Erie Indemnity insider Cody Cook adds shares via 401(k) on 7/31/25

Rhea-AI Filing Summary

Form 4 snapshot: On 31 Jul 2025 Erie Indemnity Co. (ERIE) Executive Vice President Cody Cook reported an automatic transaction coded “J.” Through a participant-directed 401(k) plan action he acquired 6.653 Class A shares at $356.24. His direct ownership rose to 1,088.829 shares; no shares were sold.

The filing also shows continuing ownership of 1,264.359 deferred share credits under the Incentive Compensation Deferral Plan. These credits convert 1-for-1 into Class A shares when Cook retires or leaves the company and carry no exercise price or expiration.

Given ERIE’s roughly 57 million Class A shares outstanding, the 6.7-share acquisition is economically immaterial and unlikely to influence market perception or insider-sentiment analysis. The disclosure provides routine compliance information rather than a signal of strategic intent.

Insights

Securities Analyst

Tiny 401(k) purchase; neutral impact on ERIE valuation.

The 6.7-share addition costs about $2.4k—negligible versus the executive’s compensation and ERIE’s market cap. Because the transaction is coded “J,” it reflects an automatic, participant-directed 401(k) move, not an active open-market buy. Deferred share credits remain unchanged and already disclosed. Insider ownership remains minimal (≈0.002%). Investors should view the filing as routine administrative reporting rather than an indication of confidence or concern.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cook Cody

(Last) (First) (Middle)

100 ERIE INSURANCE PLACE

(Street)

ERIE PA 16530

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ERIE INDEMNITY CO [ ERIE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/31/2025		J(1)		6.653	A	$356.24	1,088.829	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Incentive Compensation Deferral Plan Share Credits	(2)							(3)	(3)	Class A Common Stock	1,264.359		1,264.359	D

Explanation of Responses:

1. Participant directed transaction under 401(k) Plan.

2. Conversion price is not applicable to shares granted under the Erie Indemnity Company Incentive Compensation Deferral Plan.

3. The shares subject to this reporting are Share Credits which are periodically credited to the accounts of a select group of management and highly compensated employees of Erie Indemnity Company pursuant to its Incentive Compensation Deferral Plan. These Share Credits represent the right to receive an equivalent number of shares of Erie Indemnity Company Class A common stock when the reporting individual retires or otherwise separates from service with the Company. There are no exercisable or expiration dates for these securities.

Remarks:

	Rebecca A. Buona, Power of Attorney	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many ERIE shares did EVP Cody Cook acquire on 31 July 2025?

He acquired 6.653 Class A shares through his 401(k) plan.

What does transaction code "J" mean in this Form 4 for ERIE?

Code J indicates an automatic, participant-directed transaction, often within benefit plans such as a 401(k).

What is Cody Cook's total direct ERIE share ownership after the reported transaction?

His direct holdings increased to 1,088.829 shares of Class A common stock.

What are the 1,264.359 Incentive Compensation Deferral Plan share credits?

They are deferred share units that will convert 1-for-1 into Class A shares when Cook retires or separates from ERIE.

Did the Form 4 disclose any insider sales of ERIE stock?

No. The filing shows only an acquisition; no dispositions were reported.

Does this insider transaction affect ERIE’s outstanding share count or earnings?

No. The transaction is de-minimis relative to ERIE’s float and has no impact on financial statements.