Every 10-Q that Ezcorp Inc (EZPW) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow EZPW and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EZPW filings page.
EZCORP, Inc. reported strong results for the three months ended June 30, 2026, with total revenues of $418.7 million compared with $311.0 million a year earlier and consolidated net income of $38.5 million, up 45%, or $0.62 basic EPS.
For the first nine months, revenues reached $1.25 billion and net income attributable to EZCORP was $131.6 million. Growth was driven by higher pawn loans, stronger merchandise and jewelry scrap sales, and the consolidation of the new SMG segment and the El Bufalo Pawn acquisition.
Total assets were $2.17 billion at June 30, 2026, including pawn loans of $387.2 million and goodwill of $475.4 million. Long‑term debt stood at $530.0 million gross, and the company repurchased 287,627 Class A shares for $8.0 million under its $50 million buyback program.
EZCORP, Inc. reported substantially stronger results for the quarter and six months ended March 31, 2026, driven by higher pawn loan demand, strong jewelry scrap activity, and recent acquisitions. Total revenues rose to $446.9 million for the quarter and $828.9 million for the six-month period, compared with $306.3 million and $626.5 million a year earlier. Quarterly consolidated net income attributable to EZCORP nearly doubled to $49.1 million, with diluted EPS increasing to $0.61 from $0.33. The U.S. Pawn and Latin America Pawn segments delivered double-digit growth in pawn service charges, merchandise sales, and jewelry scrap margins, supported by higher gold prices and improved store-level execution. EZCORP also consolidated Simple Management Group (SMG) effective January 2, 2026 and acquired 12 El Bufalo Pawn stores in Texas, adding new scale in the U.S. and internationally. Goodwill increased to $473.5 million largely from these transactions. The company ended the period with $354.2 million in cash and $530.0 million of long-term debt, while repurchasing Class A shares under a new $50 million buyback authorization.
EZCORP, Inc. delivered a strong quarter for the three months ended December 31, 2025, with total revenues rising to $382.0 million from $320.2 million and net income increasing to $44.3 million from $31.0 million. Basic earnings per share were $0.72 versus $0.57, while diluted EPS improved to $0.55 from $0.40.
Growth was broad-based: U.S. Pawn gross profit rose 16% to $160.7 million, helped by higher pawn service charges, stronger merchandise margins and a sharp increase in jewelry scrap profits. Latin America Pawn gross profit climbed 33% to $62.3 million, with higher pawn loans, better merchandise margins and contributions from new and acquired stores.
The balance sheet remained robust, with total assets of $2.0 billion, equity of $1.07 billion, and cash and cash equivalents of $465.9 million. Long-term debt stood at $518.6 million, primarily the 3.750% Convertible Senior Notes due 2029 and 7.375% Senior Notes due 2032. The Board also authorized a new $50 million share repurchase program.
After quarter-end, EZCORP agreed two notable deals: acquiring an 87.7% controlling interest in Founders One, LLC, which operates pawn stores across the U.S. and 11 other countries, for estimated consideration of about $64.4 million, and buying 12 “El Bufalo Pawn” stores in Texas for approximately $27.5 million.