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Essent Group (NYSE: ESNT) director exercises RSUs and receives new 2,443-unit award

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Essent Group Ltd. director Roy J. Kasmar reported equity compensation activity, not open‑market trading. On May 7, 2026, he exercised 2,569 restricted share units and 56 dividend equivalent units into the same number of common shares at a stated price of $0.00 per share.

He also received a new grant of 2,443 restricted share units, which convert into common shares on a one‑for‑one basis. Following these transactions, he held 2,625 common shares directly and 23,573 common shares indirectly through the Roy J. Kasmar Living Trust, along with 2,443 restricted share units outstanding.

Positive

  • None.

Negative

  • None.
Insider KASMAR ROY JAMES
Role null
Type Security Shares Price Value
Exercise Restricted share units 2,569 $0.00 --
Exercise Dividend equivalent units 56 $0.00 --
Exercise Common shares, par value $0.015 2,569 $0.00 --
Exercise Common shares, par value $0.015 56 $0.00 --
Grant/Award Restricted share units 2,443 $0.00 --
holding Common shares, par value $0.015 -- -- --
Holdings After Transaction: Restricted share units — 2,443 shares (Direct, null); Dividend equivalent units — 0 shares (Direct, null); Common shares, par value $0.015 — 2,569 shares (Direct, null); Common shares, par value $0.015 — 23,573 shares (Indirect, By Roy J. Kasmar Living Trust U/A DTD 07/31/1990)
Footnotes (1)
  1. Restricted share units convert into common shares on a one-for-one basis. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
RSUs exercised 2,569 units Restricted share units converted to common shares on May 7, 2026
Dividend equivalent units exercised 56 units Dividend equivalent units converted to common shares on May 7, 2026
New RSU grant 2,443 units Restricted share units granted on May 6, 2026
Direct common shares after transactions 2,625 shares Direct holdings of Essent common shares following exercises
Indirect common shares in trust 23,573 shares Held by Roy J. Kasmar Living Trust as of May 6, 2026
RSUs outstanding after grant and exercise 2,443 units Restricted share units remaining following May 7, 2026 transactions
Restricted share units financial
"Restricted share units convert into common shares on a one-for-one basis."
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.
Dividend equivalent units financial
"The dividend equivalent rights accrued on unvested restricted stock award(s)... Each dividend equivalent unit is the economic equivalent of one common share"
Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.
Derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
Living Trust financial
"nature_of_ownership": "By Roy J. Kasmar Living Trust U/A DTD 07/31/1990""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
KASMAR ROY JAMES

(Last)(First)(Middle)
C/O ESSENT GROUP LTD.
CLARENDON HOUSE, 2 CHURCH STREET

(Street)
HAMILTONHM11

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common shares, par value $0.01505/07/2026M2,569A(1)2,569D
Common shares, par value $0.01505/07/2026M56A(2)2,625D
Common shares, par value $0.01523,573IBy Roy J. Kasmar Living Trust U/A DTD 07/31/1990
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted share units$0(1)05/06/2026A2,443 (1) (1)Common shares, par value $0.0152,443(1)5,012D
Restricted share units$0(1)05/07/2026M2,569 (1) (1)Common shares, par value $0.0152,569$02,443D
Dividend equivalent units(2)05/07/2026M56 (2) (2)Common shares, par value $0.01556$00D
Explanation of Responses:
1. Restricted share units convert into common shares on a one-for-one basis.
2. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd.
Remarks:
/s/ David B. Weinstock, as attorney-in-fact05/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Essent Group (ESNT) director Roy J. Kasmar report in this Form 4?

He reported equity compensation activity, not open‑market trading. Kasmar exercised restricted share units and dividend equivalent units into common shares and received a new grant of restricted share units, all at a stated price of $0.00 per unit.

How many Essent Group (ESNT) restricted share units did Roy J. Kasmar exercise?

Kasmar exercised 2,569 restricted share units into common shares. Each restricted share unit converts into one Essent Group common share, so this exercise increased his directly held common share position by the same number of shares on the reported date.

What new equity award did Roy J. Kasmar receive from Essent Group (ESNT)?

He received a grant of 2,443 restricted share units. According to the disclosure, these restricted share units convert into common shares on a one‑for‑one basis, providing future stock-based compensation tied to Essent Group’s common shares.

What are Essent Group (ESNT) dividend equivalent units in this filing?

The filing states dividend equivalent rights accrued on unvested awards and vested proportionately. Each dividend equivalent unit is the economic equivalent of one Essent Group common share, and 56 units were exercised into common shares in this report.

How many Essent Group (ESNT) shares does Roy J. Kasmar hold after these transactions?

After the reported transactions, Kasmar held 2,625 Essent Group common shares directly. He also had 23,573 common shares held indirectly through the Roy J. Kasmar Living Trust, plus 2,443 restricted share units outstanding.

Were there any open‑market buys or sells of Essent Group (ESNT) stock in this Form 4?

No open‑market buys or sells were reported. All transactions involved option-like equity compensation: exercises of restricted share units and dividend equivalent units, plus a new restricted share unit grant, each recorded with a $0.00 transaction price per unit.