FIRST COMMUNITY /SC/ (FCCO) SEC Filings, Aug-Oct 2026

FIRST COMMUNITY CORP (FCCO) reported that, effective October 1, 2026, the Boards of Directors of First Community Corporation and First Community Bank appointed Terrance Ford and Shell K. Berry as directors of both entities. Committee assignments for the new directors have not yet been determined.

The company states that Mr. Ford, age 47, is Vice President of AT&T South Carolina with nearly three decades at AT&T, and that his community ties and experience in technology infrastructure, cybersecurity, governmental affairs and community development are expected to enhance his service. Ms. Berry, age 54, is President and CEO of the Community Foundation for the Central Savannah River Area, where assets increased from about $60 million to over $215 million during her tenure; the Board cites her nonprofit management, finance and investment banking background and ties to a new Georgia market as enhancing her ability to serve. Both will receive the standard non‑employee director compensation, and the company notes there are no related party transactions or special arrangements connected with their selection.

First Community Corporation (FCCO) furnished an investor presentation outlining current operations, growth initiatives, and an upcoming leadership transition at First Community Bank. As of June 30, 2026, the company reported $2.4 billion in total assets and twenty‑three banking offices, positioning it as the largest community bank in the South Carolina Midlands.

The presentation highlights the January 8, 2026 acquisition of Signature Bank of Georgia, which added a presence in the Atlanta–Sandy Springs–Roswell, Georgia market, contributed $195.7 million of loans and $229.8 million of deposits, and is expected to improve TCE/TA by about 35 bps with a tangible book value earnback of about 2.2 years. Loan growth for 2026 year‑to‑date was 11.0% annualized, supported by a high‑quality deposit base of $2.12 billion (26% non‑interest‑bearing) and nine consecutive quarters of net interest margin expansion. The company also notes 98 consecutive quarterly dividends, a July 2026 increase in the cash dividend to $0.17 per share, a share repurchase plan of up to $7.5 million, and growth in non‑interest income lines including mortgage banking and government‑guaranteed lending, for which it received SBA Preferred Lender status on April 10, 2026.

FIRST COMMUNITY CORP (FCCO) director Jonathan W. Been reported selling 14,800 shares of common stock on September 3, 2026 in an open-market transaction at a weighted average price of $34.05 per share, within a price range of $33.77 to $34.19.

After this sale, he holds 120,655 shares directly, which include 1,067 deferred stock units under the First Community Corporation Amended and Restated Non-Employee Director Deferred Compensation Plan; these deferred stock units accrue dividend equivalents as additional units and are settled in common stock on a one-for-one basis upon distribution. He also reports indirect ownership of additional shares through several family trusts and by his spouse.

FIRST COMMUNITY CORP (FCCO) director Jane S. Sosebee reported an open-market purchase of 1,250 shares of common stock on 2026-08-25 at $33.945 per share. Following this transaction, she directly holds 10,855 FCCO shares and also reports 95 shares held indirectly by her husband.

FIRST COMMUNITY CORP (FCCO) director and Executive Vice President Fred Joseph Deutsch reported two open-market or private sales of Common Stock. On August 24, 2026, he sold 7,936 shares at $34.00 per share, and on August 21, 2026, he sold 963 shares at $34.00 per share, totaling 8,899 shares. The transactions are reported as direct ownership. A related note states that reported holdings include 5,280 shares held jointly with Mr. Deutsch's spouse. The Rule 10b5-1 checkbox is not marked, so these sales are not affirmed as made under a trading plan.

First Community Corporation (FCCO), holding company for First Community Bank, reported that Freddie Deutsch plans to retire as Director of Specialty Business Lending and from the boards of both entities, effective January 15, 2027. Deutsch joined through the acquisition of Signature Bank of Georgia completed on January 8, 2026 and has focused on integrating that business and developing the Bank’s Small Business Administration lending line.

The company, the Bank and Deutsch entered into a Letter Amendment to his July 13, 2025 Employment Agreement, under which he moves immediately into an advisory role while remaining a full-time employee with unchanged base salary and benefits until the Retirement Date. Subject to his execution of a general release effective as of that date, Deutsch will receive the first $50,000 retention bonus installment (plus a related carve back payment), while later installments and all unvested equity will be forfeited at retirement. He will be eligible for an award under the Bank’s 2026 incentive plan and for up to 18 months of Bank-subsidized health coverage. The company states his retirement is voluntary, not related to earlier announced management succession plans, and not due to any disagreement over operations, policies or practices.

First Community Corporation received an amended Schedule 13G filing from Fourthstone LLC and related entities reporting a very small passive position in the company’s common stock.

Fourthstone LLC, as a registered investment adviser, directly holds 100 shares of common stock for its advisory clients, representing 0.001% of the class, based on 9,397,960 shares outstanding as of May 15, 2026. The reporting group, including Fourthstone Master Opportunity Fund Ltd., Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP, Fourthstone GP LLC, and L. Phillip Stone IV, states the securities were acquired in the ordinary course of business and not for the purpose or effect of changing or influencing control of the issuer.

First Community Corporation reported higher profitability for the quarter ended June 30, 2026. Net income was $7.6 million versus $5.2 million a year earlier, and diluted EPS was $0.80 versus $0.67. For the first six months, net income reached $13.1 million, compared with $9.2 million in 2025.

Total assets grew to $2.37 billion from $2.06 billion at December 31, 2025, and loans held-for-investment increased to $1.58 billion. Deposits rose to $2.02 billion. The January 2026 acquisition of Signature Bank of Georgia added approximately $229.3 million of assets and $228.2 million of deposits and created a new Government Guaranteed Lending segment.

Credit quality metrics remained strong, with non‑accrual loans of $300 thousand on a loan portfolio of $1.58 billion and an allowance for credit losses on loans of $18.5 million. Operating expenses increased, including $2.1 million of merger costs in the first half, and net cash used in operating activities was $4.6 million.

First Community Corporation, a community banking company with $2.4 billion in total assets and 23 banking offices as of June 30, 2026, furnished an investor presentation outlining strategy, growth and leadership changes. The company has paid 98 consecutive quarterly dividends and focuses on organic growth supplemented by targeted acquisitions, most recently the Signature Bank of Georgia deal, which closed January 8, 2026. That acquisition added a presence in the Atlanta–Sandy Springs–Roswell, Georgia market, contributed $195.7 million of loans and $229.8 million of deposits, and is described as producing manageable tangible book value dilution with a 2.2‑year earnback and roughly 35 bps improvement in TCE/TA.

The presentation highlights 11.0% annualized loan growth year‑to‑date 2026 (excluding acquired loans), nine consecutive quarters of net interest margin expansion, and a high‑quality funding base with deposits of $2,121.4 million at June 30, 2026 and total deposit cost of 1.76%. Noninterest income lines, including financial planning, mortgage banking and government‑guaranteed lending, show rising pre‑tax margins, supported by the bank’s April 10, 2026 award of SBA Preferred Lender Status and a $59.7 million GGL loan portfolio. Capital management actions include a plan announced May 7, 2026 to repurchase up to $7.5 million of common stock and a July 21, 2026 approval to increase the quarterly cash dividend to $0.17 per share. A staged leadership transition culminates December 31, 2026 with the retirement of bank CEO J. Ted Nissen and the January 1, 2027 promotion of Vaughan Dozier to bank CEO and Drew Painter to bank President, while Mike Crapps continues as CEO and President of the holding company.