EZCORP awards Lucy Hernandez 5,040 stock units

The units vest in whole or in part on September 30, 2029, with 80% subject to performance goals and continued employment.

Available on EDGAR 11/12/2026 - 09:15 AM EST Accepted by SEC EDGAR 11/12/2026 - 09:15 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Lucy Hernandez, EZCORP’s Chief Operations Admin Officer, acquired an award of 5,040 restricted stock units on November 10, 2026, tied to Class A Non-Voting Common Stock. The reported closing market value was $29.76 per unit on September 30, 2026; no consideration was paid for the award other than services rendered and to be rendered. The units will vest in whole or in part on September 30, 2029: 80% is subject to specified performance goals and continued employment, while the remaining 20% is subject to continued employment only. Hernandez held 32,956 restricted stock units directly following the award.

Insider Trade Summary

Grant/Award: 5,040 shares

Grant/Award 1 txn

Insider Hernandez Lucy

Role Chief Operations Admin Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units F1, F3, F2	5,040	$29.76	$150K

Holdings After Transaction: Restricted Stock Units — 32,956 units (Direct)

Footnotes (3)

1. F1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.
2. F2. The units will vest in whole or in part on September 30, 2029, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.
3. F3. Closing market value on September 30, 2026. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Key Figures

Restricted stock units awarded: 5,040 restricted stock units Closing market value per unit: $29.76 per unit Restricted stock units following award: 32,956 restricted stock units +3 more

6 metrics

Restricted stock units awarded 5,040 restricted stock units Awarded November 10, 2026

Closing market value per unit $29.76 per unit September 30, 2026

Restricted stock units following award 32,956 restricted stock units Direct holdings after the award

Performance-based vesting portion 80% Subject to specified performance goals and continued employment

Employment-based vesting portion 20% Subject to continued employment only

Vesting date September 30, 2029 Units will vest in whole or in part

Key Terms

Restricted Stock Units, vesting, performance goals

3 terms

Restricted Stock Units financial

"Each unit represents a contingent right to receive one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vesting financial

"at the time of vesting"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

performance goals financial

"specified performance goals in addition to continued employment"

Performance goals are specific, measurable targets a company sets for financial results, operational milestones, or individual roles—examples include revenue, profit, production levels, or completion of a project. They matter to investors because meeting or missing these targets influences management pay, future forecasts, deal-related payments and market confidence; think of them as a scoreboard that helps outsiders judge whether the business is performing as promised.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many RSUs did EZPW’s Chief Operations Admin Officer receive?

Lucy Hernandez acquired 5,040 restricted stock units on November 10, 2026, tied to Class A Non-Voting Common Stock. The reported closing market value was $29.76 per unit on September 30, 2026. No consideration was paid for the award other than services rendered and to be rendered.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hernandez Lucy

(Last) (First) (Middle)

2500 BEE CAVE ROAD

BUILDING ONE SUITE 200

(Street)

ROLLINGWOOD TEXAS 78746

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
EZCORP INC [ EZPW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Operations Admin Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/10/2026	11/10/2026	A		5,040		(2)	(2)	Class A Non-Voting Common Stock	5,040	$29.76(3)	32,956	D

Explanation of Responses:

1. Each unit represents a contingent right to receive one share of EZCORP Class A Non-Voting Common Stock at the time of vesting.

2. The units will vest in whole or in part on September 30, 2029, with 80% being subject to the attainment of specified performance goals in addition to continued employment, and the remaining 20% being subject to continued employment only.

3. Closing market value on September 30, 2026. However, no consideration was paid for the award other than services rendered and to be rendered by the Reporting Person.

Remarks:

	/s/ Carrie Putnam, by POA from Lucy Hernandez	11/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)