What is First Business Finl Svcs Inc W's earnings per share (EPS)?

First Business Finl Svcs Inc W (FBIZ) reported diluted earnings per share of $5.94 for fiscal year 2025. This represents a 14.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Business Finl Svcs Inc W Financials

FBIZ

Trailing 12 months to June 30, 2026

Revenue $253.4M +5.5% YoY

Net Income $55.5M +16.8% YoY

EPS (Diluted) $6.56 +16.7% YoY

Free Cash Flow $80.9M +30.8% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

First Business Finl Svcs Inc W (FBIZ) reported $253.4M in revenue over the twelve months to Jun 30, 2026, up 5.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FBIZ FY2025 2026-08-29

Funding-intensive balance-sheet expansion drives the business more than conventional operating-margin leverage.

From FY2023 to FY2025, revenue advanced from $194.9M to $247.3M while net profit margin recovered from 19.0% to 20.4%, even as interest expense rose from $82.3M to $110.6M. That combination suggests improved earnings absorption alongside growth, rather than growth being explained simply by lower financing costs.

The latest figures show accounting earnings converting closely into cash: FY2025 net income of $50.3M was matched by operating cash flow of $61.7M and free cash flow of $61.1M. Because free cash flow nearly equals operating cash flow, reported reinvestment outside capital expenditures was not the main cash constraint.

Assets expanded to $4.1B while liabilities reached $3.7B, leaving a debt-to-equity ratio of 10.0x; the balance sheet therefore remains structurally liability-funded. Yet FY2025 return on equity was 13.5% versus return on assets of only 1.2%, a spread that reflects how leverage amplifies shareholder returns in this model while keeping asset-level profitability modest.

Financial Health Signals

Financial Health Score 48/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of First Business Finl Svcs Inc W's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for First Business Finl Svcs Inc W, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

5/6

First Business Finl Svcs Inc W passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.23x

For every $1 of reported earnings, First Business Finl Svcs Inc W generates $1.23 in operating cash flow ($61.7M OCF vs $50.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$247.3M

YoY+6.1%

5Y CAGR+21.3%

10Y CAGR+13.1%

First Business Finl Svcs Inc W generated $247.3M in revenue in fiscal year 2025. This represents an increase of 6.1% from the prior year.

Net Income

$50.3M

YoY+13.7%

5Y CAGR+24.3%

10Y CAGR+11.8%

First Business Finl Svcs Inc W reported $50.3M in net income in fiscal year 2025. This represents an increase of 13.7% from the prior year.

EPS (Diluted)

$5.94

YoY+14.2%

5Y CAGR+24.7%

10Y CAGR+12.1%

First Business Finl Svcs Inc W earned $5.94 per diluted share (EPS) in fiscal year 2025. This represents an increase of 14.2% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$61.1M

YoY+6.7%

5Y CAGR+18.3%

10Y CAGR+10.5%

First Business Finl Svcs Inc W generated $61.1M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 6.7% from the prior year.

Cash & Debt

$39.5M

YoY-75.0%

5Y CAGR-7.0%

10Y CAGR-10.0%

First Business Finl Svcs Inc W held $39.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$1.16

YoY+16.0%

5Y CAGR+11.9%

10Y CAGR+10.2%

First Business Finl Svcs Inc W paid $1.16 per share in dividends in fiscal year 2025. This represents an increase of 16.0% from the prior year.

Shares Outstanding

YoY+0.5%

5Y CAGR-0.4%

10Y CAGR-0.4%

First Business Finl Svcs Inc W had 8M shares outstanding in fiscal year 2025. This represents an increase of 0.5% from the prior year.

Margins & Returns

Net Margin

20.3%

YoY+1.4pp

5Y CAGR+2.3pp

10Y CAGR-2.4pp

First Business Finl Svcs Inc W's net profit margin was 20.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.4 percentage points from the prior year.

Return on Equity

13.5%

YoY+0.1pp

5Y CAGR+5.3pp

10Y CAGR+2.6pp

First Business Finl Svcs Inc W's ROE was 13.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$1.4M

YoY+9.4%

5Y CAGR-3.6%

10Y CAGR+3.9%

First Business Finl Svcs Inc W spent $1.4M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 9.4% from the prior year.

