Every 10-Q that FirstCash Holdings, Inc. (FCFS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FCFS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCFS filings page.
FirstCash Holdings, Inc. reported significantly higher results for the quarter ended June 30, 2026. Total revenue rose to $1.07 billion from $0.83 billion a year earlier, with net income increasing to $93.5 million from $59.8 million and diluted EPS to $2.12 from $1.34, driven mainly by growth in U.S. and Latin America pawn operations and the addition of U.K. pawn.
Total assets were $5.49 billion and stockholders’ equity $2.32 billion as of June 30, 2026. Operating cash flow for the first six months was $330.4 million, and cash stood at $172.3 million. Long-term debt totaled $2.35 billion, including new $750 million 6.125% senior notes due 2034, while revolving credit facility borrowings declined to $69 million. The company agreed to acquire Ramsdens Holdings plc for about £231.7 million ($307.5 million), targeted to close by year-end 2026, and has gold forward sales commitments for 43,500 ounces at $3,920 per ounce through September 2027.
FirstCash Holdings, Inc. reported solid growth for the quarter ended March 31, 2026. Total revenue was $1,051,651 thousand, up from $836,423 thousand a year earlier, driven by stronger pawn operations, higher scrap jewelry sales and contributions from the U.K. pawn acquisition.
Net income rose to $107,702 thousand from $83,591 thousand, with diluted EPS increasing to $2.43 from $1.87. Pawn loans expanded across the U.S. and Latin America, while the retail POS payment solutions business saw stable volumes but higher loss provisions. Long-term debt increased to $2,254,120 thousand, and the consolidated total debt ratio was 2.6 to 1, within note covenant thresholds.
The company continued returning capital through a quarterly dividend of $0.42 per share and repurchased 261,000 shares for $50,000 thousand, while also investing in store real estate and integrating the H&T Group U.K. acquisition.
FirstCash Holdings (FCFS) reported Q3 2025 results and closed the H&T acquisition. Total revenue rose to $935.6 million from $837.3 million a year ago, and diluted EPS increased to $1.86 from $1.44. Net income was $82.8 million versus $64.8 million. Growth was driven by higher pawn loan fees ($221.1 million) and retail sales ($411.0 million), partially offset by lower lease-to-own revenue at AFF ($132.5 million vs. $188.6 million).
The company completed the purchase of U.K. pawn operator H&T on August 14 for £289.1 million (about $392.4 million), adding 286 U.K. stores. Assets increased to $5.18 billion, inventories to $456.3 million, and pawn loans to $788.1 million. To support the deal, borrowings under the unsecured revolver rose to $575.0 million; total long‑term debt reached $2.21 billion. The credit facility covenants were amended in May in anticipation of the acquisition.
Operating cash flow was $379.3 million for the nine months, while investing used $662.4 million largely for acquisitions. The company settled a CFPB matter, paying a $4.0 million fine and estimating up to $7.0 million in consumer redress. As of October 29, 2025, shares outstanding were 44,134,150.