ends. There are no exercisable or expiration dates for these securities.

Remarks:

	Rebecca A. Buona, Power of Attorney	04/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ERIE director Thomas W. Palmer report in this Form 4 for ERIE?

Thomas W. Palmer reported updated holdings, including 770 ERIE Class A shares held indirectly via a revocable trust and additional Directors' Deferred Compensation Share Credits accumulated through dividend reinvestment, bringing his total Share Credits position to 15,717.088 units under the company’s outside directors plan.

How many ERIE Directors' Deferred Compensation Share Credits were added for Thomas W. Palmer?

The filing shows 90.032 additional Directors' Deferred Compensation Share Credits for Thomas W. Palmer. These credits were acquired via dividend reinvestment within the plan and increase his right to receive an equivalent number of ERIE Class A common shares when his service as a director ends.

What is Thomas W. Palmer’s total ERIE Share Credits balance after this transaction?

After the reported activity, Thomas W. Palmer holds 15,717.088 Directors' Deferred Compensation Share Credits. Each credit represents the right to receive one ERIE Class A common share upon the end of his board service, with no stated exercise or expiration dates attached.

Are the ERIE Directors' Deferred Compensation Share Credits market-traded or option-like?

The Share Credits are not traditional market-traded securities or options. According to the filing, they are bookkeeping credits under ERIE’s Outside Directors' Stock Plan, carry no exercise or expiration dates, and simply represent a right to receive equivalent ERIE Class A shares in the future.

How are Thomas W. Palmer’s 770 ERIE Class A shares held according to the filing?

The Form 4 reports 770 ERIE Class A common shares held indirectly by the Thomas W. Palmer Revocable Trust. This line is categorized as indirect ownership, reflecting that the shares are owned through the trust rather than directly in Palmer’s individual name.