Capital Expenditures

$595K

YoY+166.8%

5Y CAGR+17.6%

10Y CAGR-2.8%

First Business Finl Svcs Inc W invested $595K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 166.8% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

FBIZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBIZ quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$253.4M	$247.3M+6.1%	$233.1M+19.6%	$194.9M+60.6%	$121.4M+26.4%	$96.0M+1.9%	$94.2M-7.7%	$102.0M+11.8%	$91.3M+20.4%	$75.8M-3.0%	$78.1M+7.8%	$72.5M+25.6%	$57.7M+7.2%	$53.8M-1.7%	$54.8M-2.6%	$56.2M
SG&A Expenses	$78.6M	$67.9M+7.6%	$63.1M+3.4%	$61.1M+5.7%	$57.7M+11.7%	$51.7M+12.8%	$45.9M+9.1%	$42.0M+2138.7%	$1.9M-1.5%	$1.9M+23.3%	$1.5M-12.2%	$1.8M+71.8%	$1.0M+9.2%	$938K+2.9%	$912K-93.9%	$14.9M
Interest Expense	$110.1M	$110.6M+1.6%	$108.9M+32.3%	$82.3M+258.8%	$22.9M+102.5%	$11.3M-33.8%	$17.1M-46.8%	$32.2M+34.5%	$23.9M+57.4%	$15.2M+2.8%	$14.8M+6.9%	$13.8M+19.5%	$11.6M-1.1%	$11.7M-30.7%	$16.9M-18.7%	$20.8M
Income Tax	$9.3M	$10.1M+46.8%	$6.9M-31.7%	$10.1M-11.2%	$11.4M+1.0%	$11.3M+749.7%	$1.3M+12.9%	$1.2M-13.0%	$1.4M-41.9%	$2.3M+7.9%	$2.2M-74.3%	$8.4M+18.3%	$7.1M-4.1%	$7.4M+55.6%	$4.8M+37.7%	$3.4M
Net Income	$55.5M	$50.3M+13.7%	$44.2M+19.5%	$37.0M-9.4%	$40.9M+14.3%	$35.8M+110.6%	$17.0M-27.2%	$23.3M+43.1%	$16.3M+36.9%	$11.9M-20.1%	$14.9M-9.7%	$16.5M+16.8%	$14.1M+2.9%	$13.7M+54.0%	$8.9M+5.9%	$8.4M
EPS (Diluted)	$6.56	$5.94+14.2%	$5.20+20.1%	$4.33-8.8%	$4.75+13.9%	$4.17+111.7%	$1.97-26.5%	$2.68+44.1%	$1.86+36.8%	$1.36-20.5%	$1.71-10.0%	$1.90	$1.75+0.6%	$1.74	$3.29+1.9%	$3.23

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$65.0M+5.0%	$61.9M-1.4%	$62.8M-1.6%	$63.7M+4.0%	$61.3M+2.9%	$59.5M-1.0%	$60.1M+1.3%	$59.3M
SG&A Expenses	$18.5M-0.4%	$18.5M-23.2%	$24.1M+38.3%	$17.4M+5.5%	$16.5M-1.3%	$16.7M-27.7%	$23.2M+52.3%	$15.2M
Interest Expense	$26.9M+1.9%	$26.4M-5.8%	$28.0M-3.0%	$28.9M+5.0%	$27.5M+4.7%	$26.3M-2.6%	$27.0M-4.8%	$28.3M
Income Tax	$1.2M-44.2%	$2.2M-25.0%	$2.9M-2.9%	$3.0M+53.6%	$1.9M-14.9%	$2.3M+158.5%	$885K-62.4%	$2.4M
Net Income	$15.6M+27.7%	$12.2M-8.5%	$13.3M-7.4%	$14.4M+26.0%	$11.4M+2.2%	$11.2M-22.5%	$14.4M+36.9%	$10.5M
EPS (Diluted)	$1.84+27.8%	$1.44-8.9%	$1.58-7.1%	$1.70+25.9%	$1.35+2.3%	$1.32-22.8%	$1.71+37.9%	$1.24

