Welcome to our dedicated page for Ezcorp SEC filings (Ticker: EZPW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking how a pawn lender prices collateral, manages inventory, and books finance charges can feel like untangling hundreds of pages. EZCORP’s SEC documents run deep on gold scrap values, loan loss provisioning, and Latin-American currency impacts—details most readers struggle to locate quickly.
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EZCORP, Inc. announced its results of operations and financial condition for the full year and quarter ended September 30, 2025, via a press release attached as Exhibit 99.1.
The company also presents certain non-GAAP metrics, including constant currency and adjusted results, to evaluate performance—particularly in its Latin America Pawn operations—alongside GAAP figures.
Management’s presentation materials for the earnings conference call will be posted in the Investor Relations section of the company’s website. The call is scheduled for November 14, 2025.
EZCORP (EZPW) filed its Annual Report for fiscal year ended September 30, 2025. The company operated 1,360 pawn locations, including 545 in the U.S., 622 in Mexico, and 193 across Guatemala, El Salvador and Honduras. During fiscal 2025, it opened 40 new stores and acquired 52, while consolidating 11.
As of September 30, 2025, pawn loans outstanding were $307.5 million. Pawn service charges represented approximately 37% of total revenues and 64% of gross profit. The company highlights seasonality in both loans and retail sales, and notes exposure to gold pricing due to jewelry-heavy collateral and sales.
EZCORP owns 43.7% of Cash Converters International and a preferred interest in Founders One, LLC. As of November 7, 2025, shares outstanding were 57,921,451 Class A non‑voting and 2,970,171 Class B voting. The aggregate market value of Class A non‑voting stock held by non‑affiliates was $682 million based on the March 31, 2025 closing price.
EZCORP (EZPW) reported an insider equity grant. On 11/12/2025, Chief Accounting Officer Michael James Croney was awarded 5,515 restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Class A Non-Voting Common Stock at vesting.
The RSUs will vest on September 30, 2028, with 80% subject to specified performance goals and continued employment, and 20% subject to continued employment only. The filing notes a reference value of $19.04 (closing price on September 30, 2025). Following the grant, 12,540 derivative securities are beneficially owned, held directly.
EZCORP Inc. (EZPW) Chief Human Resources Officer filed a Form 4 reporting the acquisition of 26,261 restricted stock units (RSUs) on 11/12/2025. Each unit represents a right to receive one share of Class A Non-Voting Common Stock at vesting.
The RSUs vest in whole or in part by September 30, 2028, with 80% tied to specified performance goals and continued employment, and 20% subject to continued employment only. A reference price of $19.04 reflects the closing market value on September 30, 2025; no cash consideration was paid for the award. Following the transaction, the reporting person beneficially owned 156,517 derivative securities.
EZCORP (EZPW) CEO and director Lachlan P. Given reported an equity award of 210,084 restricted stock units on 11/12/2025. Each unit represents the right to receive one share of Class A Non-Voting Common Stock upon vesting.
The units will vest on September 30, 2028, with 80% tied to specified performance goals and continued employment, and 20% based on continued employment only. The filing references a closing market value of $19.04 on September 30, 2025; no consideration was paid other than services rendered and to be rendered. Following the transaction, the filing shows 1,114,560 derivative securities beneficially owned directly.
EZCORP (EZPW) reported a Form 4 for its Chief Revenue Officer, noting an award of 13,918 restricted stock units on 11/12/2025. Each unit represents the right to receive one share of Class A Non-Voting Common Stock upon vesting.
The units will vest in whole or in part on September 30, 2028, with 80% tied to specified performance goals in addition to continued employment and 20% tied to continued employment only. The filing references a $19.04 closing market value on September 30, 2025, and states no consideration was paid other than services. Following the grant, the reporting person beneficially owned 132,699 derivative securities, held directly.
EZCORP (EZPW) reported a Form 4 for Chief Financial Officer Timothy K. Jugmans. On 11/12/2025, he was granted 73,529 restricted stock units (RSUs), each representing the right to receive one share of Class A Non-Voting Common Stock upon vesting. The RSUs vest in whole or in part on September 30, 2028, with 80% subject to specified performance goals and continued employment, and 20% subject to continued employment only. The filing references a value of $19.04 as the closing market price on September 30, 2025, and notes no consideration was paid other than services. After the grant, he directly beneficially owned 319,486 derivative securities.
EZCORP (EZPW) reported a Form 4 for its Chief Audit/LP Executive showing a grant of 14,706 restricted stock units on 11/12/2025. Each unit represents one share of Class A Non-Voting Common Stock upon vesting. The units vest on 09/30/2028, with 80% tied to performance goals plus continued employment and 20% based on continued employment only. The filing notes a closing market value of $19.04 as of 09/30/2025; no cash consideration was paid beyond services. Following the award, derivative securities beneficially owned were 117,989 (direct).
EZCORP (EZPW) filed a Form 4 indicating its Chief Technology Officer, James W. Fugitt, received 18,382 restricted stock units of Class A Non-Voting Common Stock. The award was reported with a reference value of $19.04, the closing market price on September 30, 2025.
The units will vest on September 30, 2028, with 80% subject to specified performance goals in addition to continued employment, and 20% subject to continued employment only. The filing notes that no cash consideration was paid for the award other than services rendered and to be rendered.
EZCORP (EZPW) reported on Form 4 that Chief Operating Officer John Blair Powell Jr. received 84,034 restricted stock units tied to Class A Non‑Voting Common Stock on 11/12/2025. The filing notes a closing market value of $19.04 on September 30, 2025; the award required no cash consideration beyond services.
The RSUs will vest in whole or in part on September 30, 2028, with 80% subject to specified performance goals and continued employment, and 20% subject to continued employment only. Following the reported transaction, the executive beneficially owned 470,259 derivative securities directly.
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