Vanguard Capital Management holds 4.80M shares in Essent (NYSE: ESNT)

Rhea-AI Filing Summary

Essent Group Ltd reports that Vanguard Capital Management beneficially owns 4,802,406 shares of Common Stock, representing 5.10% of the class. The filing states Vanguard has sole dispositive power over 4,802,406 shares and sole voting power over 728,107 shares. The Schedule 13G was signed by Ashley Grim on 04/28/2026.

Insights

Institutional Ownership Analyst

Vanguard Capital Management holds a 5.10% stake in Essent with full dispositive control.

Vanguard reports 4,802,406 shares beneficially owned and 5.10% of the class, with sole dispositive power and sole voting power over 728,107 shares. The disclosure notes holdings include shares held for Vanguard funds and managed accounts.

Cash‑flow treatment and specific fund breakdowns are not provided in the excerpt; subsequent filings or fund disclosures would show which managed vehicles hold the shares.

Key Figures

Beneficial ownership: 4,802,406 shares Percent of class: 5.10% Sole voting power: 728,107 shares +3 more

6 metrics

Beneficial ownership 4,802,406 shares reported in Schedule 13G

Percent of class 5.10% percent of common stock

Sole voting power 728,107 shares shares with sole power to vote

Sole dispositive power 4,802,406 shares shares with sole power to dispose

CUSIP G3198U102 Essent Group Ltd Common Stock identifier

Signature date 04/28/2026 filing signed by Ashley Grim

Key Terms

beneficially owned, dispositive power, Schedule 13G

3 terms

beneficially owned regulatory

"reflects the securities beneficially owned, or deemed to be beneficially owned"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

dispositive power regulatory

"sole power to dispose or to direct the disposition of: 4802406"

Dispositive power is the authority to decide the final outcome of an asset, legal claim, contract, or corporate action — in effect the power to dispose of or resolve something. For investors it matters because whoever holds that authority can determine who gets paid, who controls an asset or vote, and how risks and returns are allocated; think of it like holding the key that lets you lock in the winner or loser in a deal.

Schedule 13G regulatory

"Item 1. (a) Name of issuer: Essent Group Ltd"

A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Essent Group Ltd

(Name of Issuer)

Common Stock

(Title of Class of Securities)

G3198U102

(CUSIP Number)

03/31/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): G3198U102

1

Names of Reporting Persons

Vanguard Capital Management

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

PENNSYLVANIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 728,107.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 4,802,406.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

4,802,406.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.10 %

12

Type of Reporting Person (See Instructions)

IA

Comment for Type of Reporting Person: In accordance with SEC Release No. 34-39538 (January 12, 1998), this Schedule 13G reflects the securities beneficially owned, or deemed to be beneficially owned, by Vanguard Capital Management LLC and the following affiliates of Vanguard Capital Management LLC or business divisions of such affiliates: Vanguard Asset Management Limited, Vanguard Fiduciary Trust Company, Vanguard Global Advisers, LLC and Vanguard Investments Australia Ltd. This Schedule 13G includes securities held by Vanguard funds, or sleeves thereof, over which Vanguard Capital Management LLC exercises dispositive power, in addition to securities held by clients over which the affiliates or business divisions of such affiliates indicated above exercise dispositive and/or voting power. This Schedule 13G does not include securities, if any, beneficially owned by other subsidiaries or affiliates of Vanguard Capital Management LLC, or business divisions of such subsidiaries, whose ownership of securities is disaggregated from that of the reporting business unit in accordance with such release.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Essent Group Ltd
(b)	Address of issuer's principal executive offices: 2 Church Street, Clarendon House, City Of Hamilton, D0, HM 11
Item 2.
(a)	Name of person filing: Vanguard Capital Management
(b)	Address or principal business office or, if none, residence: 100 Vanguard Blvd,, Malvern, PA, 19355
(c)	Citizenship: PA
(d)	Title of class of securities: Common Stock
(e)	CUSIP Number(s): G3198U102
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 4802406
(b)	Percent of class: 5.1 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 728107
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 4802406
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. Vanguard Capital Management, including investment companies registered under the Investment Company Act of 1940 and other managed accounts, have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the securities reported herein.No one other person's interest in the securities reported herein is more than 5%.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Vanguard Capital Management

Signature:	Ashley Grim
Name/Title:	Head of Global Fund Administration
Date:	04/28/2026

FAQ

What stake does Vanguard Capital Management report in Essent Group (ESNT)?

Vanguard Capital Management reports beneficial ownership of 4,802,406 shares, equal to 5.10% of Essent's common stock as stated in the filing. The filing attributes sole dispositive power for all 4,802,406 shares and sole voting power for 728,107 shares.

Who filed the Schedule 13G for ESNT and when was it signed?

The Schedule 13G was filed by Vanguard Capital Management and signed by Ashley Grim, Head of Global Fund Administration, on 04/28/2026. The cover lists Essent Group Ltd and the Common Stock CUSIP G3198U102.

Does Vanguard report shared voting or dispositive power for ESNT shares?

No. The filing states shared voting power 0 and shared dispositive power 0. Vanguard reports sole voting power of 728,107 shares and sole dispositive power of 4,802,406 shares.

Are the reported ESNT shares held for specific Vanguard funds or clients?

The filing states holdings include securities held by Vanguard funds and managed accounts over which Vanguard exercises dispositive power. It does not list individual fund names or the breakdown among managed vehicles in the excerpt.

Does any single person other than Vanguard have more than 5% of ESNT according to this filing?

The filing states no other single person's interest in the securities reported is more than 5%. It notes that listings of shareholders of registered investment companies are not required for this item.