FBIZ director granted 710 company shares

FIRST BUSINESS FINANCIAL SERVICES, INC. director Gerald L. Kilcoyne reported receiving a grant of 710 shares of common stock on May 16, 2026, at a stated price of $0.0000 per share, classified as a grant, award, or other acquisition.

Rhea-AI Filing Summary

FIRST BUSINESS FINANCIAL SERVICES, INC. director Gerald L. Kilcoyne reported receiving a grant of 710 shares of common stock on May 16, 2026, at a stated price of $0.0000 per share, classified as a grant, award, or other acquisition.

After this grant, Kilcoyne directly owns 66,691 shares of common stock. According to a footnote, 50,636 of these shares are held by the Gerald L. Kilcoyne and Kelley D. Kilcoyne Joint Revocable Trust, and 11,800 shares are held in his Roth IRA.

Insider Trade Summary

Grant/Award: 710 shares

Grant/Award 1 txn

Insider Kilcoyne Gerald L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	710	$0.00	$0.00

Holdings After Transaction: Common Stock — 66,691 shares (Direct)

Footnotes (1)

1. F1. 50,636 shares are held by the Gerald L. Kilcoyne and Kelley D. Kilcoyne Joint Revocable Trust; 11,800 shares are held by reporting person's Roth IRA.

Key Figures

Shares granted: 710 shares Direct holdings after grant: 66,691 shares Shares in joint revocable trust: 50,636 shares +2 more

5 metrics

Shares granted 710 shares Common Stock grant on May 16, 2026

Direct holdings after grant 66,691 shares Common Stock owned following transaction

Shares in joint revocable trust 50,636 shares Held by Gerald L. and Kelley D. Kilcoyne Joint Revocable Trust

Shares in Roth IRA 11,800 shares Held in reporting person’s Roth IRA

Grant price per share $0.0000 per share Stated transaction price for awarded shares

Key Terms

Grant, award, or other acquisition, Roth IRA, Joint Revocable Trust, Common Stock

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Roth IRA financial

"11,800 shares are held by reporting person's Roth IRA."

A Roth IRA is a retirement savings account you fund with money that’s already been taxed, and withdrawals taken in retirement under the account rules are tax-free. It matters to investors because it shifts the tax bill to today instead of retirement, potentially increasing after-tax income later—think of it like paying for a lifetime subscription now so you can use it without extra charges in the future—helpful for long-term tax planning and flexibility.

Joint Revocable Trust financial

"held by the Gerald L. Kilcoyne and Kelley D. Kilcoyne Joint Revocable Trust"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FBIZ director Gerald Kilcoyne report?

Director Gerald L. Kilcoyne reported receiving a grant of 710 shares of FIRST BUSINESS FINANCIAL SERVICES common stock. The transaction was coded as a grant, award, or other acquisition and carried a stated price of $0.0000 per share in this Form 4 filing.

How many FBIZ shares does Gerald Kilcoyne hold after this Form 4?

After the reported grant, Gerald L. Kilcoyne holds 66,691 shares of FIRST BUSINESS FINANCIAL SERVICES common stock. The filing notes these are direct holdings, with large portions held via a joint revocable trust and a Roth IRA account associated with him.

How are Gerald Kilcoyne’s FBIZ shares distributed across accounts?

The Form 4 footnote states 50,636 FBIZ shares are held by the Gerald L. Kilcoyne and Kelley D. Kilcoyne Joint Revocable Trust, while 11,800 shares are held in the reporting person’s Roth IRA. These positions together form part of his 66,691 directly owned shares.

What does transaction code A mean in the FBIZ Form 4 filing?

Transaction code A in this FBIZ Form 4 indicates a grant, award, or other acquisition of securities. For Gerald L. Kilcoyne, it reflects the issuance of 710 shares of common stock, which increased his total direct holdings reported after the transaction.

Was Gerald Kilcoyne’s FBIZ transaction a market purchase or sale?

The filing describes the FBIZ transaction as a grant, not an open-market trade. Transaction code A and a per-share price of $0.0000 indicate an award of 710 shares, rather than a purchase or sale executed at prevailing market prices on an exchange.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/19/2026 - 04:20 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kilcoyne Gerald L

(Last) (First) (Middle)

401 CHARMANY DRIVE

(Street)

MADISON WISCONSIN 53719

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST BUSINESS FINANCIAL SERVICES, INC. [ FBIZ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/16/2026		A		710	A	$0	66,691(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 50,636 shares are held by the Gerald L. Kilcoyne and Kelley D. Kilcoyne Joint Revocable Trust; 11,800 shares are held by reporting person's Roth IRA.

	Peter J. Wilder (Pursuant to Power of Attorney)	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)