[Form 4] Essent Group LTD Insider Trading Activity

Rhea-AI Filing Summary

Mary Lourdes Gibbons, SVP and Chief Legal Officer of Essent Group Ltd. (ESNT), reported a sale of 3,760 common shares on 08/12/2025 at a price of $62.00 per share. After the sale she beneficially owned 247,023 shares. The filing indicates the transaction was made pursuant to a 10b5-1 written plan (box checked). The form was signed on behalf of the reporting person by an attorney-in-fact, dated 08/14/2025. The report shows only this non-derivative sale and does not include other transactions or additional context.

Positive

• Transaction executed under a 10b5-1 plan, indicating a prearranged trading program
• Filing includes post-transaction beneficial ownership (247,023 shares), aiding transparency
• Form signed and filed by attorney-in-fact, showing procedural completion

Negative

• Insider disposed of 3,760 shares, which reduces executive ownership
• No additional context provided about reason for sale beyond the 10b5-1 indication

Insights

Securities Analyst

TL;DR: Insider sale of 3,760 ESNT shares executed under a 10b5-1 plan; filing is routine and presents no new financial data.

The Form 4 documents a single non-derivative sale by the companys SVP and Chief Legal Officer. The sale was executed at $62 per share and left the reporting person with 247,023 shares beneficially owned. The box indicating a 10b5-1 plan is checked, which suggests the transaction followed a prearranged trading plan rather than opportunistic trading. There are no derivative transactions or additional disclosures in this filing. Impact on the companys financials or governance appears limited based solely on this disclosure.

Corporate Governance Expert

TL;DR: Form 4 shows a routine, preplanned insider sale; disclosure and signature by attorney-in-fact are properly recorded.

The report identifies the reporting person, role, and address, and records the disposal of 3,760 common shares on 08/12/2025 at $62. The checked box for a transaction pursuant to a 10b5-1 plan indicates an affirmative-defense trading arrangement. The form is signed by an attorney-in-fact on 08/14/2025. From a governance perspective, the filing is complete for this single transaction and does not allege any irregularities or additional material events.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gibbons Mary Lourdes

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON D0 HM11

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
08/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	08/12/2025		S		3,760	D	$62	247,023	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	08/14/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 4 filed for ESNT report?

The Form 4 reports that Mary Lourdes Gibbons, SVP and Chief Legal Officer, sold 3,760 common shares on 08/12/2025 at $62.00 per share and now beneficially owns 247,023 shares.

Was the ESNT insider sale part of a 10b5-1 plan?

Yes. The filing has the box checked indicating the transaction was made pursuant to a 10b5-1 written plan.

Who signed the Form 4 for the ESNT reporting person?

The form was signed by /s/ David B. Weinstock, as attorney-in-fact and dated 08/14/2025.

Does the Form 4 report any derivative transactions for ESNT?

No. Table II for derivative securities shows no reported transactions; only a non-derivative sale is recorded.

How many shares did the reporting person own after the transaction?

Following the reported sale, the reporting person beneficially owned 247,023 shares.