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FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) had an insider transaction by Jodi A. Chandler, Chief Human Resources Officer. On 2026-08-27, Chandler sold 675 shares of common stock in open-market or private transactions at a weighted average price of $70.1945 per share, with individual sale prices ranging from $70.10 to $70.30. After this transaction, Chandler directly held 22,550 shares of FBIZ common stock.
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) released an investor presentation for second quarter 2026, detailing strong growth and profitability trends. Operating revenue was $46.7 million, up 14% year over year, while net income available to common shareholders reached $15.4 million, a 37% increase. Diluted EPS was $1.84, up 36% year over year, including a $0.14 net EPS benefit from a deferred tax asset valuation allowance reversal and severance costs tied to exiting out-of-footprint SBA 7(a) lending.
The net interest margin was 3.78% in Q2 2026 versus 3.56% in Q1 2026, and tangible book value per share rose to $44.38, up 15% from the prior-year quarter. Loans grew to $3.59 billion and core deposits to $2.88 billion, both up 10% year over year, supporting the company’s 10% annual growth objective. Asset quality remained stable with nonperforming assets of $38.1 million, 0.86% of total assets.
FBIZ completed its exit from out-of-footprint SBA 7(a) lending in May 2026, expecting an estimated $0.03 quarterly EPS benefit in 2027 from cost savings and retaining more SBA loans on balance sheet. Regulatory capital remained solid at June 30, 2026, with a 12.21% Total Capital Ratio and 9.54% Common Equity Tier 1 Capital Ratio. Management reiterates a strategic plan targeting at least 10% annual growth in tangible book value per share and revenue through 2028.
FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) director Ferris Scott M. reported a grant of 575 shares of common stock on August 16, 2026, classified as a grant, award, or other acquisition at a stated price of $0.00 per share. Following this award, he holds 575 shares directly and an additional 200 shares indirectly through a trust.
First Business Financial Services, Inc. reported Q2 2026 net income of $15,580 thousand, up from $11,422 thousand in Q2 2025, with basic and diluted EPS of $1.84 versus $1.35. Net interest income increased to $38,142 thousand, and the provision for credit losses was $2,066 thousand.
Non-interest income was $8,569 thousand, led by private wealth management fees and higher other income, while non-interest expense was $27,849 thousand, primarily compensation and technology-related costs. For the first six months of 2026, net income totaled $27,780 thousand and basic EPS was $3.28.
Total assets were $4,410,004 thousand at June 30, 2026, up from $4,081,887 thousand at December 31, 2025, driven by loan and lease balances of $3,588,324 thousand and deposits of $3,592,165 thousand. The allowance for credit losses was $37,393 thousand. Securities available-for-sale totaled $409,692 thousand with $17,550 thousand of unrealized losses, and held-to-maturity securities were $4,674 thousand; management attributed valuation declines to market factors and recorded no credit loss provision.
Total stockholders’ equity rose to $395,307 thousand, supported by retained earnings and positive other comprehensive income. The company declared dividends of $0.34 per common share and continued purchasing treasury stock. A 2026 Equity Incentive Plan was adopted, leaving 295,507 shares available for future grants, and share-based compensation expense was $912 thousand in Q2. Net cash provided by operating activities was $46,845 thousand, with loan growth and securities activity driving investing outflows and deposit and Federal Home Loan Bank funding driving financing inflows, resulting in cash and cash equivalents of $163,358 thousand.
First Business Financial Services, Inc. reported strong second-quarter 2026 results, with net income available to common shareholders of $15.4 million and diluted EPS of $1.84, up from $1.44 in the prior quarter and $1.35 a year earlier. EPS included a $0.14 per-share net benefit from a deferred tax allowance release partially offset by severance costs.
Pre-tax, pre-provision earnings reached a record $19.8 million, up 15.1% from the prior quarter and 23.7% year over year, as operating revenue grew 14% and the efficiency ratio improved to 57.57%. Net interest margin widened to 3.78% on 10.0% annualized linked-quarter loan growth and stable deposit costs. Period-end loans were $3.59 billion and core deposits $2.88 billion, both up around 10–14% year over year.
Asset quality remained solid: non-performing assets were $38.1 million, or 0.86% of total assets, with the allowance for credit losses covering 1.10% of loans and 104% of non-accruals. Tangible book value per share increased to $44.38, 15.2% above a year earlier. The board declared a $0.34 quarterly common dividend, a 2.01% yield and 18% payout ratio, and the company exited out-of-footprint SBA 7(a) lending, expecting a modest EPS benefit in 2027.
First Business Financial Services, Inc. filed a Form 13F holdings report as an institutional investment manager. The report states that 201 positions are included in the Form 13F information table, with a total reported value of $1,289,356,001, rounded to the nearest dollar. The firm reports no other included managers, indicating it is filing solely on its own behalf.
FIRST BUSINESS FINANCIAL SERVICES, INC. director Ferris Scott M. filed a Form 3 reporting initial beneficial ownership of the company’s common stock. The filing shows indirect ownership of 200 shares of Common Stock held "By Trust," rather than directly in his own name.
The Form 3 does not report any new purchases, sales, or option exercises; it simply establishes this indirect trust position as of the reported date.
First Business Financial Services, Inc. announced that its Board of Directors has expanded from eight to nine members and appointed Scott M. Ferris as a Class III director effective June 1, 2026. He will serve on the Audit Committee and Operational Risk Committee.
Ferris recently retired from BMO Financial Group after a long career leading commercial banking within its Financial Institutions Group and holding senior roles across commercial and corporate banking. The Board has determined he qualifies as an independent director under Nasdaq and Securities Exchange Act rules, and he will receive the standard compensation for non-employee directors.
FIRST BUSINESS FINANCIAL SERVICES Chief Risk Officer Laura M. Garcia reported a tax-withholding disposition of 194 shares of Common Stock at $53.81 per share. The shares were used to satisfy tax obligations rather than sold in the open market. Garcia directly holds 4,648 shares after this transaction.
FIRST BUSINESS FINANCIAL SERVICES, INC. Chief Accounting Officer Kevin D. Crampton reported a tax-withholding disposition of 54 shares of Common Stock at $53.81 per share. These shares were delivered to cover tax obligations, not sold on the open market. After this transaction, he directly holds 2,347 shares.