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[8-K] Esquire Financial Holdings, Inc. Reports Material Event

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Esquire Financial Holdings (ESQ)

The press release is furnished as Exhibit 99.1 and the presentation as Exhibit 99.2. The materials in Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, are being furnished, not filed, and are not subject to Section 18 of the Exchange Act, nor incorporated by reference except as expressly stated.

Esquire Financial Holdings (ESQ) ha comunicato di aver emesso un comunicato stampa che annuncia i guadagni per il trimestre chiuso al 30 settembre 2025. L'azienda ha inoltre messo a disposizione degli investitori e sul proprio sito web una presentazione agli investitori.

Il comunicato stampa è fornito come Allegato 99.1 e la presentazione come Allegato 99.2. I materiali nelle voci 2.02 e 7.01, inclusi gli Allegati 99.1 e 99.2, sono forniti, non depositati, e non soggetti alla Sezione 18 della Exchange Act, né incorporati per rinvio salvo che sia espressamente indicato.

Esquire Financial Holdings (ESQ) informó que emitió un comunicado de prensa anunciando las ganancias para el trimestre terminado el 30 de septiembre de 2025. La empresa también puso a disposición de los inversionistas, y en su sitio web, una presentación para inversionistas.

El comunicado de prensa se ofrece como el Anexo 99.1 y la presentación como el Anexo 99.2. Los materiales en las secciones 2.02 y 7.01, incluidos los Anexos 99.1 y 99.2, se presentan, no presentados, y no están sujetos a la Sección 18 de la Exchange Act, ni se incorporan por referencia salvo que se indique expresamente.

Esquire Financial Holdings (ESQ)는 2025년 9월 30일로 종료되는 분기에 대한 수익 발표를 발표했다고 보도자료를 배포했습니다. 회사는 또한 투자자 발표 자료를 투자자와 웹사이트에서 이용 가능하게 했습니다.

보도자료는 Exhibit 99.1로 제공되며 발표 자료는 Exhibit 99.2로 제공됩니다. 항목 2.02 및 7.01의 자료(제공된 Exhibit 99.1 및 99.2 포함)는 제공되지만 제출되지 않았으며, Exchange Act의 제18조에 따라 제출될 의무가 없고, 명시적으로 언급된 경우를 제외하고는 참조로 편입되지 않습니다.

Esquire Financial Holdings (ESQ) a annoncé, dans un communiqué de presse, les résultats du trimestre clos au 30 septembre 2025. La société a également rendu disponible pour les investisseurs, et sur son site web, une présentation aux investisseurs.

Le communiqué de presse est fourni comme Annexe 99.1 et la présentation comme Annexe 99.2. Les documents contenus dans les rubriques 2.02 et 7.01, y compris les Annexes 99.1 et 99.2, sont fournis et non déposés, et ne relèvent pas de la Section 18 de la loi sur les sociétés cotées, ni ne sont incorporés par référence sauf indication expresse.

Esquire Financial Holdings (ESQ) gab bekannt, dass es eine Pressemitteilung veröffentlicht hat, die die Ergebnisse für das Quartal zum 30. September 2025 ankündigt. Das Unternehmen hat außerdem eine Investorenpräsentation den Investoren und auf seiner Website zugänglich gemacht.

Die Pressemitteilung wird als Exhibit 99.1 beigefügt und die Präsentation als Exhibit 99.2. Die Materialien in den Positionen 2.02 und 7.01, einschließlich der Exhibits 99.1 und 99.2, werden bereitgestellt, nicht eingereicht, und unterliegen nicht Abschnitt 18 des Exchange Act, noch werden sie durch Bezugnahme einbezogen, es sei denn, dies wird ausdrücklich angegeben.

Esquire Financial Holdings (ESQ) أصدرت بياناً صحفياً أعلنت فيه عن الأرباح للربع المنتهي في 30 سبتمبر 2025. كما جعلت الشركة عرض المستثمر متاحاً للمستثمرين وعلى موقعها الإلكتروني.

يُقدم البيان الصحفي كمعـروض 99.1، والعرض كمعـروض 99.2. المواد الواردة في البنود 2.02 و7.01، بما في ذلك العروض 99.1 و99.2، يتم تقديمها وليس تقديمها، وليست خاضعة للمادة 18 من قانون البورصة، ولا تُدرج بالمرجع إلا كما هو مذكور صراحةً.

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Esquire Financial Holdings (ESQ) ha comunicato di aver emesso un comunicato stampa che annuncia i guadagni per il trimestre chiuso al 30 settembre 2025. L'azienda ha inoltre messo a disposizione degli investitori e sul proprio sito web una presentazione agli investitori.

Il comunicato stampa è fornito come Allegato 99.1 e la presentazione come Allegato 99.2. I materiali nelle voci 2.02 e 7.01, inclusi gli Allegati 99.1 e 99.2, sono forniti, non depositati, e non soggetti alla Sezione 18 della Exchange Act, né incorporati per rinvio salvo che sia espressamente indicato.

Esquire Financial Holdings (ESQ) informó que emitió un comunicado de prensa anunciando las ganancias para el trimestre terminado el 30 de septiembre de 2025. La empresa también puso a disposición de los inversionistas, y en su sitio web, una presentación para inversionistas.

