What is First Cmnty Bankshares Inc Va's earnings per share (EPS)?

First Cmnty Bankshares Inc Va (FCBC) reported diluted earnings per share of $0.63 for fiscal year 2025. This represents a -1.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Cmnty Bankshares Inc Va Financials

FCBC

FY2025 annual

Revenue $142.5M -2.5% YoY

Net Income $12.0M +1.8% YoY

EPS (Diluted) $0.63 -1.6% YoY

Free Cash Flow $60.0M +9.2% YoY

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

First Cmnty Bankshares Inc Va (FCBC) reported $142.5M in revenue for fiscal year 2025, down 2.5% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FCBC FY2025 2026-08-07

First Community Bankshares looks like a cash-generative but profit-thin balance-sheet business, where reported earnings understate operating cash.

Across the last two reported years, net income fell from $48.0M to $12.0M. ROA fell to 0.4%, yet operating cash flow stayed broadly stable versus earlier periods, so the earnings squeeze has hit accounting returns much harder than cash generation.

With $3.26B of assets backed by only $500.5M of equity, the business is structurally liability-funded; small shifts in asset yield or funding cost can move returns quickly. That sensitivity showed up when dividends paid were $60.6M against net income of just $12.0M, helping push equity lower despite positive free cash flow.

Physical reinvestment needs are light: capex was only $2.7M against operating cash flow of $62.7M, so most operating cash reached free cash flow. But net margin stayed near 8.4% while return on equity was only 2.4%, indicating the constraint is earning power on the balance sheet rather than heavy reinvestment.

Financial Health Signals

Financial Health Score 36/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of First Cmnty Bankshares Inc Va's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for First Cmnty Bankshares Inc Va, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

4/6

First Cmnty Bankshares Inc Va passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

5.22x

For every $1 of reported earnings, First Cmnty Bankshares Inc Va generates $5.22 in operating cash flow ($62.7M OCF vs $12.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$142.5M

YoY-2.5%

5Y CAGR+4.6%

10Y CAGR+4.0%

First Cmnty Bankshares Inc Va generated $142.5M in revenue in fiscal year 2025. This represents a decrease of 2.5% from the prior year.

Net Income

$12.0M

YoY+1.8%

5Y CAGR-19.7%

10Y CAGR-6.9%

First Cmnty Bankshares Inc Va reported $12.0M in net income in fiscal year 2025. This represents an increase of 1.8% from the prior year.

EPS (Diluted)

$0.63

YoY-1.6%

5Y CAGR-20.8%

First Cmnty Bankshares Inc Va earned $0.63 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 1.6% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$60.0M

YoY+9.2%

5Y CAGR+7.1%

10Y CAGR+0.5%

First Cmnty Bankshares Inc Va generated $60.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 9.2% from the prior year.

Dividends Per Share

$4.31

YoY+259.2%

5Y CAGR+33.9%

First Cmnty Bankshares Inc Va paid $4.31 per share in dividends in fiscal year 2025. This represents an increase of 259.2% from the prior year.

Shares Outstanding

18M

YoY+0.1%

5Y CAGR+0.7%

First Cmnty Bankshares Inc Va had 18M shares outstanding in fiscal year 2025. This represents an increase of 0.1% from the prior year.

Cash & Debt

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

8.4%

YoY+0.4pp

5Y CAGR-23.1pp

10Y CAGR-17.1pp

First Cmnty Bankshares Inc Va's net profit margin was 8.4% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.4 percentage points from the prior year.

Return on Equity

2.4%

YoY+0.2pp

5Y CAGR-6.0pp

10Y CAGR-4.7pp

First Cmnty Bankshares Inc Va's ROE was 2.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$1.9M

YoY-78.8%

5Y CAGR-39.0%

10Y CAGR-21.8%

First Cmnty Bankshares Inc Va spent $1.9M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 78.8% from the prior year.

