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First Community Bankshares (FCBC) 10-Q Filings

FCBC NASDAQ

Here are the 10-Q quarterly reports from First Community Bankshares, Inc. (FCBC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FCBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCBC filings page.

Rhea-AI Summary

First Community Bankshares, Inc. reported third-quarter 2026 net income of $15.423 million, compared with $12.266 million a year earlier. Nine-month net income was $49.963 million, versus $36.329 million, while nine-month net interest income was $104.034 million, compared with $92.252 million. At September 30, 2026, total assets were $3,633.679 million, deposits were $3,028.884 million, and loans held for investment, net of unearned income, were $2,477.419 million.

The company completed its merger with Hometown Bancshares, Inc. on January 23, 2026. Each outstanding Hometown common share converted into the right to receive 11.706 FCBC common shares, plus cash, without interest, in lieu of fractional shares; FCBC issued 1,029,314 common shares. The company recognized $1.73 million of goodwill and $8.59 million of core deposit intangibles. Merger expenses totaled $5.22 million, including $2.31 million recorded in the first quarter of 2026.

Rhea-AI Summary

First Community Bankshares, Inc. reported solid mid‑year 2026 results. As of June 30, 2026, total assets were $3,607,720 thousand, loans held for investment, net, were $2,427,092 thousand, and total deposits were $3,016,591 thousand. Cash and cash equivalents increased to $591,913 thousand.

For the quarter ended June 30, 2026, net income was $22,513 thousand compared with $12,246 thousand a year earlier, and basic earnings per common share were $1.19. Six‑month 2026 net income was $34,540 thousand. Results benefited from noninterest income, including a $10,384 thousand gain on sale of an equity investment and $210 thousand of securities gains.

The company completed its merger with Hometown Bancshares, Inc. on January 23, 2026, issuing 1,029,314 common shares, recording $1.73 million of goodwill and $8.59 million of core deposit intangibles. Net cash provided by investing activities for the first half of 2026 was $148,456 thousand, while financing activities used $76,201 thousand, reflecting share repurchases and dividend payments.

Rhea-AI Summary

First Community Bankshares, Inc. reported solid Q1 2026 results while closing its acquisition of Hometown Bancshares. Total assets rose to $3.64 billion from $3.26 billion at December 31, 2025, driven by higher loans, securities and cash, and the acquired Hometown balances.

Net income was $12.0 million for the three months ended March 31, 2026, slightly above $11.8 million a year earlier, with basic earnings per share steady at $0.64 and diluted EPS at $0.63. Net interest income increased to $33.3 million, as interest income growth outpaced interest expense.

Deposits grew to $3.06 billion, with noninterest-bearing balances of $959.6 million. The Hometown merger added 1,029,314 new common shares, consideration valued at about $35.1 million, and generated $1.73 million of goodwill and $8.59 million of core deposit intangibles. The allowance for credit losses on loans increased to $33.5 million, while nonaccrual loans were $17.7 million, and the loan portfolio totaled $2.46 billion.

Rhea-AI Summary

First Community Bankshares, Inc. (FCBC) filed its Quarterly Report on Form 10‑Q for the period ended September 30, 2025. The filing provides unaudited condensed consolidated financial statements, Management’s Discussion and Analysis, market risk disclosures, and controls and procedures.

The company’s Common Stock ($1.00 par value) trades on the NASDAQ Global Select Market under the symbol FCBC. Shares outstanding were 18,314,905 as of October 30, 2025; this is a baseline figure, not the amount being offered.

The report includes standard forward‑looking statement cautions and an index of sections such as financial statements, legal proceedings, risk factors, and exhibits.