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

FBIZ Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBIZ quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$4.1B+5.9%	$3.9B+9.8%	$3.5B+17.8%	$3.0B+12.2%	$2.7B+3.3%	$2.6B+22.5%	$2.1B+6.6%	$2.0B+9.6%	$1.8B+0.8%	$1.8B-0.1%	$1.8B+9.4%	$1.6B+28.4%	$1.3B+3.5%	$1.2B+4.2%	$1.2B
Cash & Equivalents	$39.5M-75.0%	$157.7M+13.0%	$139.5M+35.9%	$102.7M+79.8%	$57.1M+0.4%	$56.9M-15.2%	$67.1M-22.5%	$86.5M+64.7%	$52.5M-32.2%	$77.5M-31.7%	$113.6M+10.0%	$103.2M0.0%	$103.2M+20.6%	$85.6M-34.2%	$130.1M
Goodwill	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M	$0	N/A	N/A
Total Liabilities	$3.7B+5.3%	$3.5B+9.5%	$3.2B+18.5%	$2.7B+12.2%	$2.4B+2.5%	$2.4B+24.1%	$1.9B+6.5%	$1.8B+9.9%	$1.6B+0.4%	$1.6B-0.7%	$1.6B+9.4%	$1.5B+28.7%	$1.2B+2.9%	$1.1B+1.2%	$1.1B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$22.2M-55.3%	$49.8M
Total Equity	$371.6M+13.1%	$328.6M+13.5%	$289.6M+11.1%	$260.6M+12.1%	$232.4M+12.7%	$206.2M+6.2%	$194.2M+7.4%	$180.7M+6.8%	$169.3M+4.7%	$161.7M+7.2%	$150.8M+9.5%	$137.7M+26.1%	$109.3M+9.8%	$99.5M+55.0%	$64.2M
Retained Earnings	$305.5M+15.0%	$265.8M+15.2%	$230.7M+13.4%	$203.5M+19.7%	$170.0M+21.1%	$140.4M+8.8%	$129.1M+17.0%	$110.3M+11.5%	$98.9M+8.3%	$91.3M+13.3%	$80.6M+18.7%	$67.9M+18.8%	$57.1M+25.3%	$45.6M+21.6%	$37.5M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$4.4B+2.1%	$4.3B+5.9%	$4.1B+1.2%	$4.0B+0.8%	$4.0B+1.5%	$3.9B+2.4%	$3.9B+3.7%	$3.7B
Cash & Equivalents	$163.4M+19.1%	$137.1M+247.3%	$39.5M-11.0%	$44.3M-64.0%	$123.2M-27.8%	$170.6M+8.2%	$157.7M+19.5%	$132.0M
Goodwill	N/A	N/A	$10.7M	N/A	N/A	N/A	$10.7M	N/A
Total Liabilities	$4.0B+1.9%	$3.9B+6.2%	$3.7B+0.9%	$3.7B+0.5%	$3.7B+1.4%	$3.6B+2.4%	$3.5B+3.6%	$3.4B
Total Equity	$395.3M+4.0%	$380.1M+2.3%	$371.6M+3.7%	$358.3M+3.9%	$344.8M+2.6%	$336.1M+2.3%	$328.6M+5.3%	$312.0M
Retained Earnings	$327.0M+3.9%	$314.6M+3.0%	$305.5M+3.6%	$294.8M+4.2%	$283.1M+3.2%	$274.3M+3.2%	$265.8M+4.8%	$253.7M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

FBIZ Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FBIZ quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$81.4M	$61.7M+7.3%	$57.5M+9.9%	$52.3M+35.3%	$38.6M+7.4%	$36.0M+35.1%	$26.6M-8.1%	$29.0M+14.7%	$25.3M+12.8%	$22.4M-14.3%	$26.2M+12.7%	$23.2M+95.6%	$11.9M-25.3%	$15.9M-0.6%	$16.0M-9.0%	$17.6M
Capital Expenditures	$484K	$595K+166.8%	$223K-92.3%	$2.9M-10.5%	$3.2M+724.3%	$391K+48.1%	$264K+17.3%	$225K-76.8%	$969K-22.0%	$1.2M+112.7%	$584K-26.0%	$789K-75.3%	$3.2M+500.8%	$531K-5.3%	$561K+36.5%	$411K
Free Cash Flow	$80.9M	$61.1M+6.7%	$57.3M+15.9%	$49.4M+39.5%	$35.4M-0.5%	$35.6M+35.0%	$26.4M-8.3%	$28.8M+18.3%	$24.3M+14.9%	$21.2M-17.2%	$25.6M+14.0%	$22.4M+158.3%	$8.7M-43.5%	$15.4M-0.4%	$15.4M-10.1%	$17.2M
Investing Cash Flow	-$385.7M	-$373.4M-13.7%	-$328.5M+35.2%	-$506.8M-106.7%	-$245.3M-120.9%	-$111.0M+75.6%	-$454.5M-245.6%	-$131.5M+4.6%	-$137.9M-197.4%	-$46.4M-4.6%	-$44.3M+70.4%	-$149.6M+55.0%	-$332.7M-505.9%	-$54.9M+45.0%	-$99.8M-14039.8%	$716K
Financing Cash Flow	$344.5M	$193.5M-33.1%	$289.2M-41.2%	$491.4M+94.8%	$252.2M+235.3%	$75.2M-82.0%	$417.7M+402.8%	$83.1M-43.3%	$146.6M+14289.6%	-$1.0M+94.2%	-$17.9M-113.1%	$136.7M-60.1%	$342.8M+887.6%	$34.7M-11.7%	$39.3M-35.5%	$61.0M
Dividends Paid	$10.7M	$9.7M+16.4%	$8.3M+9.8%	$7.6M+13.3%	$6.7M+8.5%	$6.2M+9.1%	$5.7M+8.4%	$5.2M+6.1%	$4.9M+8.3%	$4.5M+8.7%	$4.2M+9.4%	$3.8M+12.4%	$3.4M+37.2%	$2.5M+235.4%	$738K+1.2%	$729K
Share Buybacks	$1.7M	$1.4M+9.4%	$1.3M-57.3%	$3.0M-51.5%	$6.1M+11.8%	$5.5M+227.6%	$1.7M-76.9%	$7.2M+1259.8%	$533K+65.0%	$323K-30.8%	$467K-50.6%	$946K-47.3%	$1.8M+0.7%	$1.8M+725.0%	$216K+109.7%	$103K

