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Ezcorp Inc 8-K Filings

EZPW NASDAQ

Every 8-K that Ezcorp Inc (EZPW) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow EZPW and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EZPW filings page.

Rhea-AI Summary

EZCORP, Inc. reported strong third‑quarter fiscal 2026 results, with total revenues up 35% to $418.7 million and gross profit up 34% to $246.2 million. Net income attributable to EZCORP rose 44% to $38.2 million and diluted EPS increased 41% to $0.48.

Adjusted EBITDA grew 48% to $65.6 million, supported by record pawn loans outstanding of $387.2 million and higher pawn service charges, merchandise sales and jewelry scrap revenues. Latin America segment contribution increased 56% to $24.8 million, while U.S. Pawn contribution reached $61.6 million.

The company continued expanding its footprint, ending the quarter with 1,549 stores after acquiring 33 stores in Guatemala, opening de novo locations and consolidating Simple Management Group, which generated $43.1 million of revenue. Cash and cash equivalents were $311.0 million after retiring $134.2 million of SMG debt and funding acquisitions.

Rhea-AI Summary

EZCORP, Inc. has increased its ownership in key subsidiaries, moving to full control of its pawn store platform. The company first acquired a controlling interest in Founders One, LLC and its subsidiaries, including Simple Management Group, Inc. (SMG), in a transaction completed on January 2, 2026.

On May 14, 2026, EZCORP purchased the remaining 12.3% membership interests in Founders, bringing its stake to 100%. On May 15, 2026, it then acquired 1,360.65 SMG shares from minority holders, resulting in ownership of 16,030.65 shares, or 93%, of SMG, which through wholly-owned subsidiaries owns and operates 107 pawn stores in the U.S. and 11 additional countries.

Rhea-AI Summary

EZCORP, Inc. reported record second-quarter fiscal 2026 results, with broad-based growth across its pawn business. Total revenues rose 46% to $446.9M, while gross profit also increased 46% to $260.0M. Net income attributable to EZCORP nearly doubled, up 93% to $49.1M, and diluted EPS climbed 85% to $0.61. On an adjusted basis, net income was $46.5M and diluted EPS $0.58, with adjusted EBITDA up 76% to $76.9M. Pawn loans outstanding grew 33% to $349.4M, supported by higher average loan size and strong demand. The company expanded its footprint to 1,506 stores across 16 countries, adding 123 locations in the quarter, including the Simple Management Group acquisition. Cash and cash equivalents declined to $354.2M, largely due to retiring $134.2M of SMG debt and funding acquisitions.

Rhea-AI Summary

EZCORP, Inc. reported that its sole holder of Class B Voting Common Stock, MS Pawn Limited Partnership, re-elected seven directors at the annual meeting held on March 26, 2026. The board members are Matthew W. Appel, Zena Srivatsa Arnold, Phillip E. Cohen, Lachlan P. Given, Jason A. Kulas, Pablo Lagos Espinosa, and Gary L. Tillett.

Each director will serve a one-year term until the next annual meeting or earlier departure. As of March 26, 2026, there were 2,970,171 shares of Class B Voting Common Stock outstanding, all held by MS Pawn. The Class A Non-Voting Common Stock did not vote on any matters at the annual meeting, which instead focused on management’s discussion of strategy and performance and a question-and-answer session with stockholders.

Rhea-AI Summary

EZCORP, Inc. filed a current report to announce that it has released its results of operations and financial condition for the quarter ended December 31, 2025, via a press release attached as an exhibit.

The company explains that, alongside GAAP figures, it uses non-GAAP measures such as constant currency and adjusted results, mainly to evaluate its Latin America pawn operations that function in various local currencies. These metrics are presented as supplemental to GAAP results, intended to help compare performance across periods.

EZCORP also notes that management’s earnings presentation for the same quarter will be posted in the Investor Relations section of its website in connection with an earnings conference call on February 5, 2026.

Rhea-AI Summary

EZCORP, Inc. announced its results of operations and financial condition for the full year and quarter ended September 30, 2025, via a press release attached as Exhibit 99.1.

The company also presents certain non-GAAP metrics, including constant currency and adjusted results, to evaluate performance—particularly in its Latin America Pawn operations—alongside GAAP figures.

Management’s presentation materials for the earnings conference call will be posted in the Investor Relations section of the company’s website. The call is scheduled for November 14, 2025.

8-K