[Form 4] FIRST COMMONWEALTH FINANCIAL CORP /PA/ Insider Trading Activity

Rhea-AI Filing Summary

First Commonwealth Financial (FCF) EVP/Chief Financial Officer reported open‑market sales totaling 1,518 shares on 11/07/2025, executed in multiple trades at prices between $15.435 and $15.635 pursuant to a Rule 10b5-1 trading plan adopted March 20, 2025. After these trades, direct holdings were 84,348 shares.

He also reported 22,300 service‑based RSUs from 2023–2025 awards, each convertible 1‑for‑1 into common stock after a three‑year vesting period.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reske James R

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/07/2025		S		90	D	$15.435	85,776	D
Common Stock	11/07/2025		S		190	D	$15.44	85,586	D
Common Stock	11/07/2025		S		120	D	$15.465	85,466	D
Common Stock	11/07/2025		S		100	D	$15.49	85,366	D
Common Stock	11/07/2025		S		90	D	$15.495	85,276	D
Common Stock	11/07/2025		S		100	D	$15.53	85,176	D
Common Stock	11/07/2025		S		100	D	$15.54	85,076	D
Common Stock	11/07/2025		S		50	D	$15.615	85,026	D
Common Stock	11/07/2025		S		390	D	$15.62	84,636	D
Common Stock	11/07/2025		S		90	D	$15.63	84,546	D
Common Stock	11/07/2025		S		198	D	$15.635	84,348	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(1)							(1)	(1)	Common Stock	7,000		7,000	D
Restricted Stock Units-Service Based	(2)							(2)	(2)	Common Stock	8,000		15,000	D
Restricted Stock Units-Service Based	(3)							(3)	(3)	Common Stock	7,300		22,300	D

Explanation of Responses:

1. Award in 2023 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

2. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

3. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

Sales made pursuant to trading plan adopted March 20, 2025

	/s/ Matthew C. Tomb POA for James R. Reske	11/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many FCF shares did the CFO sell on 11/07/2025?

The EVP/Chief Financial Officer sold 1,518 shares in multiple open‑market transactions.

What was the price range for the FCF insider sales?

Trades were executed between $15.435 and $15.635 per share.

What are the CFO’s FCF holdings after the transactions?

Direct holdings were 84,348 shares following the reported trades.

Were the FCF insider sales under a Rule 10b5‑1 plan?

Yes. The sales were made pursuant to a trading plan adopted on March 20, 2025.

How many RSUs does the FCF CFO report as of this filing?

He reported 22,300 service‑based RSUs from 2023–2025 awards.

What are the vesting terms for the reported FCF RSUs?

Each award converts 1‑for‑1 into common stock after a three‑year vesting period.

What is the insider’s role at FCF noted in the filing?

The reporting person is EVP/Chief Financial Officer.