Here are the 10-K annual reports from FB Bancorp, Inc. (FBLA) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow FBLA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FBLA filings page.
FB Bancorp, Inc., holding company for Fidelity Bank, files its annual report describing a community-focused bank centered in southern Louisiana. The company raised $198.4 million by selling 19,837,500 common shares at $10 in its October 2024 mutual-to-stock conversion.
Fidelity Bank operates 18 branches and had $744.9 million of loans held for investment at December 31, 2025, led by commercial real estate (33.4%), one- to four-family mortgages (31.0%) and home equity (15.1%). Non-performing assets were $18.2 million, or 1.45% of total assets, and the allowance for credit losses was $6.3 million, equal to 0.85% of loans.
Deposits totaled $841.4 million, with 32.0% in certificates of deposit and 29.0% in interest-bearing checking. The bank also held $326.3 million in investment securities and $78.3 million of Federal Home Loan Bank advances. On December 31, 2025 it agreed to sell substantially all assets and liabilities of its NOLA Lending mortgage division, with the sale closing on March 1, 2026.