[Form 4] FB Financial Corp Insider Trading Activity

Rhea-AI Filing Summary

FB Financial Corp (FBK) reported a routine insider transaction. A director acquired 278 shares of common stock on 10/31/2025, coded “A,” at a price of $54.01. Following this transaction, the director directly owns 25,363 shares. The filing notes the shares were received in lieu of cash under the company’s Non-Employee Director Compensation Policy.

Insights

Insider transactions analyst

Routine Form 4: small director stock grant; neutral impact.

A director of FB Financial Corp acquired 278 shares on 10/31/2025 at $54.01, labeled transaction code “A.” The explanation states the shares were received in lieu of cash under the Non-Employee Director Compensation Policy, indicating non-cash director compensation.

Post-transaction direct holdings are 25,363 shares. This is a standard compensation-related issuance and does not, by itself, signal a change in fundamentals. Actual market impact typically depends on size and frequency of such grants relative to float, which is not detailed in the excerpt.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CARPENTER WILLIAM F III

(Last) (First) (Middle)

1221 BROADWAY, SUITE 1300

(Street)

NASHVILLE TN 37203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FB Financial Corp [ FBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	10/31/2025		A		278	A	$54.01	25,363	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents stock received by the reporting person in lieu of cash pursuant to the issuer's FB Financial Corporation Non-Employee Director Compensation Policy.

Remarks:

	/s/ Beth W. Sims, as Attorney-in-Fact	11/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did FBK disclose in this Form 4?

A director acquired 278 shares of common stock on 10/31/2025 at $54.01, coded “A.”

How many FBK shares does the reporting person own after the transaction?

Direct holdings total 25,363 shares after the reported transaction.

What does transaction code "A" mean in this context?

The shares were acquired; the filing explains they were received in lieu of cash under the director compensation policy.

Was this a cash purchase by the FBK director?

No. The filing states the shares were received in lieu of cash as part of director compensation.

What is the reported transaction price for the FBK shares?

The reported price is $54.01 per share.

Is the ownership marked as direct or indirect?

The filing lists the post-transaction ownership as Direct (D).