Welcome to our dedicated page for EZCORP SEC filings (Ticker: EZPW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
EZCORP, Inc. filings document operating results, financial condition, governance and capital-structure matters for its pawn and pre-owned merchandise business. Recent Form 8-K reports include results of operations and financial condition releases, with GAAP measures and non-GAAP adjusted and constant-currency metrics used to present U.S. Pawn and Latin America Pawn activity.
Governance disclosures describe the company’s annual meeting, board election matters and stockholder voting structure. The filings identify publicly traded Class A Non-Voting Common Stock and Class B Voting Common Stock held by the voting stockholder, making capital rights and voting control recurring disclosure subjects for EZPW.
EZPW submitted a Form 144 reporting an intended sale of 20,000 shares of Class A Non-voting Common Stock through J.P. Morgan Securities LLC on 02/19/2026 for trading on NASDAQ. The filing also lists prior issuances/sales of 4,963 shares (09/30/2016) and 15,037 shares (03/12/2025) described as For Services Rendered.
EZCORP INC Chief Revenue Officer Nicole Swies reported an open-market sale of Class A Non-Voting Common Stock. She sold 24,138 shares on February 17, 2026 at an average price of $24.75 per share. After this transaction, she directly holds 115,266 shares.
EZCORP Inc director Gary Tillett reported an open-market sale of 10,000 shares of Class A Non-Voting Common Stock at $25.00 per share on February 18, 2026. After this transaction, he directly owns 143,483 shares of this class of stock.
EZCORP INC Chief Legal Officer Ellen H. Bryant sold 20,000 shares of Class A Non-Voting Common Stock in an open-market transaction at $25.00 per share. After this sale, she directly owned 147,786 shares of this class of stock.
An affiliated holder of EZPW common stock has filed a Form 144 notice indicating an intent to sell 24,138 shares of common stock through Morgan Stanley Smith Barney LLC Executive Financial Services. The filing values these shares at an aggregate market value of $597,579.64, with the shares listed on NASDAQ and an approximate sale date of 02/17/2026. The notice also states that total common shares outstanding are 58,727,053. The shares to be sold were originally acquired from the issuer as restricted stock and performance share awards on multiple dates between 2020 and 2025.
An insider associated with EZPW filed to sell up to 20,000 shares of Class A common stock on the NASDAQ, using J.P. Morgan Securities LLC as broker. The filing lists an aggregate market value of about $486,200 for these planned sales.
The shares were originally acquired from the issuer as compensation in two transactions dated 03/28/2024 and 04/05/2024. The document reports that 58,727,053 shares of the same class were outstanding, providing context for the relative size of the planned sale.
FMR LLC has disclosed a significant ownership position in EZCORP Inc. As of December 31, 2025, FMR and related entities beneficially owned approximately 4,818,567.86 shares of EZCORP Class A common stock, representing 8.3% of the class.
FMR reports sole voting power over 4,813,728 shares and sole dispositive power over 4,818,567.86 shares, with no shared voting or dispositive power. Abigail P. Johnson is also reported as a beneficial owner with sole dispositive power over the same share amount. The filing states the shares are held in the ordinary course of business and not for the purpose of changing or influencing control of EZCORP.
EZCORP, Inc. filed a current report to announce that it has released its results of operations and financial condition for the quarter ended December 31, 2025, via a press release attached as an exhibit.
The company explains that, alongside GAAP figures, it uses non-GAAP measures such as constant currency and adjusted results, mainly to evaluate its Latin America pawn operations that function in various local currencies. These metrics are presented as supplemental to GAAP results, intended to help compare performance across periods.
EZCORP also notes that management’s earnings presentation for the same quarter will be posted in the Investor Relations section of its website in connection with an earnings conference call on February 5, 2026.
EZCORP, Inc. delivered a strong quarter for the three months ended December 31, 2025, with total revenues rising to $382.0 million from $320.2 million and net income increasing to $44.3 million from $31.0 million. Basic earnings per share were $0.72 versus $0.57, while diluted EPS improved to $0.55 from $0.40.
Growth was broad-based: U.S. Pawn gross profit rose 16% to $160.7 million, helped by higher pawn service charges, stronger merchandise margins and a sharp increase in jewelry scrap profits. Latin America Pawn gross profit climbed 33% to $62.3 million, with higher pawn loans, better merchandise margins and contributions from new and acquired stores.
The balance sheet remained robust, with total assets of $2.0 billion, equity of $1.07 billion, and cash and cash equivalents of $465.9 million. Long-term debt stood at $518.6 million, primarily the 3.750% Convertible Senior Notes due 2029 and 7.375% Senior Notes due 2032. The Board also authorized a new $50 million share repurchase program.
After quarter-end, EZCORP agreed two notable deals: acquiring an 87.7% controlling interest in Founders One, LLC, which operates pawn stores across the U.S. and 11 other countries, for estimated consideration of about $64.4 million, and buying 12 “El Bufalo Pawn” stores in Texas for approximately $27.5 million.
EZCORP, Inc. executive reports equity award activity and share transactions. Chief Human Resources Officer Lisa VanRoekel reported several transactions in Class A Non-Voting Common Stock on 11/19/2025. She acquired 57,855 shares through the vesting and settlement of restricted stock units at a reference price of $17.82, and had 120,150 shares beneficially owned afterward. On the same date, she had 22,768 shares withheld at $17.82, typically reflecting tax withholding. She also received a new grant of 16,317 restricted stock units tied to performance goals for fiscal 2023, 2024, and 2025, vesting between September 2025 and September 2027, and held 172,834 derivative securities (RSUs) following these transactions.