Welcome to our dedicated page for FB Financial SEC filings (Ticker: FBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on FB Financial's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into FB Financial's regulatory disclosures and financial reporting.
FB Financial Corp reported insider equity awards and related tax withholding for General Counsel and Corporate Secretary Beth W. Sims. On February 25, 2026, she acquired 5,982 shares of common stock through the vesting of performance stock units and received an additional 1,891 restricted stock units granted under the company’s 2016 Incentive Plan, both at no cash cost to her.
To cover tax liabilities from the performance stock unit vesting, 1,468 shares were disposed of at a price of $58.18 per share through share withholding, rather than an open-market sale. After these transactions, Sims directly owned 27,864 shares of FB Financial common stock.
FB Financial Corp executive Michael M. Mettee, the CFO & COO, reported equity compensation activity in company common stock. He acquired 9,081 shares on February 25, 2026 through the vesting of performance stock units and a separate grant of 4,126 restricted stock units, both at $0.00 per share as awards.
The filing also shows a disposition of 2,309 shares at $58.18 per share, used to cover tax liabilities tied to the vesting of performance stock units, rather than an open-market sale. Following these transactions, he directly owns 51,659 common shares, plus an additional 1,406.8038 shares held indirectly through a 401(k) plan.
FB Financial Corp Chief Banking Officer Travis K. Edmondson reported stock-based compensation activity involving the company’s common stock. On February 25, 2026, he acquired 7,870 shares issued upon vesting of performance stock units and 2,063 restricted stock units granted under the 2016 Incentive Plan.
On the same date, 1,917 shares were disposed of at $58.18 per share to cover tax liabilities related to the vesting, rather than as an open-market sale. After these transactions, Edmondson directly owned 48,926 common shares.
FB Financial Corp Chief Accounting Officer Lynn J. Joyce filed an initial insider ownership report showing direct holdings of 48,269 shares of the company’s common stock. This total includes 645 restricted stock units granted under the 2016 Incentive Plan for performance during 2025 that will settle in common stock upon vesting.
FB Financial Corporation, the parent of FirstBank, reports a growing regional banking franchise centered in Tennessee with a broad footprint across Alabama, Georgia, Kentucky and North Carolina. As of December 31, 2025, the company had total assets of $16.30 billion, loans held for investment of $12.38 billion, deposits of $13.91 billion, and common shareholders’ equity of $1.95 billion.
The bank operates 90 full-service branches and combines metropolitan markets like Nashville, Chattanooga, Knoxville, Memphis, Birmingham and Atlanta with stable community markets. Nashville is its largest market, holding 36.1% of deposits as of June 30, 2025, and FB Financial ranks sixth by deposits among Tennessee banks.
Growth has come from both organic expansion and a long history of acquisitions. In 2025 the company completed a merger with Southern States Bancshares, adding $2.83 billion in assets, $2.27 billion in loans and $2.47 billion in deposits, and deepening its presence in Alabama and Georgia. Management emphasizes a community banking model with local decision-making supported by centralized risk management, enterprise-wide credit and liquidity controls, and significant investment in technology, human capital and cybersecurity.
FB Financial Corporation furnished an investor presentation outlining strong 2025 performance and current positioning. For 2025, revenue reached $560.0 million, up $104.4 million or 23% from $455.6 million in 2024, while net income increased to $122.6 million from $116.0 million.
Reported diluted EPS was $2.45 and adjusted EPS was $3.99. Loans held for investment grew to $12.4 billion from $9.6 billion and deposits to $13.9 billion from $11.2 billion. The company reported a 2025 net interest margin of 3.81% and an adjusted efficiency ratio of 56.4%.
As of December 31, 2025, total assets were $16.3 billion, total loans $12.6 billion, total deposits $13.9 billion and total equity $1.9 billion. Adjusted return on average assets was 1.51% and adjusted return on average tangible common equity was 15.9%, with a Common Equity Tier 1 ratio of 11.4% and an allowance for credit losses coverage ratio of 1.50%.
FB Financial Corp director Smith J. Henry IV reported an equity grant under the company’s non-employee director compensation program. On July 2, 2025 he received an award tied to 1,065 shares at a stated price of $0, described as Restricted Stock Units that vest on April 30, 2026.
Following this grant, he beneficially owned 43,245 shares of common stock directly, with an additional 584 shares reported as indirectly owned through his children.
FB Financial Corporation reported that Chief Accounting Officer Jonathan Pennington has resigned from FB Financial and its wholly owned subsidiary FirstBank, effective on or about February 26, 2026, to take a role at another institution. The company states his resignation is not due to any disagreement regarding operations, policies, accounting principles, practices, or internal controls.
The boards of FB Financial and FirstBank have appointed Lynn Joyce, age 62, to succeed him as Chief Accounting Officer, effective on or about March 1, 2026. Joyce previously served as Chief Financial Officer of Southern States Bancshares, Inc. from 2013 until its acquisition by FB Financial in July 2025 and then moved into a senior finance role at FirstBank. In connection with her new role, her total annual compensation, including short- and long-term bonus opportunities, will increase by approximately 29%. The company reports no special arrangements, family relationships, or related-party transactions connected to her appointment.
FB Financial Corp director receives stock compensation instead of cash. Director Orrin H. Ingram II was awarded 261 shares of FB Financial Corp common stock on January 30, 2026, at a price of $57.53 per share under the company’s Non-Employee Director Compensation Policy.
After this award, he beneficially owns 93,433 shares of FB Financial common stock in direct ownership. The transaction reflects routine equity-based compensation where a director elected to receive company shares in lieu of cash fees.
FB Financial Corp director Clark Agenia reported receiving 131 shares of common stock on January 30, 2026 as compensation. The shares were issued at $57.53 per share under FB Financial Corporation’s Non-Employee Director Compensation Policy, in lieu of a cash payment.
Following this award, Agenia directly holds 12,970 shares of FB Financial Corp common stock. The filing reports no derivative securities activity.