First Community Bankshares (NASDAQ: FCBC) declares $0.31 dividend with Q4 2025 earnings

Rhea-AI Filing Summary

First Community Bankshares, Inc. filed a current report describing two key updates. The company announced by press release its earnings for the fourth quarter of 2025, with full financial details provided in an attached earnings release labeled as Exhibit 99.1.

The company also declared a quarterly cash dividend of $0.31 per common share, payable on or about February 27, 2026 to shareholders of record on February 13, 2026. This continues returning cash to common shareholders while it reports year-end 2025 performance.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 27, 2026

FIRST COMMUNITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)
Virginia		000-19297		55-0694814
(State or other jurisdiction		(Commission		(IRS Employer
of incorporation)		File Number)		Identification No.)
P.O. Box 989 Bluefield, Virginia				24605-0989
(Address of principal executive offices)				(Zip Code)
Registrant’s telephone number, including area code: (276) 326-9000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock ($1.00 par value)		FCBC		NASDAQ Global Select

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 27, 2026, First Community Bankshares, Inc. (the “Company”) announced by press release its earnings for the fourth quarter of 2025. A copy of the press release is attached hereto as Exhibit 99.1.

Item 8.01 Other Events.

On January 27, 2026, the Company announced by press release its quarterly cash dividend to common shareholders of thirty-one cents, $0.31 per common share, payable on or about February 27, 2026, to shareholders of record on February 13, 2026. 

A copy of the press release is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d)		The following exhibit is included with this report:
Exhibit No.		Exhibit Description
99.1 104		Earnings release dated January 27, 2026. Cover Page Interactive Data File (formatted as Inline XBRL).

Forward-Looking Statements

This Current Report on Form 8-K contains forward-looking statements. These forward-looking statements are based on current expectations that involve risks, uncertainties, and assumptions. Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect, actual results may differ materially. These risks include:  changes in business or other market conditions; the timely development, production and acceptance of new products and services; the challenge of managing asset/liability levels; the management of credit risk and interest rate risk; the difficulty of keeping expense growth at modest levels while increasing revenues; and other risks detailed from time to time in the Company’s Securities and Exchange Commission reports, including but not limited to the Annual Report on Form 10-K for the most recent year ended. Pursuant to the Private Securities Litigation Reform Act of 1995, the Company does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			FIRST COMMUNITY BANKSHARES, INC.
Date:	January 27, 2026		By:	/s/ David D. Brown
				David D. Brown
				Chief Financial Officer

FAQ

What did First Community Bankshares (FCBC) report in its latest 8-K?

First Community Bankshares reported its fourth quarter 2025 earnings and declared a quarterly cash dividend. The earnings details are contained in an attached press release, and the filing confirms timing and amount of the dividend to common shareholders.

What is the new quarterly dividend declared by First Community Bankshares (FCBC)?

First Community Bankshares declared a quarterly cash dividend of $0.31 per common share. This dividend reflects the company’s ongoing practice of distributing cash to common shareholders alongside its announcement of fourth quarter 2025 earnings in the same report.

When will FCBC’s $0.31 dividend be paid and who qualifies?

The $0.31 per share dividend is payable on or about February 27, 2026. Shareholders of record on February 13, 2026 qualify to receive the dividend, as specified in the company’s dividend announcement within the current report.

Where can investors find FCBC’s detailed Q4 2025 earnings figures?

Detailed fourth quarter 2025 earnings figures are included in a press release attached as Exhibit 99.1. The 8-K states that this exhibit contains the company’s earnings announcement and forms the primary source for specific financial results and performance metrics.

What exhibits accompany First Community Bankshares’ January 27, 2026 8-K?

The filing includes Exhibit 99.1, which is an earnings release dated January 27, 2026. It also includes the Cover Page Interactive Data File identified as Exhibit 104, formatted as Inline XBRL for reporting and data accessibility purposes.

Does the FCBC 8-K include any forward-looking statements?

Yes, the filing notes that it contains forward-looking statements based on current expectations. It highlights that actual results may differ due to risks such as market conditions, credit and interest rate risk, expense management, and other factors discussed in the company’s SEC reports.