Every 8-K that FB Financial Corporation (FBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FBK filings page.
FB Financial Corporation furnished an investor presentation in connection with its July 28, 2026 appearance at the Keefe, Bruyette & Woods Summer Bank Conference, providing updated franchise and financial metrics as of June 30, 2026.
The company reports $16.8 billion in total assets, $13.1 billion of loans and $14.3 billion of deposits, served through 90 full‑service branches and over 1,600 employees. Loans held for investment reached about $12.9 billion, up $362 million in the quarter, or 11.6% annualized. Fully taxable‑equivalent net interest income was $149.8 million in 2Q26, with net interest margin at 3.95%.
Customer deposits grew at an annualized rate of 7.70%, with noninterest‑bearing balances at 19.3% of deposits and a total deposit cost of 2.26%. Credit quality indicators include an annualized net charge‑off ratio near 0.06% and an Allowance for Credit Losses of $194.0 million, covering 1.51% of loans. Regulatory capital ratios are described as well above required thresholds, including a Common Equity Tier 1 ratio of 11.0%, a total risk‑based capital ratio of 12.9%, and on‑balance sheet liquidity of about $1.81 billion, or 11.0% of tangible assets, alongside share repurchases of roughly 3% of shares outstanding in the quarter.
FB Financial Corporation reported strong second-quarter 2026 results. Net income was $58.6 million, or $1.13 per diluted share, up from $1.10 in the prior quarter and $0.06 a year earlier. Adjusted net income was $58.9 million, or $1.14 per diluted share.
Adjusted pre-tax pre-provision net revenue reached $83.6 million, up 6.94% from the prior quarter and 42.6% year over year. Loans held for investment grew to $12.87 billion from $12.50 billion in March 2026 and $9.87 billion a year earlier, while deposits rose to $14.35 billion from $14.08 billion and $11.40 billion over the same periods. Net interest margin was 3.95%, slightly above 3.94% in the prior quarter.
The bank reported an efficiency ratio of 52.3% and an adjusted efficiency ratio of 52.0%, both improved from the prior quarter. Credit costs remained modest with annualized net charge-offs of 0.06% of average loans, though nonperforming loans increased to 1.17% of loans. Capital remained solid, with a preliminary common equity Tier 1 ratio of 11.0% and tangible common equity to tangible assets of 9.49%. FB Financial repurchased 1,546,707 shares, or 3.01% of common shares outstanding, during the quarter.
FB Financial Corporation held its annual shareholder meeting, where investors elected 13 directors to serve until the 2027 meeting. Shareholders approved the 2026 Incentive Plan, an amendment to the employee stock purchase plan, and supported executive compensation on a non-binding advisory basis. A proposal to amend the charter to eliminate supermajority voting standards received substantial support but did not meet the required approval of 80% of outstanding common shares. Shareholders also ratified Crowe LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
FB Financial Corporation released a detailed investor presentation alongside its Regulation FD update, highlighting balance sheet growth, stable credit metrics and solid capital and liquidity as of the first quarter of 2026.
The company reports $16.5 billion in total assets, with $12.5 billion in loans and $14.1 billion in deposits as of March 31, 2026. FirstBank operates 90 full-service branches across Tennessee, Alabama, Georgia and Kentucky and has over 1,600 employees. Book value per share reached $38 and tangible book value per share was $31 in 1Q26, reflecting long-term franchise growth.
Net interest income for 1Q26 was $146.8 million with a net interest margin of 3.94%, modestly affected by rate cuts and day count. Asset quality remains sound, with an allowance for credit losses of $186.3 million, equal to 1.49% of loans, and nonperforming assets under 1% of total assets. Capital ratios are comfortably above regulatory minimums, including a total risk-based capital ratio of 13.4% and a tangible common equity to tangible assets ratio of 9.91%.
FB Financial Corporation announced that its board of directors has renewed its stock repurchase plan, authorizing the Company to buy back up to $175 million of its outstanding common stock. The authorization runs until June 30, 2027 or until the full amount is repurchased.
The repurchase plan will be conducted under a written program intended to comply with Rule 10b-18 and may be suspended or discontinued at any time. According to the press release, this new authorization replaces a previous one that was set to expire on January 31, 2027 and reflects the Company’s focus on capital management and long-term shareholder value.
