FCFS announces $150M share repurchase plan and $0.42 dividend

Rhea-AI Filing Summary

FirstCash Holdings (FCFS) announced quarterly and year-to-date results for the periods ended September 30, 2025, declared a $0.42 per share fourth-quarter cash dividend, and authorized up to $150 million of share repurchases.

The repurchase authorization permits purchases in the open market, block trades or privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18. There is no time limit, and the program may be suspended or discontinued at any time. The company noted that execution will depend on factors such as cash balances, credit availability, debt covenants, business conditions, regulatory requirements, stock price, dividend policy, and alternative investment opportunities, including acquisitions.

Insights

Equity Capital Allocation Analyst

Dividend and buyback signal planned cash returns; pacing is flexible.

FirstCash declared a fourth-quarter dividend of $0.42 per share and authorized up to $150 million in share repurchases. Repurchases may occur via open market, block, or private transactions, including under Rule 10b5-1/10b-18, offering multiple execution paths.

The board set no time limit and can suspend or discontinue the program, so actual buybacks will vary with cash balances, credit availability, debt covenant limits, market price, regulatory requirements, and competing uses such as acquisitions. The dividend represents a recurring cash outlay, while buybacks are discretionary.

Key near-term anchors are the authorization date October 30, 2025 and the financial period end September 30, 2025. Actual impact depends on repurchase activity and sustained dividend payments relative to operating cash flow and capital needs.

8-K Event Classification

3 items: 2.02, 8.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

FAQ

What did FirstCash (FCFS) announce on October 30, 2025?

The company reported results for the three and nine months ended September 30, 2025, declared a $0.42 per-share Q4 dividend, and authorized up to $150 million in share repurchases.

How much is FirstCash’s fourth-quarter 2025 dividend?

The Board declared a cash dividend of $0.42 per common share for the fourth quarter.

What is the size of FirstCash’s share repurchase authorization?

The Board authorized up to $150 million of share repurchases.

How and when can FirstCash execute repurchases under the authorization?

Repurchases may occur in open market, block, or privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18. No time limit was set.

What factors will determine FirstCash’s repurchase activity?

Factors include cash balances, credit availability, debt covenant restrictions, business conditions, regulatory requirements, stock price, dividend policy, and alternative investment opportunities such as acquisitions.

Can FirstCash change or pause the buyback program?

Yes. The program may be suspended or discontinued at any time.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 10/30/2025 - 03:19 PM Learn about SEC filing dates

0000840489false00008404892025-10-302025-10-30

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): October 30, 2025

FIRSTCASH HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware			001-10960			87-3920732
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

1600 West 7th Street, Fort Worth, Texas 76102

(Address of principal executive offices, including zip code)

(817) 335-1100

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $.01 per share			FCFS			The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company    ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Securities Exchange Act of 1934.    ☐

Item 2.02 Results of Operations and Financial Condition.

On October 30, 2025, FirstCash Holdings, Inc. (the “Company”) issued a press release (the “Earnings Release”) announcing its financial results for the three and nine month periods ended September 30, 2025, the Board of Directors’ declaration of a fourth quarter cash dividend of $0.42 per common share and the Board of Directors’ authorization of $150 million of share repurchases. The Earnings Release is also furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated in Item 2.02 of this Current Report by this reference.

The information provided in this Item 2.02, including the Earnings Release attached hereto, is being “furnished” and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by the specific reference in such filing.

Item 8.01 Other Events.

On October 30, 2025, the Company announced that the Board of Directors authorized the Company to repurchase up to $150 million shares of its common stock (the “Authorization”). The Board of Directors made this determination after considering the Company's liquidity needs and capital resources as well as the estimated current value of the Company's assets.

Under the Authorization, the Company may purchase common stock in open market transactions, block purchases or other privately negotiated transactions, from time to time pursuant to a trading plan in accordance with Rule 10b5-1 and Rule 10b-18 under the Exchange Act or by any combination of such methods. The number of shares to be purchased and the timing of the purchases are based on a variety of factors, including, but not limited to, the level of cash balances, credit availability, debt covenant restrictions, general business conditions, regulatory requirements, the market price of the Company's stock, dividend policy and the availability of alternative investment opportunities, including acquisitions. No time limit was set for completion of repurchases under the Authorization and the program may be suspended or discontinued at any time.

Item 9.01 Financial Statements and Exhibits.

			(d) Exhibits:
						99.1			Press release, dated October 30, 2025, announcing the Company’s financial results for the three and nine month periods ended September 30, 2025, declaration of cash dividend and share repurchase authorization
						104			Cover Page Interactive Data File (embedded within the Inline XBRL document contained in Exhibit 101)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: October 30, 2025			FIRSTCASH HOLDINGS, INC.
			(Registrant)
			/s/ R. DOUGLAS ORR
			R. Douglas Orr
			Executive Vice President and Chief Financial Officer
			(As Principal Financial Officer and Principal Accounting Officer)

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