Capital Expenditures

$2.7M

YoY-2.3%

5Y CAGR-3.0%

10Y CAGR+8.3%

First Cmnty Bankshares Inc Va invested $2.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 2.3% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

FCBC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCBC annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$149.4M	$142.5M-2.5%	$146.1M+6.5%	$137.2M+20.0%	$114.3M+8.6%	$105.3M-7.7%	$114.0M+20.1%	$95.0M-3.4%	$98.3M+3.1%	$95.3M+0.6%	$94.7M-1.4%	$96.1M-9.4%	$106.1M-3.1%	$109.5M-0.2%	$109.7M+16.4%	$94.2M
SG&A Expenses	$71.5M	$56.4M+9.2%	$51.7M+3.6%	$49.9M+5.7%	$47.2M+6.7%	$44.2M+0.5%	$44.0M+18.5%	$37.1M+1.2%	$36.7M+2.6%	$35.8M-9.2%	$39.4M-0.6%	$39.6M-2.7%	$40.7M-1.3%	$41.2M+6.6%	$38.7M+13.3%	$34.1M
Interest Expense	$17.5M	$17.9M-8.9%	$19.7M+107.5%	$9.5M+472.5%	$1.7M-41.6%	$2.8M-48.1%	$5.5M-0.9%	$5.5M-26.0%	$7.4M-7.9%	$8.1M-17.8%	$9.8M-13.3%	$11.3M-25.8%	$15.3M-14.3%	$17.8M-9.0%	$19.6M-11.5%	$22.1M
Income Tax	$17.6M	$14.3M+1.7%	$14.1M+1.0%	$14.0M+3.4%	$13.5M-12.1%	$15.4M+50.8%	$10.2M-7.3%	$11.0M+25.2%	$8.8M-57.4%	$20.6M+60.9%	$12.8M+12.6%	$11.4M-7.7%	$12.3M+13.0%	$10.9M-22.8%	$14.1M+47.6%	$9.6M
Net Income	$59.3M	$12.0M+1.8%	$11.8M-75.4%	$48.0M+2.9%	$46.7M-8.8%	$51.2M+42.4%	$35.9M-7.4%	$38.8M+6.8%	$36.3M+69.1%	$21.5M-14.5%	$25.1M+2.4%	$24.5M-3.7%	$25.5M+9.3%	$23.3M-18.4%	$28.6M+42.7%	$20.0M
EPS (Diluted)	$3.17	$0.63-1.6%	$0.64-76.5%	$2.72-3.5%	$2.82-4.1%	$2.94+45.5%	$2.02-17.9%	$2.46+12.8%	$2.18	$1.26-13.1%	$1.45+10.7%	$1.310.0%	$1.31+18.0%	$1.11-20.7%	$1.40+30.8%	$1.07

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$39.6M+4.8%	$37.8M+4.1%	$36.3M+1.6%	$35.7M+0.9%	$35.4M+0.6%	$35.2M-3.5%	$36.4M-1.2%	$36.9M
SG&A Expenses	$15.1M+5.3%	$14.4M-48.0%	$27.6M+92.5%	$14.4M0.0%	$14.3M+7.6%	$13.3M-44.7%	$24.1M+83.6%	$13.1M
Interest Expense	$4.7M+5.5%	$4.5M+14.5%	$3.9M-11.0%	$4.4M-7.0%	$4.7M-2.9%	$4.9M-4.5%	$5.1M-3.8%	$5.3M
Income Tax	$6.7M+84.4%	$3.6M-1.5%	$3.7M+0.7%	$3.6M+1.7%	$3.6M+4.0%	$3.4M+0.1%	$3.4M-1.0%	$3.5M
Net Income	$22.5M+87.2%	$12.0M-3.5%	$12.5M+1.6%	$12.3M+0.2%	$12.2M+3.6%	$11.8M-9.4%	$13.0M+0.1%	$13.0M
EPS (Diluted)	$1.19+88.9%	$0.63-7.4%	$0.68+1.5%	$0.670.0%	$0.67+4.7%	$0.64-9.9%	$0.710.0%	$0.71

