Welcome to our dedicated page for First Cmnty Bankshares Va SEC filings (Ticker: FCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Community Bankshares, Inc. (NASDAQ: FCBC) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a financial holding company in the commercial banking industry, headquartered in Bluefield, Virginia, First Community Bankshares uses these filings to report material events, financial results, and other information required of a public company.
Investors will find Form 8-K current reports that the company files to announce significant developments. Recent 8-K filings have covered quarterly earnings releases, regular cash dividend declarations, special cash dividends, and the entry into a material definitive agreement to acquire Hometown Bancshares, Inc. They also document regulatory approvals related to that merger and supplemental information about the proxy statement/prospectus for Hometown shareholders.
In addition to 8-Ks, First Community Bankshares files annual and quarterly reports that include audited and unaudited financial statements, details on net interest income, noninterest income and expense, loan and deposit trends, nonperforming assets, and capital ratios. These reports also discuss risk factors, management’s analysis of financial condition and results of operations, and the use of non-GAAP financial measures such as tangible book value per common share and return on average tangible common equity.
Through this page, users can also review filings related to merger and acquisition activity, including the registration statement on Form S-4 associated with the proposed acquisition of Hometown Bancshares, Inc., and supporting exhibits such as the Agreement and Plan of Merger and shareholder communications. For those tracking insider or executive-related information, proxy materials and other governance documents referenced in SEC filings provide additional context.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, explain complex sections in plain language, and help readers quickly understand how a particular filing may relate to earnings, dividends, capital management, or strategic transactions at First Community Bankshares.
First Community Bankshares, Inc. reported solid Q1 2026 results while closing its acquisition of Hometown Bancshares. Total assets rose to $3.64 billion from $3.26 billion at December 31, 2025, driven by higher loans, securities and cash, and the acquired Hometown balances.
Net income was $12.0 million for the three months ended March 31, 2026, slightly above $11.8 million a year earlier, with basic earnings per share steady at $0.64 and diluted EPS at $0.63. Net interest income increased to $33.3 million, as interest income growth outpaced interest expense.
Deposits grew to $3.06 billion, with noninterest-bearing balances of $959.6 million. The Hometown merger added 1,029,314 new common shares, consideration valued at about $35.1 million, and generated $1.73 million of goodwill and $8.59 million of core deposit intangibles. The allowance for credit losses on loans increased to $33.5 million, while nonaccrual loans were $17.7 million, and the loan portfolio totaled $2.46 billion.
First Community Bankshares, Inc. reported that Bearing Insurance Group, LLC, in which it owned 11 units, was sold to BroadStreet Partners Group, LLC on May 1, 2026. The company expects to record an estimated pre-tax gain of approximately $10 million from this transaction.
First Community Bankshares, Inc. reported results of its annual shareholders’ meeting held on April 28, 2026. As of the February 27, 2026 record date, there were 19,075,028 issued and outstanding shares of common stock, and 64.89% of the shares entitled to vote were represented in person or by proxy.
Shareholders elected Gary R. Mills (9,514,305 votes for, 236,148 withheld) and M. Adam Sarver (7,902,368 for, 1,848,085 withheld) as directors to serve until the 2029 annual meeting. They approved, on a non-binding advisory basis, the Company’s executive compensation with 9,446,382 votes for, 247,931 against, and 56,140 abstentions.
On the non-binding advisory vote regarding the frequency of future say-on-pay votes, 8,612,739 votes favored holding the advisory vote every 1 year, compared with 10,080 for 2 years and 970,211 for 3 years. Shareholders also ratified the appointment of Crowe LLP as the independent registered public accounting firm for 2026, with 11,887,671 votes for, 468,263 against, and 22,112 abstentions.
First Community Bankshares, Inc. reported first quarter 2026 net income of $12.03 million, or $0.63 per diluted share. Excluding merger-related and other non-recurring expenses, adjusted net income was $13.83 million, or $0.73 per diluted share, a 17.02% increase from the same period in 2025.
