Employee stock plan reports 8.8% stake in FB Bancorp (FBLA)

Rhea-AI Filing Summary

FB Bancorp, Inc. received an updated ownership report from the Fidelity Bank Employee Stock Ownership Plan Trust. The trust beneficially owns 1,587,000 shares of FB Bancorp common stock, representing 8.8% of the outstanding class as of the reported date.

The trust has sole voting power over 1,460,040 shares and shared voting power over 126,960 shares. It holds sole dispositive power over all 1,587,000 shares and no shared dispositive power. The filing states the shares are held in the ordinary course of business and not for changing or influencing control of the company.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

FB Bancorp, Inc. /MD/

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

31425A109

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 31425A109

1

Names of Reporting Persons

Fidelity Bank Employee Stock Ownership Plan Trust

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

LOUISIANA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 1,460,040.00
6	Shared Voting Power 126,960.00
7	Sole Dispositive Power 1,587,000.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,587,000.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.8 %

12

Type of Reporting Person (See Instructions)

EP

SCHEDULE 13G

Item 1.
(a)	Name of issuer: FB Bancorp, Inc. /MD/
(b)	Address of issuer's principal executive offices: 353 Carondelet Street, New Orleans, Louisiana, 70130
Item 2.
(a)	Name of person filing: Fidelity Bank Employee Stock Ownership Plan Trust Trustee: Delaware Charter Guarantee & Trust Company dba Principal Trust Company
(b)	Address or principal business office or, if none, residence: 1013 Centre Road, Suite 300 Wilmington, Delaware 19805
(c)	Citizenship: Louisiana
(d)	Title of class of securities: Common Stock, par value $0.01 per share
(e)	CUSIP No.: 31425A109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 1,587,000
(b)	Percent of class: 8.8 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 1,460,040
	(ii) Shared power to vote or to direct the vote: 126,960
	(iii) Sole power to dispose or to direct the disposition of: 1,587,000
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Fidelity Bank Employee Stock Ownership Plan Trust

Signature:	/s/ Jared Gillespie
Name/Title:	Jared Gillespie, Vice President Operations, Delaware Charter Guarantee & Trust Company dba Principal Trust Company, Trustee
Date:	02/13/2026

FAQ

What does the FBLA Schedule 13G filing disclose about major shareholders?

The filing shows the Fidelity Bank Employee Stock Ownership Plan Trust holds 1,587,000 FB Bancorp shares, or 8.8% of the common stock. This identifies the ESOP trust as a significant institutional holder of FBLA, with clearly defined voting and dispositive powers over its position.

How many FBLA shares does the ESOP trust beneficially own?

The ESOP trust beneficially owns 1,587,000 shares of FB Bancorp common stock. This stake represents 8.8% of the company’s outstanding common stock, indicating a meaningful employee-related ownership position that can influence shareholder votes and overall ownership structure over time.

What voting power does the ESOP trust have over FBLA shares?

The ESOP trust has sole voting power over 1,460,040 shares and shared voting power over 126,960 shares. In total, it can vote 1,587,000 shares, giving the plan a notable voice in shareholder decisions such as director elections and other corporate matters.

Does the ESOP trust control when FBLA shares are sold?

Yes, the ESOP trust has sole dispositive power over all 1,587,000 FB Bancorp shares it beneficially owns. Sole dispositive power means it controls decisions to sell or otherwise dispose of these shares, while having no shared dispositive authority with any other party.

Is the FBLA ESOP trust seeking to influence control of the company?

No, the certification states the securities were acquired and are held in the ordinary course of business. It further confirms they were not acquired, and are not held, for the purpose of changing or influencing control of FB Bancorp, nor as part of a control-related transaction.

Who is the trustee for the FBLA Employee Stock Ownership Plan Trust?

The trustee is Delaware Charter Guarantee & Trust Company, doing business as Principal Trust Company. The filing lists this entity as trustee for the Fidelity Bank Employee Stock Ownership Plan Trust, responsible for administering voting and dispositive powers over the reported FB Bancorp shares.