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

FCBC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCBC annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$3.3B0.0%	$3.3B-0.2%	$3.3B+4.2%	$3.1B-1.8%	$3.2B+6.1%	$3.0B+7.6%	$2.8B+24.7%	$2.2B-6.0%	$2.4B+0.1%	$2.4B-3.1%	$2.5B-5.6%	$2.6B+0.2%	$2.6B-4.6%	$2.7B+26.1%	$2.2B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	$217.0M+182.3%	$76.9M-51.3%	$158.0M+107.0%	$76.3M+47.3%	$51.8M-78.2%	$237.7M+320.1%	$56.6M-60.9%	$144.8M+206.3%	$47.3M
Goodwill	$143.9M0.0%	$143.9M0.0%	$143.9M+11.1%	$129.6M0.0%	$129.6M0.0%	$129.6M0.0%	$129.6M+39.7%	$92.8M-3.2%	$95.8M0.0%	$95.8M-4.7%	$100.5M-0.2%	$100.7M-4.5%	$105.5M+0.6%	$104.9M+26.3%	$83.1M
Total Liabilities	$2.8B+0.9%	$2.7B-1.1%	$2.8B+1.9%	$2.7B-1.9%	$2.8B+7.1%	$2.6B+9.0%	$2.4B+24.0%	$1.9B-6.2%	$2.0B-0.5%	$2.0B-3.4%	$2.1B-6.1%	$2.3B-0.8%	$2.3B-4.2%	$2.4B+27.6%	$1.9B
Long-Term Debt	N/A	$0	$0	N/A	N/A	N/A	N/A	N/A	$75.0M-16.7%	$90.0M-21.7%	$115.0M-17.9%	$140.0M	N/A	N/A	N/A
Total Equity	$500.5M-4.9%	$526.4M+4.6%	$503.3M+19.3%	$422.0M-1.4%	$427.8M+0.2%	$426.7M-0.5%	$428.8M+28.8%	$332.9M-5.1%	$350.7M+3.4%	$339.1M-1.2%	$343.0M-2.4%	$351.4M+6.9%	$328.6M-7.8%	$356.3M+16.5%	$305.7M
Retained Earnings	$319.4M-8.6%	$349.5M+9.2%	$319.9M+9.2%	$293.0M+10.6%	$264.8M+11.5%	$237.6M+8.2%	$219.5M+12.1%	$195.8M+8.4%	$180.5M+6.0%	$170.4M+9.5%	$155.6M+10.2%	$141.2M+12.2%	$125.8M+11.3%	$113.0M+20.7%	$93.7M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$3.6B-1.0%	$3.6B+11.8%	$3.3B+2.2%	$3.2B+0.3%	$3.2B-1.4%	$3.2B-1.1%	$3.3B+1.1%	$3.2B
Goodwill	$145.7M0.0%	$145.7M+1.2%	$143.9M0.0%	$143.9M0.0%	$143.9M0.0%	$143.9M0.0%	$143.9M0.0%	$143.9M
Total Liabilities	$3.1B-1.8%	$3.1B+13.2%	$2.8B+3.0%	$2.7B0.0%	$2.7B-1.9%	$2.7B-0.2%	$2.7B+1.2%	$2.7B
Long-Term Debt	$0	$0	N/A	$0	$0	$0	$0	$0
Total Equity	$539.1M+3.4%	$521.4M+4.2%	$500.5M-2.0%	$510.7M+1.6%	$502.8M+1.3%	$496.4M-5.7%	$526.4M+1.1%	$520.7M
Retained Earnings	$342.1M+5.1%	$325.4M+1.9%	$319.4M-3.5%	$330.9M+2.0%	$324.3M+2.1%	$317.7M-9.1%	$349.5M+2.2%	$342.1M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

