Essent director granted 13 dividend units

Essent director David C. Benson received additional dividend equivalent units tied to unvested equity awards, modestly increasing his derivative-based exposure.

Rhea-AI Filing Summary

Essent Group Ltd. (symbol: ESNT) is the issuer of record for a Form 4 filing submitted to the SEC. Benson David C reported acquisition or exercise transactions in this Form 4 filing.

Essent Group Ltd. (ESNT) reported that director David C. Benson received an award of 13 dividend equivalent units on September 10, 2026. These derivative units relate to unvested restricted stock or restricted stock units and are the economic equivalent of Essent common shares, bringing his reported dividend equivalent holdings to 28 units. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

Grant/Award: 13 shares

Grant/Award 1 txn

Insider Benson David C

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend equivalent units F1	13	$0.00	$0.00

Holdings After Transaction: Dividend equivalent units — 28 contracts (Direct)

Footnotes (1)

1. F1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Dividend equivalent units granted: 13 units Dividend equivalent units held after transaction: 28 units Reported grant price per dividend equivalent unit: $0.00 per unit +1 more

4 metrics

Dividend equivalent units granted 13 units Grant to director David C. Benson on September 10, 2026

Dividend equivalent units held after transaction 28 units Total reported holdings of dividend equivalent units after the award

Reported grant price per dividend equivalent unit $0.00 per unit Compensation-related award, not a market purchase

Underlying common shares per dividend equivalent unit 1 common share equivalent per unit Each dividend equivalent unit is the economic equivalent of one common share

Key Terms

Dividend equivalent units, restricted stock unit, economic equivalent

3 terms

Dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted stock award(s)"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

restricted stock unit financial

"accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s)"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one common share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Essent Group Ltd. (ESNT) report for David C. Benson?

Essent reported that director David C. Benson acquired 13 dividend equivalent units on September 10, 2026, as a grant or award related to unvested restricted stock or restricted stock unit awards.

How many Essent (ESNT) dividend equivalent units does David C. Benson hold after this Form 4?

Following the September 10, 2026 award, David C. Benson is reported as holding 28 dividend equivalent units, each representing the economic equivalent of one Essent common share.

What are dividend equivalent units in the Essent (ESNT) Form 4 filing?

The filing states that the dividend equivalent rights accrue on unvested restricted stock and/or restricted stock unit awards and vest proportionately with those awards. Each dividend equivalent unit is the economic equivalent of one Essent common share.

Was the Essent (ESNT) insider award made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates that no Rule 10b5-1 plan is affirmed for this transaction; the document-level trading plan checkbox is shown as false.

What price per unit is reported for the Essent (ESNT) dividend equivalent unit award?

The dividend equivalent unit grant to David C. Benson is reported at a price of $0.00 per unit, consistent with a compensation-related award rather than a market purchase.

What underlying security do Essent (ESNT) dividend equivalent units reference?

The dividend equivalent units reference Essent Group Ltd. common shares, par value $0.015. Each unit is described as the economic equivalent of one common share of Essent.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/14/2026 - 05:16 PM Accepted by SEC EDGAR 09/14/2026 - 05:15 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benson David C

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Dividend equivalent units	(1)	09/10/2026		A		13		(1)	(1)	Common shares, par value $0.015	28	$0	28	D

Explanation of Responses:

1. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	09/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)