El comunicado de prensa se ofrece como el Anexo 99.1 y la presentación como el Anexo 99.2. Los materiales en las secciones 2.02 y 7.01, incluidos los Anexos 99.1 y 99.2, se presentan, no presentados, y no están sujetos a la Sección 18 de la Exchange Act, ni se incorporan por referencia salvo que se indique expresamente.

Esquire Financial Holdings (ESQ)는 2025년 9월 30일로 종료되는 분기에 대한 수익 발표를 발표했다고 보도자료를 배포했습니다. 회사는 또한 투자자 발표 자료를 투자자와 웹사이트에서 이용 가능하게 했습니다.

보도자료는 Exhibit 99.1로 제공되며 발표 자료는 Exhibit 99.2로 제공됩니다. 항목 2.02 및 7.01의 자료(제공된 Exhibit 99.1 및 99.2 포함)는 제공되지만 제출되지 않았으며, Exchange Act의 제18조에 따라 제출될 의무가 없고, 명시적으로 언급된 경우를 제외하고는 참조로 편입되지 않습니다.

Esquire Financial Holdings (ESQ) a annoncé, dans un communiqué de presse, les résultats du trimestre clos au 30 septembre 2025. La société a également rendu disponible pour les investisseurs, et sur son site web, une présentation aux investisseurs.

Le communiqué de presse est fourni comme Annexe 99.1 et la présentation comme Annexe 99.2. Les documents contenus dans les rubriques 2.02 et 7.01, y compris les Annexes 99.1 et 99.2, sont fournis et non déposés, et ne relèvent pas de la Section 18 de la loi sur les sociétés cotées, ni ne sont incorporés par référence sauf indication expresse.

Esquire Financial Holdings (ESQ) gab bekannt, dass es eine Pressemitteilung veröffentlicht hat, die die Ergebnisse für das Quartal zum 30. September 2025 ankündigt. Das Unternehmen hat außerdem eine Investorenpräsentation den Investoren und auf seiner Website zugänglich gemacht.

Die Pressemitteilung wird als Exhibit 99.1 beigefügt und die Präsentation als Exhibit 99.2. Die Materialien in den Positionen 2.02 und 7.01, einschließlich der Exhibits 99.1 und 99.2, werden bereitgestellt, nicht eingereicht, und unterliegen nicht Abschnitt 18 des Exchange Act, noch werden sie durch Bezugnahme einbezogen, es sei denn, dies wird ausdrücklich angegeben.

0001531031false00015310312025-10-232025-10-23

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 23, 2025

Esquire Financial Holdings, Inc.

(Exact name of the registrant as specified in its charter)

-

Maryland

001-38131

27-5107901

(State or other jurisdiction of

incorporation or organization)

(Commission File Number)

(IRS Employer

Identification No.)

100 Jericho Quadrangle, Suite 100

Jericho, New York

11753

(Address of principal executive offices)

(Zip Code)

(516) 535-2002

(Registrant’s telephone number)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4c)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

 

Trading

Symbol(s)

 

Name of each exchange on which registered

Common Stock, $0.01 par value

 

ESQ

 

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 2.02Results of Operations and Financial Condition.

On October 23, 2025, Esquire Financial Holdings, Inc. (the “Company”), the holding company for Esquire Bank, National Association (“Esquire Bank”), issued a press release announcing its earnings for the quarter ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

The information contained in this Item 2.02 and Exhibit 99.1 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, and shall not be incorporated by reference into any filings made by the Company under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such filing.

Item 7.01Regulation FD Disclosure.

Esquire Financial Holdings, Inc. (the “Company”) intends to distribute and make available to investors, and to post on its website, the written presentation attached hereto as Exhibit 99.2. The presentation is furnished in this Current Report on Form 8-K, pursuant to this Item 7.01, as Exhibit 99.2, and is incorporated herein by reference.

The information contained in this Item 7.01 and Exhibit 99.2 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that section, and shall not be incorporated by reference into any filings made by the Company under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such filing.

Item 9.01Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.

Description

99.1

Press Release dated October 23, 2025.

99.2

Written presentation to be distributed and made available to investors and posted

on the Company’s website.

104

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

ESQUIRE FINANCIAL HOLDINGS, INC.

Dated:  October 23, 2025

By:/s/ Andrew C. Sagliocca

Andrew C. Sagliocca

Vice Chairman, Chief Executive Officer and President

FAQ

What did Esquire Financial (ESQ) announce in this 8-K?

It furnished a press release with earnings for the quarter ended September 30, 2025, and an investor presentation.

Which period do the earnings cover for ESQ?

The quarter ended September 30, 2025.

What exhibits were included with the ESQ filing?

Exhibit 99.1 is the earnings press release and Exhibit 99.2 is the investor presentation.

Are the materials considered filed or furnished?

They are furnished, not filed, and are not subject to Section 18 liability.

Where will the investor presentation be available?

It will be distributed to investors and posted on the company’s website.

Does the 8-K include detailed financial results?

Detailed results are in the furnished press release (Exhibit 99.1).
Esquire Finl Hldgs Inc

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