Repurchases may occur in the open market or through privately negotiated transactions, including under Rule 10b5-1 plans. FB Financial, parent of FirstBank, reports approximately $16.5 billion in total assets and operates 90 full-service branches across Tennessee, Kentucky, Alabama, and Georgia.
FB Financial Corporation reported strong first-quarter 2026 results, with net income of $57.5 million and diluted EPS of $1.10, up from $0.84 a year ago. Adjusted diluted EPS was $1.12. Total revenue rose to $172.3 million, supported by higher net interest income and stable noninterest income.
Loans held for investment reached $12.50 billion and deposits were $14.08 billion, both rising more than 25% year over year, while net interest margin improved to 3.94%. Credit quality remained solid, with annualized net charge-offs at 0.11% and nonperforming assets at 0.98% of total assets. Capital stayed strong, including a common equity Tier 1 ratio of 11.5% and tangible common equity to tangible assets of 9.91%, even after repurchasing 426,983 shares.
FB Financial Corporation furnished an investor presentation outlining strong 2025 performance and current positioning. For 2025, revenue reached $560.0 million, up $104.4 million or 23% from $455.6 million in 2024, while net income increased to $122.6 million from $116.0 million.
Reported diluted EPS was $2.45 and adjusted EPS was $3.99. Loans held for investment grew to $12.4 billion from $9.6 billion and deposits to $13.9 billion from $11.2 billion. The company reported a 2025 net interest margin of 3.81% and an adjusted efficiency ratio of 56.4%.
As of December 31, 2025, total assets were $16.3 billion, total loans $12.6 billion, total deposits $13.9 billion and total equity $1.9 billion. Adjusted return on average assets was 1.51% and adjusted return on average tangible common equity was 15.9%, with a Common Equity Tier 1 ratio of 11.4% and an allowance for credit losses coverage ratio of 1.50%.
FB Financial Corporation reported that Chief Accounting Officer Jonathan Pennington has resigned from FB Financial and its wholly owned subsidiary FirstBank, effective on or about February 26, 2026, to take a role at another institution. The company states his resignation is not due to any disagreement regarding operations, policies, accounting principles, practices, or internal controls.
The boards of FB Financial and FirstBank have appointed Lynn Joyce, age 62, to succeed him as Chief Accounting Officer, effective on or about March 1, 2026. Joyce previously served as Chief Financial Officer of Southern States Bancshares, Inc. from 2013 until its acquisition by FB Financial in July 2025 and then moved into a senior finance role at FirstBank. In connection with her new role, her total annual compensation, including short- and long-term bonus opportunities, will increase by approximately 29%. The company reports no special arrangements, family relationships, or related-party transactions connected to her appointment.
FB Financial Corporation reported that it has released its financial results for the fourth quarter and full year ended December 31, 2025. The company issued an earnings press release and also prepared detailed supplemental financial information and an earnings presentation to give more insight into its performance for the period.
FB Financial plans to host a conference call on January 22, 2026 to discuss its quarterly results with analysts and investors. The earnings release, financial supplement, and earnings presentation are provided as Exhibits 99.1, 99.2, and 99.3, respectively, and are furnished rather than filed, which limits their use for certain legal purposes.
FB Financial Corporation announced that its banking subsidiary, FirstBank, became a member of the Federal Reserve System effective December 2, 2025. This change means the Board of Governors of the Federal Reserve System is now FirstBank’s primary federal regulator, taking over that role from the Federal Deposit Insurance Corporation. The Tennessee Department of Financial Institutions will continue as the bank’s primary state regulator. The company states that customers’ day-to-day banking experience will not change and that deposits remain insured by the FDIC to the maximum amount allowed by law.
FB Financial Corporation disclosed a secondary sale and a concurrent buyback involving shares held by the Estate of James W. Ayers. In a registered direct offering, the selling shareholder agreed to sell 2,162,052 shares of common stock to institutional investors at $51.50 per share. The company is not selling any shares in this offering and will not receive proceeds.