FCBC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCBC annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$46.7M	$62.7M+8.7%	$57.7M-6.6%	$61.8M+4.8%	$59.0M+22.4%	$48.2M+5.2%	$45.8M-19.1%	$56.7M+14.5%	$49.5M+36.1%	$36.4M-15.6%	$43.1M-26.4%	$58.5M+40.4%	$41.7M-6.4%	$44.5M-21.4%	$56.6M+4.9%	$54.0M
Capital Expenditures	$3.5M	$2.7M-2.3%	$2.8M+1.3%	$2.8M+138.8%	$1.2M-61.8%	$3.0M-4.9%	$3.2M-62.0%	$8.4M+229.7%	$2.6M+8.4%	$2.4M+196.8%	$793K-36.0%	$1.2M+12.8%	$1.1M-52.1%	$2.3M-71.4%	$8.0M+161.3%	$3.1M
Free Cash Flow	$43.3M	$60.0M+9.2%	$54.9M-7.0%	$59.1M+2.1%	$57.9M+28.1%	$45.2M+5.9%	$42.6M-11.6%	$48.2M+2.8%	$46.9M+38.0%	$34.0M-19.6%	$42.3M-26.2%	$57.3M+41.1%	$40.6M-3.9%	$42.2M-13.2%	$48.6M-4.5%	$50.9M
Investing Cash Flow	$187.4M	$139.9M-47.0%	$263.9M-8.6%	$288.7M+153.8%	-$536.8M-1618.5%	$35.4M+98.6%	$17.8M-89.6%	$171.4M+246.9%	$49.4M-27.1%	$67.8M-38.5%	$110.2M+255.7%	-$70.8M	N/A	-$1.2M-100.5%	$252.5M+1879.2%	-$14.2M
Financing Cash Flow	-$37.3M	-$67.8M-11.9%	-$60.6M+85.0%	-$404.9M-1304.1%	-$28.8M-121.0%	$137.3M-21.9%	$175.9M+300.1%	-$87.9M+51.2%	-$180.0M-699.1%	-$22.5M+82.5%	-$128.8M+25.8%	-$173.6M	N/A	-$131.6M+37.8%	-$211.6M-102.0%	-$104.7M
Dividends Paid	$41.5M	$60.6M+175.2%	$22.0M+4.4%	$21.1M+13.9%	$18.5M+2.5%	$18.1M+1.0%	$17.9M+18.7%	$15.1M-28.6%	$21.1M+82.4%	$11.6M+11.2%	$10.4M+4.0%	$10.0M+8.6%	$9.2M-2.9%	$9.5M+16.1%	$8.2M+14.1%	$7.2M
Share Buybacks	$20.3M	$1.9M-78.8%	$8.7M-62.2%	$23.0M+8.1%	$21.3M-26.2%	$28.9M+32.1%	$21.9M+33.7%	$16.4M-52.5%	$34.4M+2624.6%	$1.3M-94.7%	$23.8M+10.4%	$21.5M+892.9%	$2.2M-92.4%	$28.4M+2708.4%	$1.0M+11.9%	$904K

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$18.8M+265.3%	-$11.4M-155.8%	$20.4M+7.5%	$18.9M+85.4%	$10.2M-22.6%	$13.2M-11.4%	$14.9M+30.4%	$11.4M
Capital Expenditures	$932K-19.1%	$1.2M+22.0%	$944K+117.5%	$434K+78.6%	$243K-78.3%	$1.1M+632.7%	$153K-69.6%	$504K
Free Cash Flow	$17.8M+242.6%	-$12.5M-164.4%	$19.4M+4.9%	$18.5M+85.5%	$10.0M-17.5%	$12.1M-18.1%	$14.8M+35.0%	$10.9M
Investing Cash Flow	$44.8M-56.8%	$103.7M+576.8%	$15.3M-35.1%	$23.6M-11.5%	$26.7M-64.1%	$74.2M+262.8%	$20.5M+833.7%	-$2.8M
Financing Cash Flow	-$71.9M-1587.1%	-$4.3M-108.7%	$48.9M+592.8%	-$9.9M+82.5%	-$56.5M-12.5%	-$50.2M-287.9%	$26.7M+215.3%	-$23.2M
Dividends Paid	$24.2M+305.7%	$6.0M+4.9%	$5.7M0.0%	$5.7M+0.2%	$5.7M-87.0%	$43.6M+668.3%	$5.7M+0.1%	$5.7M
Share Buybacks	$0-100.0%	$20.3M	$0	$0-100.0%	$1.9M	$0	$0-100.0%	$468K

