Essent (ESNT) Insider Sells 2,500 Shares Under 10b5-1; Holdings 24,865

Rhea-AI Filing Summary

David B. Weinstock, Senior Vice President and CFO of Essent Group Ltd. (ESNT), reported the sale of 2,500 common shares on 09/15/2025 at a weighted average price of $63.33 per share under a 10b5-1 plan. After the transaction he beneficially owns 24,865 shares. The filing discloses the sale price range ($63.14 to $63.74) and states the reporter will provide a breakdown of quantities sold at each price on request. The Form is signed and dated 09/17/2025.

Positive

• Transaction disclosed under a 10b5-1 plan, indicating the sale was prearranged and intended to satisfy affirmative defense conditions
• Transparent pricing disclosure with a weighted average price and an explicit range ($63.14 to $63.74) and an offer to provide a break-down on request
• Prompt filing and signature (Form signed on 09/17/2025) consistent with Section 16 reporting requirements

Negative

• Insider disposition of 2,500 shares reduces beneficial ownership to 24,865 shares
• No information provided on remaining plan terms such as total shares covered by the 10b5-1 plan or future scheduled transactions

Insights

Financial Analyst

TL;DR Insider sold a small block of shares under a prearranged 10b5-1 plan; transaction appears routine and transparent.

The sale of 2,500 shares at a weighted average of $63.33 reduces the reporting person’s holdings to 24,865 shares, a clearly disclosed, non-derivative disposition. The use of a 10b5-1 plan and the provision of a price range enhance disclosure quality by clarifying execution timing and prices. For investors, this filing is a routine insider liquidity event rather than a strategic corporate action.

Corporate Governance Expert

TL;DR Form 4 shows compliant insider reporting with explicit 10b5-1 plan disclosure and willingness to provide detailed trade breakdowns.

The reporter checked the box indicating the transaction was pursuant to a written 10b5-1 plan, which, if valid, provides an affirmative defense against insider trading allegations. The filing includes a weighted average price and a stated range, and the signer attests to the accuracy of the report. Governance-wise, documentation appears consistent with best practices for executive transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WEINSTOCK DAVID B

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	09/15/2025		S		2,500	D	$63.33	24,865(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $63.14 to $63.74, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.

Remarks:

	/s/ David B. Weinstock	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did ESNT insider David B. Weinstock report on Form 4?

He reported the sale of 2,500 common shares on 09/15/2025 at a weighted average price of $63.33, reducing his holdings to 24,865 shares.

Was the sale executed under a 10b5-1 plan for ESNT?

Yes. The filer checked the box indicating the transaction was made pursuant to a 10b5-1 plan intended to satisfy the affirmative defense conditions.

What price range was reported for the shares sold by ESNT insider?

The filing discloses a price range of $63.14 to $63.74 and a weighted average price of $63.33.

How many shares does the reporting person own after the transaction?

The reporting person beneficially owns 24,865 common shares following the reported sale.

When was the Form 4 signed and filed?

The Form 4 shows the signature date as 09/17/2025.