Welcome to our dedicated page for EZCORP SEC filings (Ticker: EZPW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
EZCORP, Inc. filings document operating results, financial condition, governance and capital-structure matters for its pawn and pre-owned merchandise business. Recent Form 8-K reports include results of operations and financial condition releases, with GAAP measures and non-GAAP adjusted and constant-currency metrics used to present U.S. Pawn and Latin America Pawn activity.
Governance disclosures describe the company’s annual meeting, board election matters and stockholder voting structure. The filings identify publicly traded Class A Non-Voting Common Stock and Class B Voting Common Stock held by the voting stockholder, making capital rights and voting control recurring disclosure subjects for EZPW.
EZCORP Inc. (EZPW) CEO and director Lachlan P. Given reported equity award activity. On 11/19/2025, 352,786 shares of Class A Non-Voting Common Stock were acquired through the exercise of previously granted restricted stock units at a reference price of $17.82, and 56,273 shares were withheld at the same price to cover tax obligations, leaving 1,072,327 shares owned directly.
The filing also reports a new grant of 110,155 restricted stock units tied to performance-based awards for fiscal 2023, 2024, and 2025, vesting on September 30, 2025, 2026, and 2027, subject to continued employment. After these transactions, Given holds 871,929 restricted stock units, each representing a right to receive one share upon vesting.
EZCORP Inc. (EZPW) reported equity compensation activity for its Chief Financial Officer on a Form 4 dated with an earliest transaction date of 11/19/2025. The filing shows the exercise of 88,195 restricted stock units into shares of Class A Non-Voting Common Stock at a reference price of $17.82, followed by the disposition of 35,201 shares at the same price, which appears consistent with shares withheld to cover obligations. After these transactions, the officer directly owned 202,835 shares of Class A Non-Voting Common Stock.
In addition, the officer received a new grant of 29,482 restricted stock units, each representing a right to receive one EZCORP Class A Non-Voting share upon vesting. These units relate to performance-based awards for fiscal years 2023, 2024, and 2025, with vesting dates on September 30, 2025, September 30, 2026, and September 30, 2027, subject to continued employment and achievement of specified performance goals.
EZCORP Chief Operating Officer John Blair Powell Jr. was granted 46,648 Restricted Stock Units and on November 19, 2025 converted 145,522 units into Class A Non-Voting Common Stock, with 57,266 shares withheld to cover taxes. After these transactions he directly holds 234,239 shares and 371,385 RSUs.
EZCORP Inc. (EZPW) reported insider equity activity by its Chief Revenue Officer. On 11/19/2025, the officer acquired 60,007 shares of Class A Non-Voting Common Stock through the vesting and settlement of previously granted restricted stock units at a reference price of $17.82. On the same date, 22,416 shares were disposed of, also at $17.82, which reflects shares withheld, leaving 139,404 shares of this class beneficially owned directly.
In addition, the officer was granted 15,310 new restricted stock units, representing “bonus” units tied to performance for fiscal years 2023, 2024, and 2025, vesting on September 30 of 2025, 2026, and 2027, subject to continued employment. Following the transactions, the officer directly held 88,002 restricted stock units, each representing a contingent right to receive one share of Class A Non-Voting Common Stock upon vesting.
EZCORP Inc. (EZPW) reported insider equity activity by its Chief Legal Officer, Ellen Bryant. On 11/19/2025, she acquired 53,622 shares of Class A Non-Voting Common Stock through the settlement of previously granted restricted stock units at a reference price of $17.82 per share, then had 21,103 shares withheld in a transaction coded "F" at the same price, leaving 167,786 shares beneficially owned directly.
On the same date, she was granted 16,020 new restricted stock units, each representing a contingent right to one share of Class A Non-Voting Common Stock. These units relate to performance-based awards for fiscal 2023, 2024, and 2025, with vesting scheduled on September 30, 2025, 2026, and 2027, subject to continued employment and achievement of specified performance goals.
EZCORP Inc. (EZPW) reported insider equity activity by its Chief Audit/LP Executive on 11/19/2025. The officer exercised restricted stock units, converting 49,388 units into shares of Class A Non-Voting Common Stock at an exercise price of $0, and then had 12,028 shares disposed of under transaction code F at $17.82 per share, typically used for tax withholding. After these transactions, the officer beneficially owned 103,602 Class A Non-Voting Common shares directly.
The filing also shows a new award of 13,153 restricted stock units, representing “bonus” units tied to performance goals for fiscal 2023, 2024, and 2025, with vesting dates on September 30 in 2025, 2026, and 2027, subject to continued employment. Following the grant and vesting activity, the officer held 81,754 restricted stock units directly, each representing a contingent right to receive one EZCORP Class A Non-Voting Common share upon vesting.
EZCORP, Inc. (EZPW) reported an equity award to its Chief Accounting Officer on a Form 4. On 11/19/2025, the officer acquired 702 restricted stock units (RSUs) of EZCORP Class A Non-Voting Common Stock as a bonus tied to the fiscal 2025 restricted stock unit award. Each unit represents a contingent right to receive one share when it vests.
The 702 bonus RSUs were earned based on achievement of a specified fiscal 2025 performance goal and will vest on September 30, 2027, subject to continued employment. Following this transaction, the officer beneficially owns 13,242 RSUs. The award was valued using a closing market price of $19.04 on September 30, 2025, but no cash consideration was paid other than services rendered and to be rendered.
EZCORP, Inc. announced its results of operations and financial condition for the full year and quarter ended September 30, 2025, via a press release attached as Exhibit 99.1.
The company also presents certain non-GAAP metrics, including constant currency and adjusted results, to evaluate performance—particularly in its Latin America Pawn operations—alongside GAAP figures.
Management’s presentation materials for the earnings conference call will be posted in the Investor Relations section of the company’s website. The call is scheduled for November 14, 2025.
EZCORP (EZPW) filed its Annual Report for fiscal year ended September 30, 2025. The company operated 1,360 pawn locations, including 545 in the U.S., 622 in Mexico, and 193 across Guatemala, El Salvador and Honduras. During fiscal 2025, it opened 40 new stores and acquired 52, while consolidating 11.
As of September 30, 2025, pawn loans outstanding were $307.5 million. Pawn service charges represented approximately 37% of total revenues and 64% of gross profit. The company highlights seasonality in both loans and retail sales, and notes exposure to gold pricing due to jewelry-heavy collateral and sales.
EZCORP owns 43.7% of Cash Converters International and a preferred interest in Founders One, LLC. As of November 7, 2025, shares outstanding were 57,921,451 Class A non‑voting and 2,970,171 Class B voting. The aggregate market value of Class A non‑voting stock held by non‑affiliates was $682 million based on the March 31, 2025 closing price.
EZCORP (EZPW) reported an insider equity grant. On 11/12/2025, Chief Accounting Officer Michael James Croney was awarded 5,515 restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Class A Non-Voting Common Stock at vesting.
The RSUs will vest on September 30, 2028, with 80% subject to specified performance goals and continued employment, and 20% subject to continued employment only. The filing notes a reference value of $19.04 (closing price on September 30, 2025). Following the grant, 12,540 derivative securities are beneficially owned, held directly.