CEO T. Michael Price gains stock under FCF (FCF) incentive plan

Rhea-AI Filing Summary

First Commonwealth Financial President & CEO T. Michael Price reported equity award activity. On 01/27/2026, he acquired 41,400 shares of common stock at $0 per share as settlement of performance and service-based restricted stock units under the 2023-2025 Long-Term Incentive Plan.

The issuer withheld 22,037 common shares at $0 to cover tax obligations related to this award. Following these transactions, Price directly held 389,373 shares of common stock. He also held service-based restricted stock units granted in 2024 and 2025 that are convertible into 13,800 and 15,400 shares of FCF common stock, respectively, on a 1-for-1 basis after three-year vesting periods.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Price T Michael

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A(1)		41,400	A	$0	411,410	D
Common Stock	01/27/2026		F(2)		22,037	D	$0	389,373	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(3)	01/27/2026		M			13,800	(3)	(3)	Common Stock	13,800	$0	0	D
Restricted Stock Units-Service Based	(4)							(4)	(4)	Common Stock	13,800		13,800	D
Restricted Stock Units-Service Based	(5)							(5)	(5)	Common Stock	15,400		29,200	D

Explanation of Responses:

1. Shares issued as settlement of performance and service based restricted stock units granted under the First Commonwealth Financial Corporation 2023-2025 Long-Term Incentive Plan

2. Shares held by the issuer to satisfy tax withholding obligations in connection with the Long-Term Incentive Plan referenced in footnote 1.

3. Service based stock units awarded in 2023 and converted to FCF common stock on a 1-for-1 basis after a 3 year vesting period.

4. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

5. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for T. Michael Price	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did FCF CEO T. Michael Price report?

T. Michael Price reported receiving 41,400 shares of First Commonwealth Financial common stock at $0 per share. These shares were issued as settlement of performance and service-based restricted stock units granted under the 2023-2025 Long-Term Incentive Plan.

How many FCF shares were withheld for taxes in this Form 4?

The issuer withheld 22,037 shares of First Commonwealth Financial common stock at $0 per share. These shares satisfied tax withholding obligations tied to the long-term incentive award settled on January 27, 2026, as described in the filing’s footnotes.

How many FCF common shares does the CEO hold after the reported transactions?

After the January 27, 2026 transactions, T. Michael Price directly held 389,373 shares of First Commonwealth Financial common stock. This figure reflects his beneficial ownership of common stock following both the share issuance and the tax withholding share reduction.

What restricted stock units related to FCF does the CEO still hold?

The CEO holds service-based restricted stock units awarded in 2024 and 2025. These are convertible into 13,800 and 15,400 shares of First Commonwealth Financial common stock, respectively, on a 1-for-1 basis after three-year vesting periods specified in the plan.

What is the vesting structure of the FCF long-term incentive awards?

Service-based stock units awarded in 2023 converted to FCF common stock after a three-year vesting period. Awards made in 2024 and 2025 will each convert on a 1-for-1 basis into common shares at the end of their respective three-year vesting terms.

What plan governed the FCF CEO’s share settlement reported here?

The share settlement came under First Commonwealth Financial Corporation’s 2023-2025 Long-Term Incentive Plan. Performance and service-based restricted stock units granted under this plan were settled in common stock on January 27, 2026, per the filing’s explanatory footnote.