First Business Financial (FBIZ) risk chief logs stock grant, tax withholding

Rhea-AI Filing Summary

FIRST BUSINESS FINANCIAL SERVICES, INC. chief risk officer Laura M. Garcia reported stock-based compensation and a related tax transaction. She acquired 605 shares of common stock on February 16, 2026 as a grant at $0.00 per share, then disposed of 398 shares on the same date at $58.36 per share to cover tax obligations. After these Form 4-reported transactions, her directly owned common stock holdings totaled 3,450 shares.

Insider Trade Summary

Net Buyer: 207 shares

Net Buy 2 txns

Insider Garcia Laura M.

Role Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	605	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	398	$58.36	$23K

Holdings After Transaction: Common Stock — 3,450 shares (Direct)

FAQ

What did FBIZ chief risk officer Laura M. Garcia report on this Form 4?

Laura M. Garcia reported a stock grant and a tax-related share disposition. She received 605 shares of First Business Financial Services common stock, then used 398 shares to satisfy tax obligations, leaving her with 3,450 directly owned shares after these transactions.

How many FBIZ shares were granted to Laura M. Garcia in the latest filing?

She was granted 605 shares of common stock. The shares were acquired on February 16, 2026, at a price of $0.00 per share as a stock-based award, increasing her direct ownership before the tax-withholding transaction reduced the balance.

What tax-withholding transaction involving FBIZ shares did Garcia report?

She reported a tax-withholding disposition of 398 common shares. The shares were delivered at a price of $58.36 per share to satisfy tax liability or exercise costs, using stock rather than cash, consistent with a Form 4 transaction coded “F”.

How many FBIZ shares does Laura M. Garcia own after these Form 4 transactions?

After the reported grant and tax-withholding disposition, she directly owns 3,450 common shares. This balance reflects the 605-share award added first, followed by the 398 shares delivered to cover tax obligations on February 16, 2026.

Do the FBIZ insider transactions represent open-market buying or selling?

They do not represent open-market trades. The Form 4 shows a stock grant coded “A” and a tax-withholding disposition coded “F”, meaning the shares were awarded as compensation and then partly used to cover tax or exercise costs.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 02/18/2026 - 04:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garcia Laura M.

(Last) (First) (Middle)

401 CHARMANY DRIVE

(Street)

MADISON WI 53719

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST BUSINESS FINANCIAL SERVICES, INC. [ FBIZ ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/16/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/16/2026		A		605	A	$00.00	3,848	D
Common Stock	02/16/2026		F		398	D	$58.36	3,450	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Peter J. Wilder (pursuant to Power of Attorney filed previously)	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.