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$43.8M+1335.4%	$3.1M-81.1%	$16.1M-12.3%	$18.4M+16.2%	$15.8M+40.2%	$11.3M-48.5%	$22.0M+59.2%	$13.8M
Capital Expenditures	$164K+21.5%	$135K+246.2%	$39K-73.3%	$146K-55.8%	$330K+312.5%	$80K+90.5%	$42K-93.2%	-$615K
Free Cash Flow	$43.6M+1396.2%	$2.9M-81.9%	$16.1M-11.8%	$18.3M+17.7%	$15.5M+38.3%	$11.2M-48.8%	$21.9M+66.3%	$13.2M
Investing Cash Flow	-$83.1M+40.0%	-$138.5M-171.0%	-$51.1M+54.8%	-$113.1M-1.1%	-$111.8M-14.7%	-$97.4M+4.6%	-$102.1M-53.2%	-$66.6M
Financing Cash Flow	$65.5M-71.9%	$233.1M+674.3%	$30.1M+90.7%	$15.8M-67.5%	$48.5M-51.0%	$99.0M-6.5%	$105.9M+2.1%	$103.7M
Dividends Paid	$3.0M+1.8%	$2.9M+20.0%	$2.4M0.0%	$2.4M0.0%	$2.4M-1.1%	$2.4M+17.5%	$2.1M0.0%	$2.1M
Share Buybacks	$878K+8.3%	$811K+4968.8%	$16K+45.5%	$11K-98.1%	$586K-24.6%	$777K+5876.9%	$13K+8.3%	$12K

FBIZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

FBIZ quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	20.3%+1.4pp	19.0%0.0pp	19.0%-14.7pp	33.7%-3.6pp	37.3%+19.2pp	18.0%-4.8pp	22.9%+5.0pp	17.9%+2.2pp	15.7%-3.4pp	19.1%-3.7pp	22.8%-1.7pp	24.5%-1.1pp	25.6%+9.3pp	16.3%+1.3pp	15.0%
Return on Equity	13.5%+0.1pp	13.5%+0.7pp	12.8%-2.9pp	15.7%+0.3pp	15.4%+7.1pp	8.2%-3.8pp	12.0%+3.0pp	9.0%+2.0pp	7.0%-2.2pp	9.2%-1.7pp	10.9%+0.7pp	10.3%-2.3pp	12.6%+3.6pp	9.0%-4.2pp	13.1%
Return on Assets	1.2%+0.1pp	1.1%+0.1pp	1.1%-0.3pp	1.4%0.0pp	1.4%+0.7pp	0.7%-0.5pp	1.1%+0.3pp	0.8%+0.2pp	0.7%-0.2pp	0.8%-0.1pp	0.9%+0.1pp	0.9%-0.2pp	1.1%+0.4pp	0.7%0.0pp	0.7%
Debt-to-Equity	9.99-0.7x	10.73-0.4x	11.11+0.7x	10.420.0x	10.41-1.0x	11.46+1.7x	9.80-0.1x	9.88+0.3x	9.60-0.4x	10.02-0.8x	10.810.0x	10.83+0.2x	10.61+10.4x	0.22-0.6x	0.78
FCF Margin	24.7%+0.1pp	24.6%-0.8pp	25.4%-3.8pp	29.2%-7.9pp	37.1%+9.1pp	28.0%-0.2pp	28.2%+1.5pp	26.6%-1.3pp	27.9%-4.8pp	32.7%+1.8pp	30.9%+15.9pp	15.0%-13.5pp	28.6%+0.4pp	28.2%-2.4pp	30.5%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	24.0%+4.3pp	19.7%-1.5pp	21.3%-1.3pp	22.6%+3.9pp	18.6%-0.1pp	18.8%-5.2pp	24.0%+6.2pp	17.7%
Return on Equity	3.9%+0.7pp	3.2%-0.4pp	3.6%-0.4pp	4.0%+0.7pp	3.3%0.0pp	3.3%-1.1pp	4.4%+1.0pp	3.4%
Return on Assets	0.4%+0.1pp	0.3%-0.1pp	0.3%0.0pp	0.4%+0.1pp	0.3%0.0pp	0.3%-0.1pp	0.4%+0.1pp	0.3%
Debt-to-Equity	10.16-0.2x	10.37+0.4x	9.99-0.3x	10.26-0.3x	10.61-0.1x	10.740.0x	10.73-0.2x	10.91
FCF Margin	67.1%+62.4pp	4.7%-20.9pp	25.7%-3.0pp	28.6%+3.3pp	25.3%+6.5pp	18.9%-17.6pp	36.5%+14.3pp	22.2%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where First Business Finl Svcs Inc W Ranks

Frequently Asked Questions

What is First Business Finl Svcs Inc W's annual revenue?

First Business Finl Svcs Inc W (FBIZ) reported $247.3M in total revenue for fiscal year 2025. This represents a 6.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First Business Finl Svcs Inc W's revenue growing?

First Business Finl Svcs Inc W (FBIZ) revenue grew by 6.1% year-over-year, from $233.1M to $247.3M in fiscal year 2025.

Is First Business Finl Svcs Inc W profitable?

Yes, First Business Finl Svcs Inc W (FBIZ) reported a net income of $50.3M in fiscal year 2025, with a net profit margin of 20.3%.

What is First Business Finl Svcs Inc W's net profit margin?

First Business Finl Svcs Inc W (FBIZ) had a net profit margin of 20.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does First Business Finl Svcs Inc W pay dividends?

Yes, First Business Finl Svcs Inc W (FBIZ) paid $1.16 per share in dividends during fiscal year 2025.

What is First Business Finl Svcs Inc W's return on equity (ROE)?

First Business Finl Svcs Inc W (FBIZ) has a return on equity of 13.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First Business Finl Svcs Inc W's free cash flow?

First Business Finl Svcs Inc W (FBIZ) generated $61.1M in free cash flow during fiscal year 2025. This represents a 6.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is First Business Finl Svcs Inc W's operating cash flow?

First Business Finl Svcs Inc W (FBIZ) generated $61.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are First Business Finl Svcs Inc W's total assets?

First Business Finl Svcs Inc W (FBIZ) had $4.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are First Business Finl Svcs Inc W's capital expenditures?

First Business Finl Svcs Inc W (FBIZ) invested $595K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does First Business Finl Svcs Inc W buy back shares?

Yes, First Business Finl Svcs Inc W (FBIZ) spent $1.4M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does First Business Finl Svcs Inc W have outstanding?

First Business Finl Svcs Inc W (FBIZ) had 8M shares outstanding as of fiscal year 2025.

What is First Business Finl Svcs Inc W's debt-to-equity ratio?

First Business Finl Svcs Inc W (FBIZ) had a debt-to-equity ratio of 9.99 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First Business Finl Svcs Inc W's return on assets (ROA)?

First Business Finl Svcs Inc W (FBIZ) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First Business Finl Svcs Inc W's Piotroski F-Score?

First Business Finl Svcs Inc W (FBIZ) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First Business Finl Svcs Inc W's earnings high quality?

First Business Finl Svcs Inc W (FBIZ) has an earnings quality ratio of 1.23x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is First Business Finl Svcs Inc W?

First Business Finl Svcs Inc W (FBIZ) scores 48 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.