Essent director exercises awards for 2,625 shares

Essent Group Ltd. director David C. Benson reported equity compensation activity involving restricted share units and related awards.

Rhea-AI Filing Summary

Essent Group Ltd. director David C. Benson reported equity compensation activity involving restricted share units and related awards. On May 6, 2026, he received a grant of 2,443 restricted share units, each convertible into one common share. On May 7, 2026, he exercised derivative awards, converting 2,569 restricted share units and 56 dividend equivalent units into a total of 2,625 common shares of Essent Group Ltd. All transactions were classified as acquisitions or derivative exercises rather than open‑market purchases or sales.

Insider Trade Summary

2,625 shares exercised/converted

Exercise 5 txns

Insider Benson David C

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted share units	2,569	$0.00	$0.00
Exercise	Dividend equivalent units	56	$0.00	$0.00
Exercise	Common shares, par value $0.015	2,569	$0.00	$0.00
Exercise	Common shares, par value $0.015	56	$0.00	$0.00
Grant/Award	Restricted share units	2,443	$0.00	$0.00

Holdings After Transaction: Restricted share units — 2,443 contracts (Direct); Dividend equivalent units — 0 contracts (Direct); Common shares, par value $0.015 — 2,625 shares (Direct)

Footnotes (2)

1. F1. Restricted share units convert into common shares on a one-for-one basis.
2. F2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Key Figures

Shares acquired via exercises: 2,625 shares Restricted share units exercised: 2,569 units Dividend equivalent units exercised: 56 units +3 more

6 metrics

Shares acquired via exercises 2,625 shares Derivative exercises on May 7, 2026

Restricted share units exercised 2,569 units Converted into common shares on May 7, 2026

Dividend equivalent units exercised 56 units Converted into common shares on May 7, 2026

New RSU grant 2,443 units Grant on May 6, 2026, one-for-one into common shares

Exercise transactions count 2 exercises Derivative exercises in filing transaction summary

Total derivative exercise shares 2,625 shares ExerciseShares in transaction summary

Key Terms

Restricted share units, Dividend equivalent units, derivative exercise/conversion, Grant, award, or other acquisition

4 terms

Restricted share units financial

"Restricted share units convert into common shares on a one-for-one basis."

Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.

Dividend equivalent units financial

"The dividend equivalent rights accrued on unvested restricted stock award(s)... Each dividend equivalent unit is the economic equivalent of one common share"

Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.

derivative exercise/conversion financial

"transaction_action": "derivative exercise/conversion""

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Essent Group (ESNT) director David C. Benson report?

Director David C. Benson reported equity compensation activity, including a grant of restricted share units and the exercise of derivative awards into Essent Group Ltd. common shares. These transactions reflect compensation and award vesting mechanics rather than open‑market buying or selling of ESNT stock.

How many Essent Group (ESNT) shares did David C. Benson acquire through exercises?

David C. Benson exercised derivative awards to acquire 2,625 common shares of Essent Group Ltd. This total reflects the conversion of 2,569 restricted share units and 56 dividend equivalent units into common shares, all classified as derivative exercises, not open‑market purchases.

What new restricted share units did Essent Group (ESNT) grant to David C. Benson?

On May 6, 2026, Essent Group Ltd. granted David C. Benson 2,443 restricted share units. According to the filing, each restricted share unit converts into one common share, providing stock‑based compensation that vests over time rather than an immediate cash payment.

How do Essent Group (ESNT) dividend equivalent units work in this filing?

The filing states dividend equivalent rights accrue on unvested stock awards and vest proportionately with them. Each dividend equivalent unit is the economic equivalent of one Essent Group Ltd. common share, and in this case, 56 units were converted into common shares through a derivative exercise.

Were David C. Benson’s Essent Group (ESNT) transactions open‑market trades?

No. All reported transactions were coded as derivative exercises (M) or a grant (A), meaning they involve equity awards and restricted share units. The filing shows no open‑market purchases or sales; instead, it reflects compensation‑related conversions into Essent common shares.

What is the conversion ratio for Essent Group (ESNT) restricted share units in this filing?

The footnotes state that restricted share units convert into Essent Group Ltd. common shares on a one‑for‑one basis. This means each restricted share unit, once vested and exercised, becomes one common share, directly linking the award size to potential share ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/08/2026 - 08:48 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benson David C

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	05/07/2026		M		2,569	A	(1)	2,569	D
Common shares, par value $0.015	05/07/2026		M		56	A	(2)	2,625	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted share units	$0(1)	05/06/2026		A		2,443		(1)	(1)	Common shares, par value $0.015	2,443	(1)	5,012	D
Restricted share units	$0(1)	05/07/2026		M			2,569	(1)	(1)	Common shares, par value $0.015	2,569	$0	2,443	D
Dividend equivalent units	(2)	05/07/2026		M			56	(2)	(2)	Common shares, par value $0.015	56	$0	0	D

Explanation of Responses:

1. Restricted share units convert into common shares on a one-for-one basis.

2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	05/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)