STOCK TITAN

Essent Group (NYSE: ESNT) director reports RSU grant, exercises into shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Essent Group Ltd. director Douglas J. Pauls reported equity compensation activity, not open‑market trading. On May 6, he received 2,443 restricted share units (RSUs), which each convert into one common share. On May 7, he exercised 2,569 RSUs and 56 dividend equivalent units, acquiring an equivalent 2,625 common shares directly.

Following these transactions, Pauls directly holds 2,625 common shares and 2,443 RSUs that remain outstanding. A separate holding entry shows he indirectly holds 30,029 common shares through the Douglas J. Pauls Revocable Trust.

Positive

  • None.

Negative

  • None.
Insider PAULS DOUGLAS J
Role null
Type Security Shares Price Value
Exercise Restricted share units 2,569 $0.00 --
Exercise Dividend equivalent units 56 $0.00 --
Exercise Common shares, par value $0.015 2,569 $0.00 --
Exercise Common shares, par value $0.015 56 $0.00 --
Grant/Award Restricted share units 2,443 $0.00 --
holding Common shares, par value $0.015 -- -- --
Holdings After Transaction: Restricted share units — 2,443 shares (Direct, null); Dividend equivalent units — 0 shares (Direct, null); Common shares, par value $0.015 — 2,569 shares (Direct, null); Common shares, par value $0.015 — 30,029 shares (Indirect, By Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013)
Footnotes (1)
  1. Restricted share units convert into common shares on a one-for-one basis. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
RSUs granted 2,443 units Restricted share units granted on May 6
RSUs exercised 2,569 units Restricted share units converted to common shares on May 7
Dividend equivalent units exercised 56 units Converted into common shares on May 7
Direct common shares after transactions 2,625 shares Direct holdings following exercises
Indirect trust holdings 30,029 shares Common shares held by revocable trust as of May 6
Outstanding RSUs after grant and exercise 2,443 units Restricted share units remaining after May 7 exercise
Restricted share units financial
"Restricted share units convert into common shares on a one-for-one basis."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Dividend equivalent units financial
"Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd."
Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.
Grant, award, or other acquisition financial
"transaction_code_description": "Grant, award, or other acquisition""
Exercise or conversion of derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
Revocable Trust financial
"By Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013"
A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
PAULS DOUGLAS J

(Last)(First)(Middle)
C/O ESSENT GROUP LTD.
CLARENDON HOUSE, 2 CHURCH STREET

(Street)
HAMILTONHM 11

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common shares, par value $0.01505/07/2026M2,569A(1)2,569D
Common shares, par value $0.01505/07/2026M56A(2)2,625D
Common shares, par value $0.01530,029IBy Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted share units$0(1)05/06/2026A2,443 (1) (1)Common shares, par value $0.0152,443(1)5,012D
Restricted share units$0(1)05/07/2026M2,569 (1) (1)Common shares, par value $0.0152,569$02,443D
Dividend equivalent units(2)05/07/2026M56 (2) (2)Common shares, par value $0.01556$00D
Explanation of Responses:
1. Restricted share units convert into common shares on a one-for-one basis.
2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
Remarks:
/s/ David B. Weinstock, as attorney-in-fact05/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Essent Group (ESNT) director Douglas J. Pauls report?

Douglas J. Pauls reported equity compensation-related transactions, including exercising restricted share units and dividend equivalent units into 2,625 common shares, and receiving a new grant of 2,443 restricted share units. These are not open‑market stock purchases or sales.

Did Douglas J. Pauls buy or sell Essent Group (ESNT) shares on the open market?

The Form 4 shows no open‑market buys or sells. All reported movements use code M for derivative exercises and A for a grant, indicating equity awards and conversions rather than discretionary market trading in Essent Group common shares.

How many Essent Group (ESNT) shares does Douglas J. Pauls hold after these transactions?

After the reported transactions, Douglas J. Pauls directly holds 2,625 Essent Group common shares and 2,443 restricted share units. A separate holding entry shows he indirectly holds 30,029 common shares through the Douglas J. Pauls Revocable Trust.

What are the restricted share units reported for Essent Group (ESNT)?

The filing states that restricted share units convert into common shares on a one‑for‑one basis. On May 6, Douglas J. Pauls received 2,443 new RSUs, and on May 7 exercised 2,569 RSUs, which became the same number of Essent Group common shares.

What are dividend equivalent units in the Essent Group (ESNT) Form 4?

Dividend equivalent units are described as economic equivalents of one Essent Group common share. They accrue on unvested restricted stock or RSU awards and vest proportionately with those awards. On May 7, 56 dividend equivalent units were converted into 56 common shares.

Is the Douglas J. Pauls Revocable Trust involved in Essent Group (ESNT) insider holdings?

Yes. The Form 4 lists an indirect holding of 30,029 Essent Group common shares held by the Douglas J. Pauls Revocable Trust U/A Dated Jan 30 2013. This entry reflects shares attributed to Pauls through that trust structure.