Every 10-Q that First Business Financial Services, Inc. (FBIZ) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FBIZ and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FBIZ filings page.
First Business Financial Services, Inc. reported Q2 2026 net income of $15,580 thousand, up from $11,422 thousand in Q2 2025, with basic and diluted EPS of $1.84 versus $1.35. Net interest income increased to $38,142 thousand, and the provision for credit losses was $2,066 thousand.
Non-interest income was $8,569 thousand, led by private wealth management fees and higher other income, while non-interest expense was $27,849 thousand, primarily compensation and technology-related costs. For the first six months of 2026, net income totaled $27,780 thousand and basic EPS was $3.28.
Total assets were $4,410,004 thousand at June 30, 2026, up from $4,081,887 thousand at December 31, 2025, driven by loan and lease balances of $3,588,324 thousand and deposits of $3,592,165 thousand. The allowance for credit losses was $37,393 thousand. Securities available-for-sale totaled $409,692 thousand with $17,550 thousand of unrealized losses, and held-to-maturity securities were $4,674 thousand; management attributed valuation declines to market factors and recorded no credit loss provision.
Total stockholders’ equity rose to $395,307 thousand, supported by retained earnings and positive other comprehensive income. The company declared dividends of $0.34 per common share and continued purchasing treasury stock. A 2026 Equity Incentive Plan was adopted, leaving 295,507 shares available for future grants, and share-based compensation expense was $912 thousand in Q2. Net cash provided by operating activities was $46,845 thousand, with loan growth and securities activity driving investing outflows and deposit and Federal Home Loan Bank funding driving financing inflows, resulting in cash and cash equivalents of $163,358 thousand.
First Business Financial Services, Inc. reports solid results for the three months ended March 31, 2026. Total assets reached $4.32 billion, up from $4.08 billion at year-end. Net income rose to $12.2 million from $11.2 million, and diluted EPS increased to $1.44 from $1.32.
Net interest income improved to $35.5 million as loans and leases grew to $3.50 billion. Deposits increased to $3.57 billion, including higher wholesale balances. The allowance for credit losses was $36.6 million, or 1.10% of loans, while non-accrual loans represented 1.16% of gross loans, indicating generally controlled credit quality.
First Business Financial Services (FBIZ) reported stronger Q3 2025 results. Net income rose to $14.4 million from $10.5 million a year ago, with EPS of $1.70 versus $1.24. Net interest income increased to $34.9 million as loan and lease interest expanded, while the provision for credit losses decreased to $1.4 million.
Balance sheet growth continued. Total assets reached $4.03 billion and deposits were $3.33 billion as of September 30, 2025. Loans and leases receivable, net, were $3.30 billion. Available‑for‑sale securities had a fair value of $411.1 million, with unrealized losses of $17.1 million and gains of $2.3 million. Comprehensive income benefited from $1.2 million of other comprehensive income this quarter.
Non‑interest income improved to $9.6 million, led by private wealth fees, swap fees, and service charges. Non‑interest expense rose to $25.7 million, mainly compensation and software. The company paid a $0.29 quarterly dividend. Shares outstanding were 8,324,387 as of September 30, 2025; 8,324,258 were reported outstanding on October 27, 2025.