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First Carolina Financial (NASDAQ: FCBM) credit chief buys 1,100 IPO program shares

(Neutral)
(Positive)
Form Type
4

Rhea-AI Filing Summary

First Carolina Financial Services, Inc. Chief Credit Officer of the Bank, Suiter Overton Stokes III, bought additional company stock in an open-market transaction. He purchased 1,100 shares of common stock at $12.50 per share on June 18, 2026.

Following this purchase, his directly held position increased to 84,100 shares of common stock. The filing notes that these shares were acquired through a directed share program connected to the company’s initial public offering.

Positive

  • None.

Negative

  • None.
Insider Suiter Overton Stokes III
Role Chief Credit Officer of Bank
Bought 1,100 shs ($14K)
Type Security Shares Price Value
Purchase Common Stock 1,100 $12.50 $14K
Holdings After Transaction: Common Stock — 84,100 shares (Direct)
Footnotes (1)
  1. F1. Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering.
Shares purchased 1,100 shares Open-market purchase on June 18, 2026
Purchase price $12.50 per share Common Stock transaction
Shares owned after 84,100 shares Direct holdings following transaction
Net buy shares 1,100 shares Net-buy direction in transaction summary
open-market purchase financial
"He purchased 1,100 shares of common stock at $12.50 per share in an open-market transaction."
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
directed share program financial
"These shares were acquired through a directed share program connected to the company’s initial public offering."
initial public offering financial
"A directed share program in connection with the Issuer's initial public offering."
An initial public offering (IPO) is when a private company first sells its shares to the public and becomes a stock-listed company. It matters because it allows the company to raise money from a wide range of investors, helping it grow, while giving early shareholders a way to sell some of their ownership.
Common Stock financial
"He purchased 1,100 shares of common stock at $12.50 per share."
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Suiter Overton Stokes III report at FCBM?

Suiter Overton Stokes III reported buying 1,100 shares of First Carolina Financial Services common stock. The shares were purchased at $12.50 each in an open-market transaction connected to a directed share program tied to the company’s initial public offering.

What price did the FCBM Chief Credit Officer pay per share in this Form 4?

The Chief Credit Officer paid $12.50 per share for 1,100 shares of First Carolina Financial Services common stock. This was an open-market purchase made under a directed share program in connection with the company’s initial public offering, as disclosed in the Form 4 footnote.

How many FCBM shares does Suiter Overton Stokes III hold after this transaction?

After the reported purchase, Suiter Overton Stokes III directly holds 84,100 shares of First Carolina Financial Services common stock. This total reflects the addition of 1,100 newly acquired shares bought at $12.50 each in an open-market transaction on June 18, 2026.

Was the FCBM insider purchase part of a directed share program?

Yes. The Form 4 footnote states the 1,100 shares were purchased under a directed share program. This program was conducted in connection with First Carolina Financial Services’ initial public offering, indicating participation in a structured share allocation rather than a discretionary trading plan.

What role does Suiter Overton Stokes III hold at First Carolina Financial Services?

Suiter Overton Stokes III serves as Chief Credit Officer of the Bank subsidiary of First Carolina Financial Services. His Form 4 filing reflects a personal open-market purchase of 1,100 common shares, bringing his directly held stake to 84,100 shares following the transaction.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Suiter Overton Stokes III

(Last)(First)(Middle)
C/O FIRST CAROLINA FINANCIAL SERVICES
2626 GLENWOOD AVENUE SUITE 200

(Street)
RALEIGH NORTH CAROLINA 27608

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
First Carolina Financial Services, Inc. [ FCBM ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Credit Officer of Bank
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/18/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/18/2026P1,100(1)A$12.584,100D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Reflects shares purchased pursuant to a directed share program in connection with the Issuer's initial public offering.
/s/ Kristen Brabble, as attorney-in-fact06/22/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)