Esquire Financial (ESQ) CFO logs 300-share stock disposition at $104.04

Rhea-AI Filing Summary

Esquire Financial Holdings, Inc.'s senior vice president and chief financial officer reported a transaction in the company's common stock dated December 9, 2025. The filing shows a disposition of 300 shares of common stock, coded "F", at a price of $104.04 per share.

After this transaction, the officer beneficially owns 18,612 shares of common stock directly, which include restricted stock awards vesting in three equal annual installments commencing on December 19, 2023, December 16, 2024, December 9, 2025, December 19, 2026, December 15, 2027, and January 30, 2028, and 1,500 shares indirectly through an IRA. The officer also holds stock options covering 1,500 shares at an exercise price of $24.9 and four grants of 2,500 shares each at exercise prices of $20.85, $31.04, $42.3, and $48.32, with expiration dates on December 10, 2028, December 16, 2030, December 9, 2031, December 19, 2032, and December 15, 2033.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lacapria Michael

(Last) (First) (Middle)

100 JERICHO QUADRANGLE

SUITE 100

(Street)

JERICHO NY 11753

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Esquire Financial Holdings, Inc. [ ESQ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/09/2025		F		300	D	$104.04	18,612(1)(2)(3)(4)(5)(6)	D
Common Stock								1,500	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$24.9							12/10/2019	12/10/2028	Common Stock	1,500(7)		1,500(7)	D
Stock Options	$20.85							12/16/2021	12/16/2030	Common Stock	2,500(7)		2,500(7)	D
Stock Options	$31.04							12/09/2022	12/09/2031	Common Stock	2,500(7)		2,500(7)	D
Stock Options	$42.3							12/19/2023	12/19/2032	Common Stock	2,500(8)		2,500(8)	D
Stock Options	$48.32							12/15/2024	12/15/2033	Common Stock	2,500(9)		2,500(9)	D

Explanation of Responses:

1. Includes shares of restricted stock which vest in three equal annual installments commencing on December 19, 2023.

2. Includes shares of restricted stock which vest in three equal annual installments commencing on December 16, 2024.

3. Includes shares of restricted stock which vest in three equal annual installments commencing on December 9, 2025.

4. Includes shares of restricted stock which vest in three equal annual installments commencing on December 19, 2026.

5. Includes shares of restricted stock which vest in three equal annual installments commencing on December 15, 2027.

6. Includes shares of restricted stock which vest in three equal annual installments commencing on January 30, 2028.

7. Stock options are fully vested.

8. Stock options vest in three equal annual installments commencing on December 19, 2023.

9. Stock options vest in three equal annual installments commencing on December 15, 2024.

	/s/ Eric S. Bader, pursuant to power of attorney	12/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider stock transaction did Esquire Financial (ESQ) disclose?

The filing reports that the company's senior vice president and chief financial officer disposed of 300 shares of Esquire Financial common stock on December 9, 2025 at $104.04 per share, coded "F."

How many ESQ shares does the reporting officer own after the December 9, 2025 transaction?

Following the reported transaction, the officer beneficially owns 18,612 shares of Esquire Financial common stock directly and 1,500 shares indirectly through an IRA.

What restricted stock awards are noted for the Esquire Financial officer?

The beneficial ownership includes restricted stock that vests in three equal annual installments commencing on December 19, 2023, December 16, 2024, December 9, 2025, December 19, 2026, December 15, 2027, and January 30, 2028.

What stock options in ESQ does the reporting person hold?

The officer holds stock options covering 1,500 shares at an exercise price of $24.9 and four additional grants of 2,500 shares each at exercise prices of $20.85, $31.04, $42.3, and $48.32, with expirations between December 10, 2028 and December 15, 2033.

What is the reporting person’s relationship to Esquire Financial (ESQ)?

The reporting person is an officer of Esquire Financial Holdings, Inc., serving as Senior Vice President & Chief Financial Officer.