First Commonwealth Financial (FCF) EVP gets 10,500 shares in awards

Rhea-AI Filing Summary

First Commonwealth Financial Corporation executive Carrie L. Riggle, EVP/Human Resources, reported equity compensation activity on January 27, 2026. She received 10,500 shares of common stock at $0 per share as settlement of performance and service-based restricted stock units under the 2023–2025 Long-Term Incentive Plan.

On the same date, 6,409 shares of common stock were withheld by the issuer at $0 per share to satisfy tax withholding obligations, leaving Riggle with 61,061 common shares held directly. She also holds 3,850 service-based restricted stock units from a 2024 award and 4,050 units from a 2025 award, each convertible into common stock on a 1-for-1 basis after a three-year vesting period.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Riggle Carrie L

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Human Resources

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A(1)		10,500	A	$0	67,470	D
Common Stock	01/27/2026		F(2)		6,409	D	$0	61,061	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(3)	01/27/2026		M			3,500	(3)	(3)	Common Stock	3,500	$0	0	D
Restricted Stock Units-Service Based	(4)							(4)	(4)	Common Stock	3,850		3,850	D
Restricted Stock Units-Service Based	(5)							(5)	(5)	Common Stock	4,050		7,900	D

Explanation of Responses:

1. Shares issued as settlement of performance and service based restricted stock units granted under the First Commonwealth Financial Corporation 2023-2025 Long-Term Incentive Plan

2. Shares held by the issuer to satisfy tax withholding obligations in connection with the Long-Term Incentive Plan referenced in footnote 1.

3. Service based stock units awarded in 2023 and converted to FCF common stock on a 1-for-1 basis after a 3 year vesting period.

4. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

5. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for Carrie L. Riggle	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did FCF executive Carrie L. Riggle report in this Form 4 filing?

Carrie L. Riggle, EVP/Human Resources at First Commonwealth Financial, reported equity compensation activity on January 27, 2026. She settled restricted stock units into common shares and had shares withheld by the issuer to cover tax obligations related to the company’s long-term incentive plan.

How many First Commonwealth Financial (FCF) shares did Carrie Riggle receive?

Carrie Riggle received 10,500 shares of First Commonwealth Financial common stock at $0 per share. These shares were issued as settlement of performance and service-based restricted stock units granted under the company’s 2023–2025 Long-Term Incentive Plan, increasing her directly held ownership position.

Why were 6,409 FCF shares withheld in Carrie Riggle’s Form 4?

The filing shows 6,409 common shares were held by First Commonwealth Financial to satisfy tax withholding obligations. These shares relate to the same long-term incentive plan award that generated the 10,500-share issuance, effectively covering payroll taxes due upon vesting and share delivery.

How many FCF common shares does Carrie Riggle own after these transactions?

After the January 27, 2026 transactions, Carrie Riggle beneficially owns 61,061 shares of First Commonwealth Financial common stock directly. This figure reflects the equity awards settled into stock and the shares withheld by the issuer to meet associated tax obligations disclosed in the filing.

What restricted stock units (RSUs) does Carrie Riggle still hold at FCF?

Riggle holds service-based restricted stock units from awards in 2024 and 2025. The filing lists 3,850 units from a 2024 grant and 4,050 units from a 2025 grant, each convertible into First Commonwealth Financial common stock on a 1-for-1 basis after a three-year vesting period.

How were Carrie Riggle’s RSUs converted into FCF common stock?

Service-based stock units awarded in 2023 converted into First Commonwealth Financial common stock on a 1-for-1 basis after a three-year vesting period. On January 27, 2026, 3,500 such units were exercised, contributing to the 10,500 common shares issued as part of her long-term incentive compensation.