Essent director trust sells 4,837 ESNT shares

Essent Group director Roy James Kasmar shifted shares to a trust and executed Rule 10b5-1 plan sales around $68.70 per share.

Rhea-AI Filing Summary

Essent Group Ltd. (ESNT) director Roy James Kasmar reported several transactions in Essent common shares. On September 14, 2026, he transferred 2,625 shares as a bona fide gift from direct ownership to his living trust, then the trust sold 2,337 shares at $68.73 and 2,500 shares at $68.70 per share in open-market transactions. A prior September 10, 2026 grant of 13 dividend equivalent units increased his directly held dividend equivalent units to 28. Following the gift, he held 0 common shares directly. At least one sale was effected under a Rule 10b5-1 trading plan adopted June 15, 2026.

Insider Trade Summary 10b5-1

Net Seller: 4,837 shares

Net Sell 5 txns

Insider KASMAR ROY JAMES

Role Director

Sold 4,837 shs ($332K)

Type	Security	Shares	Price	Value
Gift	Common shares, par value $0.015	2,625	$0.00	$0.00
Gift	Common shares, par value $0.015	2,625	$0.00	$0.00
Sale	Common shares, par value $0.015 F1	2,337	$68.73	$161K
Sale	Common shares, par value $0.015 F2	2,500	$68.70	$172K
Grant/Award	Dividend equivalent units F3	13	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 28 contracts (Direct); Common shares, par value $0.015 — 0 shares (Direct); Common shares, par value $0.015 — 21,361 shares (Indirect, By Roy J. Kasmar Living Trust U/A DTD 07/31/1990)

Footnotes (3)

1. F1. The purchases reflected in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 15, 2026.
2. F2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.70 to $68.73, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.
3. F3. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Gifted common shares: 2,625 shares Shares sold (first transaction): 2,337 shares Price range for weighted average sale: $68.70–$68.73 per share +5 more

8 metrics

Gifted common shares 2,625 shares Bona fide gift on September 14, 2026 from direct ownership to living trust

Shares sold (first transaction) 2,337 shares Indirect sale by living trust on September 14, 2026 at $68.73 per share

Price range for weighted average sale $68.70–$68.73 per share Multiple transactions summarized in weighted average price for 2,500-share sale

Shares sold (second transaction) 2,500 shares Indirect sale by living trust on September 14, 2026 at $68.70 per share

Total shares sold 4,837 shares Combined indirect sales by living trust on September 14, 2026

Dividend equivalent units granted 13 units Grant on September 10, 2026 increasing total to 28 units

Dividend equivalent units outstanding 28 units Direct derivative holdings after September 10, 2026 grant

Direct common shares after gift 0 shares Direct holdings following 2,625-share gift on September 14, 2026

Key Terms

Rule 10b5-1 trading plan, dividend equivalent units, weighted average price

3 terms

Rule 10b5-1 trading plan regulatory

"were effected pursuant to a Rule 10b5-1 trading plan adopted"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did ESNT director Roy James Kasmar report?

He reported a gift of 2,625 common shares on September 14, 2026 from direct ownership to his living trust, two trust share sales totaling 4,837 shares that day at prices around $68.70 per share, and a grant of 13 dividend equivalent units on September 10, 2026.

How many Essent Group (ESNT) shares did the trust sell and at what prices?

The Roy J. Kasmar Living Trust sold 2,337 shares at $68.73 per share and 2,500 shares at $68.70 per share on September 14, 2026. One sale used a weighted average price within a $68.70–$68.73 range.

Were the ESNT insider sales made under a Rule 10b5-1 plan?

Yes. A footnote states that the transactions reflected were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 15, 2026, and the filing indicates affirmation of Rule 10b5-1 plan use.

What change occurred in Roy James Kasmar’s direct ESNT share holdings?

After the 2,625-share bona fide gift on September 14, 2026, his directly held Essent common shares decreased to 0 shares. The gifted shares moved from direct ownership to indirect ownership through his living trust.

What derivative awards related to ESNT did Roy James Kasmar receive?

On September 10, 2026, he acquired 13 dividend equivalent units tied to unvested equity awards, bringing his total directly held dividend equivalent units to 28. Each unit is the economic equivalent of one Essent common share.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 05:16 PM Accepted by SEC EDGAR 09/14/2026 - 05:16 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KASMAR ROY JAMES

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	09/14/2026		G		2,625	D	$0	0	D
Common shares, par value $0.015	09/14/2026		G		2,625	A	$0	26,198	I	By Roy J. Kasmar Living Trust U/A DTD 07/31/1990
Common shares, par value $0.015	09/14/2026		S		2,337(1)	D	$68.73	23,861	I	By Roy J. Kasmar Living Trust U/A DTD 07/31/1990
Common shares, par value $0.015	09/14/2026		S		2,500	D	$68.7(2)	21,361	I	By Roy J. Kasmar Living Trust U/A DTD 07/31/1990

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(3)	09/10/2026		A		13		(3)	(3)	Common shares, par value $0.015	28	$0	28	D

Explanation of Responses:

1. The purchases reflected in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 15, 2026.

2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.70 to $68.73, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.

3. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)