FCBC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

FCBC annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	8.4%+0.4pp	8.1%-26.9pp	35.0%-5.8pp	40.8%-7.8pp	48.6%+17.1pp	31.5%-9.4pp	40.9%+3.9pp	37.0%+14.4pp	22.5%-4.0pp	26.5%+1.0pp	25.5%+1.5pp	24.0%+2.7pp	21.3%-4.8pp	26.1%+4.8pp	21.3%
Return on Equity	2.4%+0.2pp	2.3%-7.3pp	9.5%-1.5pp	11.1%-0.9pp	12.0%+3.5pp	8.4%-0.6pp	9.0%-1.9pp	10.9%+4.8pp	6.1%-1.3pp	7.4%+0.3pp	7.1%-0.1pp	7.2%+0.2pp	7.1%-0.9pp	8.0%+1.5pp	6.6%
Return on Assets	0.4%0.0pp	0.4%-1.1pp	1.5%0.0pp	1.5%-0.1pp	1.6%+0.4pp	1.2%-0.2pp	1.4%-0.2pp	1.6%+0.7pp	0.9%-0.2pp	1.1%+0.1pp	1.0%0.0pp	1.0%+0.1pp	0.9%-0.2pp	1.1%+0.1pp	0.9%
Debt-to-Equity	5.51+5.5x	0.000.0x	0.00-6.4x	6.430.0x	6.47+0.4x	6.06+0.5x	5.53-0.2x	5.74+5.5x	0.21-0.1x	0.27-0.1x	0.34-0.1x	0.40-6.5x	6.92+0.3x	6.66+0.6x	6.08
FCF Margin	42.1%+4.5pp	37.6%-5.5pp	43.1%-7.6pp	50.6%+7.7pp	42.9%+5.5pp	37.4%-13.4pp	50.8%+3.0pp	47.8%+12.1pp	35.7%-9.0pp	44.6%-14.9pp	59.6%+21.3pp	38.3%-0.3pp	38.6%-5.8pp	44.4%-9.7pp	54.1%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	56.8%+25.0pp	31.8%-2.5pp	34.4%0.0pp	34.4%-0.2pp	34.6%+1.0pp	33.6%-2.2pp	35.8%+0.5pp	35.3%
Return on Equity	4.2%+1.9pp	2.3%-0.2pp	2.5%+0.1pp	2.4%0.0pp	2.4%+0.1pp	2.4%-0.1pp	2.5%0.0pp	2.5%
Return on Assets	0.6%+0.3pp	0.3%-0.1pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%
Debt-to-Equity	0.000.0x	0.00-5.5x	5.51+5.5x	0.000.0x	0.000.0x	0.000.0x	0.000.0x	0.00
FCF Margin	45.1%+78.2pp	-33.1%-86.7pp	53.5%+1.7pp	51.9%+23.7pp	28.2%-6.2pp	34.4%-6.2pp	40.5%+10.9pp	29.6%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where First Cmnty Bankshares Inc Va Ranks

Frequently Asked Questions

What is First Cmnty Bankshares Inc Va's annual revenue?

First Cmnty Bankshares Inc Va (FCBC) reported $142.5M in total revenue for fiscal year 2025. This represents a -2.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First Cmnty Bankshares Inc Va's revenue growing?

First Cmnty Bankshares Inc Va (FCBC) revenue declined by 2.5% year-over-year, from $146.1M to $142.5M in fiscal year 2025.

Is First Cmnty Bankshares Inc Va profitable?

Yes, First Cmnty Bankshares Inc Va (FCBC) reported a net income of $12.0M in fiscal year 2025, with a net profit margin of 8.4%.

What is First Cmnty Bankshares Inc Va's net profit margin?

First Cmnty Bankshares Inc Va (FCBC) had a net profit margin of 8.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does First Cmnty Bankshares Inc Va pay dividends?

Yes, First Cmnty Bankshares Inc Va (FCBC) paid $4.31 per share in dividends during fiscal year 2025.

What is First Cmnty Bankshares Inc Va's return on equity (ROE)?

First Cmnty Bankshares Inc Va (FCBC) has a return on equity of 2.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First Cmnty Bankshares Inc Va's free cash flow?

First Cmnty Bankshares Inc Va (FCBC) generated $60.0M in free cash flow during fiscal year 2025. This represents a 9.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is First Cmnty Bankshares Inc Va's operating cash flow?

First Cmnty Bankshares Inc Va (FCBC) generated $62.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are First Cmnty Bankshares Inc Va's total assets?

First Cmnty Bankshares Inc Va (FCBC) had $3.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are First Cmnty Bankshares Inc Va's capital expenditures?

First Cmnty Bankshares Inc Va (FCBC) invested $2.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does First Cmnty Bankshares Inc Va buy back shares?

Yes, First Cmnty Bankshares Inc Va (FCBC) spent $1.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does First Cmnty Bankshares Inc Va have outstanding?

First Cmnty Bankshares Inc Va (FCBC) had 18M shares outstanding as of fiscal year 2025.

What is First Cmnty Bankshares Inc Va's debt-to-equity ratio?

First Cmnty Bankshares Inc Va (FCBC) had a debt-to-equity ratio of 5.51 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First Cmnty Bankshares Inc Va's return on assets (ROA)?

First Cmnty Bankshares Inc Va (FCBC) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First Cmnty Bankshares Inc Va's Piotroski F-Score?

First Cmnty Bankshares Inc Va (FCBC) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First Cmnty Bankshares Inc Va's earnings high quality?

First Cmnty Bankshares Inc Va (FCBC) has an earnings quality ratio of 5.22x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is First Cmnty Bankshares Inc Va?

First Cmnty Bankshares Inc Va (FCBC) scores 36 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.