Net interest margin remained strong at 4.37%, while tax-equivalent net interest income rose $3.05 million, or 10.02%, driven by a $263.04 million increase in average earning assets and lower funding costs. Noninterest income grew about $1.23 million, or 12.00%, but noninterest expense rose $3.79 million, or 15.21%, largely due to $2.31 million of merger expenses and higher salaries and benefits.
The Company completed the acquisition of Hometown Bancshares, Inc., adding $393.81 million in assets and increasing consolidated assets to $3.64 billion as of March 31, 2026. It also repurchased 504,652 common shares for $20.33 million. The board declared a quarterly cash dividend of $0.31 per common share, payable May 29, 2026, to shareholders of record on May 15, 2026.
First Community Bankshares Inc ownership disclosure: The Vanguard Group amended its Schedule 13G to report 0 shares beneficially owned of Common Stock, representing 0% of the class. The amendment notes an internal realignment effective January 12, 2026 that led to disaggregated reporting by Vanguard subsidiaries.
The form lists Vanguard's Malvern address and is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026. No shares, voting power, or dispositive power are reported.
First Community Bankshares, Inc. is asking shareholders to vote at its 2026 Annual Meeting on April 28, 2026 in Bluefield, Virginia. Holders of 19,075,028 shares of common stock as of February 27, 2026 can vote to elect two directors to the class of 2029, approve on a non-binding basis the compensation of named executive officers, choose how often to hold future advisory votes on pay, and ratify Crowe, LLP as independent registered public accounting firm for 2026. The Board highlights a largely independent, skills-based governance structure, extensive risk-oversight committees, and policies limiting hedging and short sales by insiders. The proxy also emphasizes community and employee initiatives and notes that in 2025 the company returned $56.78 million to shareholders via dividends and share repurchases.
First Community Bankshares, Inc. files its 2025 annual report as a regional community bank holding company based in Virginia. As of June 30, 2025, non‑affiliate common equity had an aggregate market value of $509.45 million, and as of February 27, 2026, there were 19,075,028 common shares outstanding.
The company operated 52 branches across Virginia, West Virginia, North Carolina, and Tennessee as of December 31, 2025, and on January 23, 2026 completed the acquisition of Hometown Bancshares, expanding to 60 branches. It had 622 full‑time and 28 part‑time employees, most of whom are stockholders through retirement plans.
Management reports that the bank and holding company exceed Basel III requirements and that the bank was classified as well‑capitalized at year‑end 2025. The filing emphasizes extensive regulation, dividend and capital constraints, and detailed risk factors, including economic and interest‑rate volatility, credit and liquidity risks, growing cybersecurity and fraud threats, competition from fintechs, AI‑related operational and compliance risks, and evolving ESG expectations.
First Community Bankshares director C. William Davis reported an award of phantom stock tied to company shares. On February 4, 2026, 1,032 phantom stock units, each economically equivalent to one share of common stock at $39.76, were credited indirectly through the FCB Director Deferred Compensation Plan, bringing that balance to 5,805 units.
The filing also shows Davis beneficially owns 16,605 shares of common stock directly and 3,176 shares through an IRA. He holds stock options on 3,958 shares at $33 per share, vesting in three equal installments beginning March 31, 2022, and 928 restricted stock units scheduled to vest on May 28, 2026.
First Community Bankshares Inc. insider activity: Chief Risk Officer Derek A. Bonnett reported an indirect purchase of 501 shares of common stock on January 30, 2026 at $34.93 per share, held in his wife’s IRA.
After this transaction, he reports 1,917 common shares held directly and 1,331 common shares held indirectly through an Employee Stock Ownership & Savings Plan. He also reports direct holdings of restricted stock units representing 2,151, 1,667 and 1,888 shares, which vest between May 2026 and May 2028 based on performance criteria and continued employment, plus stock options for 977 shares at an exercise price of $33 expiring in March 2031.
First Community Bankshares, Inc. filed a current report describing two key updates. The company announced by press release its earnings for the fourth quarter of 2025, with full financial details provided in an attached earnings release labeled as Exhibit 99.1.
The company also declared a quarterly cash dividend of $0.31 per common share, payable on or about February 27, 2026 to shareholders of record on February 13, 2026. This continues returning cash to common shareholders while it reports year-end 2025 performance.