First Commonwealth (FCF: FCF) EVP nets 18,300 shares from RSU vesting

Rhea-AI Filing Summary

First Commonwealth Financial Corporation EVP/Chief Risk Officer Matthew C. Tomb reported equity award activity in company stock. On 01/27/2026, he acquired 18,300 shares of common stock at $0 as settlement of performance and service-based restricted stock units under the 2023-2025 Long-Term Incentive Plan. The issuer withheld 10,620 shares of common stock at $0 to cover tax obligations tied to this plan, leaving Tomb with 83,586 shares of common stock held directly after the transactions. A grant of 6,100 service-based restricted stock units was converted into common stock on a 1-for-1 basis, reducing that specific RSU position to zero. Tomb continues to hold 6,250 additional service-based restricted stock units from a 2024 award and 5,700 from a 2025 award, each convertible into common stock on a 1-for-1 basis after a three-year vesting period.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tomb Matthew C

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A(1)		18,300	A	$0	94,206	D
Common Stock	01/27/2026		F(2)		10,620	D	$0	83,586	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(3)	01/27/2026		M			6,100	(3)	(3)	Common Stock	6,100	$0	0	D
Restricted Stock Units-Service Based	(4)							(4)	(4)	Common Stock	6,250		6,250	D
Restricted Stock Units-Service Based	(5)							(5)	(5)	Common Stock	5,700		11,950	D

Explanation of Responses:

1. Shares issued as settlement of performance and service based restricted stock units granted under the First Commonwealth Financial Corporation 2023-2025 Long-Term Incentive Plan

2. Shares held by the issuer to satisfy tax withholding obligations in connection with the Long-Term Incentive Plan referenced in footnote 1.

3. Service based stock units awarded in 2023 and converted to FCF common stock on a 1-for-1 basis after a 3 year vesting period.

4. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

5. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider activity did FCF EVP Matthew C. Tomb report on this Form 4?

Matthew C. Tomb reported equity award activity involving First Commonwealth common stock. He received 18,300 shares as settlement of performance and service-based restricted stock units, with part of the shares used to satisfy related tax withholding obligations under the company’s long-term incentive plan.

How many FCF common shares does Matthew C. Tomb own after these transactions?

After the reported transactions, Matthew C. Tomb directly owns 83,586 shares of First Commonwealth Financial Corporation common stock. This figure reflects the 18,300 shares received from restricted stock unit settlement and the 10,620 shares withheld by the issuer for tax obligations on 01/27/2026.

What does the 18,300-share acquisition by the FCF EVP represent?

The 18,300-share acquisition represents shares issued at $0 as settlement of performance and service-based restricted stock units under First Commonwealth’s 2023-2025 Long-Term Incentive Plan. These units converted into common stock on a 1-for-1 basis following satisfaction of their performance and service conditions.

Why were 10,620 FCF shares withheld in Matthew C. Tomb’s Form 4 filing?

The 10,620 shares of First Commonwealth common stock were retained by the issuer to satisfy tax withholding obligations. These obligations arose from the settlement of the performance and service-based restricted stock units described in the long-term incentive plan referenced in the filing footnotes.

What happened to the 6,100 restricted stock units reported in the FCF filing?

The 6,100 service-based restricted stock units reported were converted into First Commonwealth common stock on a 1-for-1 basis. Following this conversion, the number of derivative securities from that particular RSU award fell to zero, while the resulting common shares are reflected in Tomb’s direct holdings.

What restricted stock units does Matthew C. Tomb still hold after 01/27/2026?

Following the reported transactions, Matthew C. Tomb still holds 6,250 service-based restricted stock units from a 2024 award and 5,700 from a 2025 award. Each award is convertible into shares of First Commonwealth common stock on a 1-for-1 basis after a three-year vesting period.