First Carolina Financial (FCBM) COO reports 134,250 Common Stock shares

Q: What does the Form 3 filing for FCBM disclose about Kristen Dawn Brabble?

The filing shows Brabble’s initial ownership in First Carolina Financial Services, Inc. as Chief Operating Officer, reporting 134,250 shares of Common Stock held directly. It establishes her baseline equity position as an executive officer of the company.

Q: How many First Carolina Financial (FCBM) shares does the COO report holding?

Kristen Dawn Brabble reports holding 134,250 shares of First Carolina Financial Services, Inc. Common Stock directly. This figure reflects her total reported ownership as of June 17, 2026, without indicating any recent purchase or sale activity.

Q: What types of equity awards are included in the COO’s FCBM holdings?

The holdings include restricted stock awards (RSAs) granted on several dates from 2022 through 2026. These RSAs vest in substantially equal installments over five- or ten-year periods, adding a long-term, time-based component to the COO’s equity compensation.

Q: Over what period do the restricted stock awards for FCBM’s COO vest?

The RSAs vest over five- and ten-year schedules , with installments beginning on specific future January 1 dates and each anniversary thereafter. This structure ties the COO’s equity value to continued service and long-term company performance over multiple years.

Q: Does the FCBM Form 3 indicate recent buying or selling by the COO?

The Form 3 does not show explicit buying or selling activity. It functions as an initial statement of beneficial ownership, listing 134,250 directly held Common Stock shares and related restricted stock awards without coded purchase or sale transactions.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

First Carolina Financial Services, Inc. Chief Operating Officer Kristen Dawn Brabble filed an initial ownership report showing direct holdings of 134,250 shares of Common Stock as of June 17, 2026. These holdings include multiple restricted stock awards granted between January 1, 2022 and April 1, 2026 with multi-year vesting schedules.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Brabble Kristen Dawn

Role Chief Operating Officer

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 134,250 shares (Direct, null)

Footnotes (1)

[object Object]

Key Figures

Common Stock held: 134,250 shares RSA grant Jan 1, 2022: 20,000 shares RSA grant May 1, 2023: 20,000 shares +3 more

6 metrics

Common Stock held 134,250 shares Direct ownership as of June 17, 2026

RSA grant Jan 1, 2022 20,000 shares Restricted stock awards vesting over five annual installments

RSA grant May 1, 2023 20,000 shares RSAs vesting in ten installments beginning Jan 1, 2024

RSA grant Jan 1, 2024 20,000 shares RSAs vesting in ten substantially equal annual installments

RSA grant Jan 1, 2025 20,000 shares RSAs vesting in ten substantially equal annual installments

RSA grant Apr 1, 2026 10,000 shares RSAs vesting in five installments beginning Jan 1, 2027

Key Terms

restricted stock awards, vest, substantially equal annual installments, beneficial ownership

4 terms

restricted stock awards financial

"Includes (i) 20,000 restricted stock awards ("RSAs") granted on January 1, 2022..."

Restricted stock awards are company shares given to employees or executives that cannot be sold or transferred until certain conditions — like staying with the company for a set time or meeting performance targets — are met, like a gift that is locked in a safe until rules are satisfied. Investors care because these awards tie management’s pay to company performance, can increase the number of shares outstanding when they become tradable (dilution), and may signal expected future selling pressure or commitment to long-term growth.

vest financial

"RSAs granted on January 1, 2022 that vest in five substantially equal annual installments..."

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

substantially equal annual installments financial

"that vest in five substantially equal annual installments on the first five anniversaries..."

beneficial ownership financial

"initial statement of beneficial ownership of securities"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

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Understanding Insider Trading Forms →

Available on EDGAR 06/22/2026 - 03:06 PM Accepted by SEC EDGAR 06/17/2026 - 07:53 PM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Brabble Kristen Dawn

(Last)

(First)

(Middle)

C/O FIRST CAROLINA FINANCIAL SERVICES

2626 GLENWOOD AVENUE SUITE 200

(Street)

RALEIGH

NORTH CAROLINA

27608

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
06/17/2026

3. Issuer Name and Ticker or Trading Symbol
First Carolina Financial Services, Inc. [ FCBM ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Operating Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	134,250⁽¹⁾	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)

Explanation of Responses:

1. Includes (i) 20,000 restricted stock awards ("RSAs") granted on January 1, 2022 that vest in five substantially equal annual installments on the first five anniversaries of the grant date; (ii) 20,000 RSAs granted on May 1, 2023 that vest in ten substantially equal installments beginning on January 1, 2024 and each anniversary thereafter; (iii) 20,000 RSAs granted on January 1, 2024 that vest in ten substantially equal annual installments on the first ten anniversaries of the grant date; (iv) 20,000 RSAs granted on January 1, 2025 that vest in ten substantially equal annual installments on the first ten anniversaries of the grant date; and (v) 10,000 RSAs granted on April 1, 2026 that vest in five substantially equal installments beginning on January 1, 2027 and each anniversary thereafter.

Remarks:

Exhibit 24.1 - Power of Attorney

	/s/ Kristen Brabble	06/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What does the Form 3 filing for FCBM disclose about Kristen Dawn Brabble?

The filing shows Brabble’s initial ownership in First Carolina Financial Services, Inc. as Chief Operating Officer, reporting 134,250 shares of Common Stock held directly. It establishes her baseline equity position as an executive officer of the company.

How many First Carolina Financial (FCBM) shares does the COO report holding?

Kristen Dawn Brabble reports holding 134,250 shares of First Carolina Financial Services, Inc. Common Stock directly. This figure reflects her total reported ownership as of June 17, 2026, without indicating any recent purchase or sale activity.

What types of equity awards are included in the COO’s FCBM holdings?

The holdings include restricted stock awards (RSAs) granted on several dates from 2022 through 2026. These RSAs vest in substantially equal installments over five- or ten-year periods, adding a long-term, time-based component to the COO’s equity compensation.

Over what period do the restricted stock awards for FCBM’s COO vest?

The RSAs vest over five- and ten-year schedules, with installments beginning on specific future January 1 dates and each anniversary thereafter. This structure ties the COO’s equity value to continued service and long-term company performance over multiple years.

Does the FCBM Form 3 indicate recent buying or selling by the COO?

The Form 3 does not show explicit buying or selling activity. It functions as an initial statement of beneficial ownership, listing 134,250 directly held Common Stock shares and related restricted stock awards without coded purchase or sale transactions.