[8-K] Essent Group Ltd. Reports Material Event

Rhea-AI Filing Summary

Essent Group Ltd. furnished an 8-K announcing it issued a press release with financial results for the quarter ended September 30, 2025. The press release is provided as Exhibit 99.1.

The company states the information is “furnished” and not deemed “filed” under Section 18 of the Exchange Act, and it will not be incorporated by reference into other filings unless specifically referenced. Essent’s common shares trade on the NYSE under the symbol ESNT.

0001448893false00014488932025-11-072025-11-07

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K 

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of Earliest Event Reported): November 7, 2025

ESSENT GROUP LTD.

(Exact name of registrant as specified in its charter) 

Bermuda

001-36157

Not Applicable

(State of Incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

Clarendon House

2 Church Street

Hamilton HM11, Bermuda

(Address of Principal Executive Offices and Zip Code)

(441) 297‑9901

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company        ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition

period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Shares, $0.015 par value

ESNT

New York Stock Exchange

Item 2.02.    Results of Operations and Financial Condition

On November 7, 2025, Essent Group Ltd. (the “Company”) issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of this press release is furnished as Exhibit 99.1 to this report.

The information in this report, including Exhibit 99.1, has been “furnished” and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liability under that section. The information in this report shall not be incorporated by reference into any filing or other document under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document.

Item 9.01.             Financial Statements and Exhibits

(d) Exhibits

Exhibit  No.

Description

104

Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.

99.1

Press Release issued by Essent Group Ltd. on November 7, 2025.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 7, 2025

ESSENT GROUP LTD.

By:    /s/ David B. Weinstock

Name: David B. Weinstock

Title: Senior Vice President and Chief Financial Officer

FAQ

What did Essent Group (ESNT) announce in this 8-K?

Essent Group announced it issued a press release with its financial results for the quarter ended September 30, 2025, furnished as Exhibit 99.1.

Is the information in this 8-K filed or furnished?

The information is furnished and not deemed filed under Section 18 of the Exchange Act, and not incorporated by reference unless specifically referenced.

Where can I find Essent Group’s Q3 2025 results press release?

It is attached as Exhibit 99.1 to the 8-K.

What exhibits are included with this 8-K from ESNT?

Exhibits include 99.1 (press release) and 104 (Cover Page Inline XBRL tags).

What is Essent Group’s trading symbol and exchange?

Essent Group’s common shares trade on the NYSE under the symbol ESNT.

What is the date of the reported event?

The reported event date is November 7, 2025.