Separately, the company agreed to repurchase 1,717,948 shares from the selling shareholder at the same $51.50 per share under its previously authorized buyback program. Closings for both transactions are expected on November 17, 2025, subject to customary conditions. The company will pay, and reimburse the selling shareholder for, reasonable fees and disbursements of one counsel related to the offering.
FB Financial Corporation filed an 8-K to provide supplemental financials related to its completed acquisition of Southern States Bancshares and Southern States Bank. The filing includes unaudited historical financial statements of Southern States for the six months ended June 30, 2025, and unaudited pro forma condensed combined income information for the nine months ended September 30, 2025, reflecting the merger as if completed on the stated dates.
FB Financial Corporation announced that management will present at the Hovde Financial Services Conference on November 6, 2025. The company furnished its slide deck as Exhibit 99.1 and made it available on its investor relations website.
The materials provided under Item 7.01 (Regulation FD) are furnished, not filed, under the Exchange Act and are not subject to Section 18 liabilities, nor incorporated by reference unless specifically stated.
FB Financial Corporation reported that it issued a press release announcing financial results for the third quarter ended September 30, 2025. The company also furnished supplemental financial materials and an earnings presentation to accompany the results.
FB Financial scheduled a conference call on October 14, 2025 to discuss the quarter. The press release (Exhibit 99.1), Financial Supplement (Exhibit 99.2), and Earnings Presentation (Exhibit 99.3) were made available, with the supplemental materials posted on investors.firstbankonline.com. The information was furnished, not filed, under the Exchange Act.
FB Financial Corporation announced management realignment effective October 1, 2025, naming Michael M. Mettee as Chief Operating Officer in addition to his role as Chief Financial Officer, and naming Travis K. Edmondson as Chief Credit Officer, transitioning from Chief Banking Officer. Mr. Mettee will add oversight of Metro and Community markets, Commercial, Retail, Wealth, Credit and Customer Experience across 93 branches in five states. The company amended prior employment agreements for both executives to reflect new roles, including a 12.7% increase in Mr. Mettee's total direct compensation and a retention bonus for Mr. Edmondson equal to approximately one times his base salary, payable by January 31, 2026, subject to continued employment.
FB Financial Corporation reported that its board of directors has renewed the company’s stock repurchase plan. Under this plan, the company may buy back up to $150,000,000 of its issued and outstanding common stock. The authorization will end once this dollar limit is reached or on January 31, 2027, whichever comes first.
The repurchases will be made under a written plan that is intended to comply with Rule 10b-18 under the Securities Exchange Act of 1934, which sets conditions for issuer share buybacks. The company noted that the repurchase plan may be suspended or discontinued at any time without notice. FB Financial also furnished a press release describing these matters as an exhibit.
FB Financial Corporation has fully redeemed its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2030. On September 2, 2025, the company paid a redemption price equal to 100% of the principal amount of the notes plus accrued and unpaid interest up to, but excluding, the redemption date, in line with the original note terms dated August 31, 2020.
By satisfying and discharging all outstanding notes, the related material definitive agreement referenced in the filing is effectively terminated. This removes this particular subordinated debt instrument from the company’s capital structure.
FB Financial Corporation filed a current report to notify investors that its management team will present at the Raymond James U.S. Bank Conference on September 3, 2025. The company prepared a slide presentation for this event, which is furnished as Exhibit 99.1 and is also available on its investor relations website.
The company states that the information in this presentation and in the related exhibit is being furnished under Regulation FD and is not considered "filed" for liability purposes under the Exchange Act, nor automatically incorporated into other securities filings unless specifically referenced.
FB Financial (NYSE:FBK) filed an 8-K disclosing the 26 June 2025 special meeting vote on its pending all-stock acquisition of Southern States Bancshares.
- Proposal 1 – Share Issuance: 39,322,960 FOR, 11,439 AGAINST, 74,273 ABSTAIN, approving the stock needed to complete the merger.
- Proposal 2 – Adjournment: 34,666,184 FOR, 4,663,497 AGAINST, 78,991 ABSTAIN, authorizing meeting adjournment if additional proxies are required.
The >99% support for Proposal 1 removes a key closing condition, allowing the transaction to advance once remaining regulatory and customary conditions are met. No other material updates were provided.