STOCK TITAN

8,000-share buy for First Carolina (NASDAQ: FCBM) director trust

(Moderate)
(Positive)
Form Type
4

Rhea-AI Filing Summary

First Carolina Financial Services director Vincent C. Andracchio II, through the Vincent C. Andracchio Living Trust, purchased 8,000 shares of common stock at $12.50 per share on June 18, 2026 in an open-market transaction. A footnote states these shares were bought under a directed share program connected to the company’s initial public offering. After this purchase, the living trust holds 33,284 shares indirectly. The filing also lists other existing holdings, including 92,426 shares held directly and additional indirect positions through various family and estate-related entities.

Positive

  • None.

Negative

  • None.
Insider Andracchio Vincent Charles II
Role Director
Bought 8,000 shs ($100K)
Type Security Shares Price Value
Purchase Common Stock 8,000 $12.50 $100K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 33,284 shares (Indirect, By Vincent C. Andracchio Living Trust); Common Stock — 92,426 shares (Direct); Common Stock — 1,400 shares (Indirect, By spouse); Common Stock — 77,624 shares (Indirect, By L.A. Dunn, Jr. Marital Trust B); Common Stock — 5,000 shares (Indirect, By Sylvia B. Andracchio Family Trust); Common Stock — 80,942 shares (Indirect, By L.A. Dunn, Jr. Family Trust A); Common Stock — 216,284 shares (Indirect, By Leon Algernon Dunn, Jr. Irrevocable Life Insurance Trust); Common Stock — 75,228 shares (Indirect, By Guardian Holdings, Inc.)
Footnotes (1)
  1. F1. Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering.
Shares purchased 8,000 shares Open-market purchase on June 18, 2026
Purchase price $12.50 per share Price for 8,000-share buy
Trust holdings after transaction 33,284 shares Vincent C. Andracchio Living Trust
Direct holdings 92,426 shares Shares held directly by reporting person
Guardian Holdings position 75,228 shares Indirect ownership via Guardian Holdings, Inc.
Family Trust A position 80,942 shares Indirect via L.A. Dunn, Jr. Family Trust A
open-market purchase financial
"documented as an open-market purchase in connection with the trust’s acquisition"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
directed share program financial
"Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering"
initial public offering financial
"pursuant to a directed share program in connection with the Issuer's initial public offering"
An initial public offering (IPO) is when a private company first sells its shares to the public and becomes a stock-listed company. It matters because it allows the company to raise money from a wide range of investors, helping it grow, while giving early shareholders a way to sell some of their ownership.
indirect financial
"The filing classifies several positions as indirect, including the living trust holdings"
Form 4 regulatory
"The Form 4 reports insider holdings and the new purchase by the trust"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did the FCBM director’s trust buy in this Form 4 filing?

The Vincent C. Andracchio Living Trust bought 8,000 shares of First Carolina Financial Services common stock. The purchase was an open-market transaction at $12.50 per share, documented as part of a directed share program tied to the company’s initial public offering.

At what price were the new FCBM shares purchased in the directed share program?

The trust acquired the 8,000 shares at a purchase price of $12.50 per share. This open-market transaction occurred under a directed share program connected to First Carolina Financial Services’ initial public offering, as described in the filing’s footnote.

How many FCBM shares does the Vincent C. Andracchio Living Trust hold after this transaction?

Following the purchase, the Vincent C. Andracchio Living Trust holds 33,284 shares of First Carolina Financial Services common stock indirectly. This figure reflects the total trust position after adding the 8,000 shares reported in the open-market transaction.

Does the Form 4 show other holdings for Vincent C. Andracchio II in FCBM?

Yes. Besides the living trust, the Form 4 lists additional indirect holdings through family and estate-related entities and a direct holding of 92,426 shares. Each line reflects a separate account or trust structure associated with the reporting person.

What is a directed share program mentioned in the FCBM Form 4 footnote?

A directed share program lets designated participants purchase shares in connection with an offering. The footnote explains that the 8,000 FCBM shares were bought under such a program tied to First Carolina Financial Services’ initial public offering, rather than as a standalone retail purchase.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Andracchio Vincent Charles II

(Last)(First)(Middle)
C/O FIRST CAROLINA FINANCIAL SERVICES
2626 GLENWOOD AVENUE SUITE 200

(Street)
RALEIGH NORTH CAROLINA 27608

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
First Carolina Financial Services, Inc. [ FCBM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/18/2026P8,000(1)A$12.533,284IBy Vincent C. Andracchio Living Trust
Common Stock92,426D
Common Stock1,400IBy spouse
Common Stock77,624IBy L.A. Dunn, Jr. Marital Trust B
Common Stock5,000IBy Sylvia B. Andracchio Family Trust
Common Stock80,942IBy L.A. Dunn, Jr. Family Trust A
Common Stock200,568IBy Leon Algernon Dunn, Jr. Irrevocable Life Insurance Trust
Common Stock15,716IBy Leon Algernon Dunn, Jr. Irrevocable Life Insurance Trust
Common Stock75,228IBy Guardian Holdings, Inc.
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering.
/s/ Kristen Brabble, as attorney-in-fact06/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)