Here are the 10-K annual reports from Essent Group LTD (ESNT) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow ESNT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ESNT filings page.
Essent Group Ltd. files its annual report outlining a large, U.S.-focused mortgage insurance and reinsurance business. In 2025 it wrote about $46.6 billion of new mortgage insurance and ended the year with $248.4 billion of insurance in force and 807,230 policies.
Defaults remained relatively low, with 20,210 loans in default, or 2.50% of policies, and broad geographic and credit diversification across U.S. states and metropolitan areas. Essent Re covered about $2.3 billion of GSE credit risk and is expanding into Lloyd’s property and casualty reinsurance and title insurance operations.